Montenegro Property owner residence

Temporary residence for foreigners who own, or co-own at least one half of, a house, flat, villa, business or hospitality property in Montenegro with a tax base of at least EUR 150,000 (≈ $168,000). ^{1 2 3 4 5}

What you must show and pay

• Assets of at least EUR 150,000 (≈ $168,000) · Minimum tax base of the owned property in the property-transfer tax decision issued by the municipal tax office; the tax base in that decision is what counts, not the price in the purchase contract. ³
• Savings of at least EUR 20 a day (≈ $22) · Minimum funds for each day of the requested stay. ⁴
• A fee of EUR 40 (≈ $45) · Administrative fee for issuing a temporary residence permit (Tariff No. 13 of the Law on Administrative Fees). ⁷
• A fee of EUR 5 (≈ $6) · Fee for the permit form. ⁵
• A fee of EUR 2 (≈ $2) · Fee for the application. ⁵

Requirements

• Applicant owns real estate in Montenegro or is co-owner of at least one half of it. ^{1 2}
• Eligible property is a family house, holiday house, villa, flat, hospitality building, mixed residential-business building or business premises. ¹
• The property-transfer tax decision from the local tax authority shows a tax base of at least EUR 150,000 (≈ $168,000). ³
• Funds of at least EUR 20 (≈ $22) for each day of the requested stay. ⁴
• Real-estate register extract or other proof of ownership under the cadastre law. ¹
• Property-transfer tax decision issued by the local tax authority, showing the tax base. ³
• Proof of accommodation, valid passport, travel health insurance and criminal record certificate. ^{1 6 4}
• Apply in person at the Ministry of Internal Affairs unit in the place of residence; the decision is made within 40 days. ¹
• Citizens of EU member states and their family members, and nationals of Iceland, Liechtenstein, Norway and Switzerland, do not have to show the property value. ³
• The permit is issued for up to one year; each extension needs proof that tax obligations for the permit period were paid. ^{1 3}
• Holders of a property permit issued before 17 January 2026 have their extension requests decided under the earlier rules. ³

Stay

• Permit valid up to one year and extendable each year while the ownership continues and taxes are paid.
• First stay: up to 12 months, decided case by case.
• Renewable, subject to the conditions in force at renewal.

Nationality

Open to foreigners generally.

Work

The permit allows stay for the purpose of using and disposing of the property; work needs a separate work permit.

Family

Family members can apply for family reunification with a foreigner holding temporary residence.

Checked 2026-10-12

Official sources

1. Law on Foreigners (Official Gazette of Montenegro 12/18) · Official Gazette of Montenegro No. 12/2018 · checked 2026-10-11 · published 2018-02-23
2. Law amending the Law on Foreigners (Official Gazette of Montenegro 3/19) · Official Gazette of Montenegro No. 3/2019 · checked 2026-10-11 · published 2019-01-15
3. Law amending the Law on Foreigners (Official Gazette of Montenegro 3/2026) · Official Gazette of Montenegro No. 3/2026 · checked 2026-10-11 · published 2026-01-09
4. Rulebook amendment: daily means of support, minimum pay and health insurance (Official Gazette of Montenegro 12/25) · Official Gazette of Montenegro No. 12/2025 · checked 2026-10-11 · published 2025-02-11
5. Temporary residence and work (work permit) · Government of Montenegro, Single Contact Point for services · checked 2026-10-11 · published 2024-04-26
6. Rulebook amendment: proof of accommodation (Official Gazette of Montenegro 145/22) · Official Gazette of Montenegro No. 145/2022 · checked 2026-10-11 · published 2022-12-27
7. Law on Administrative Fees, Tariff No. 13: fees for permits for foreigners (adopted 6 March 2019) · Official Gazette of Montenegro (Law proclaimed 11 March 2019) · checked 2026-10-11 · published 2019-03-11