Malta · Investing
Malta MPRP · Buy property
Investment needed: €97k ≈ $108k
Malta Permanent Residence Programme: purchased property (EUR 375,000)
First checked against official sources on Change log
Key facts
MPRP · Buy property is an investing route for Malta. Applicants need an investment of €97k ≈ $108k. You can stay 5 yrs, renewable. Checked 2026-10-11 against the official source.
- Money needed
- €97k ≈ $108k
- Government fees
- €60k ≈ $67k · +4 more
- First stay
- 5 yrs
Cost, time and long term
To apply: 5 government fees listed below; investment €97k ≈ $108k. No lawyer or agent fee is included.
Government fees€60k ≈ $67k · +4 more
- EUR 60,000 (≈ $67,000)Part of the EUR 97,000 (≈ $108,000): non-refundable administration fee for the main applicant, paid as EUR 15,000 (≈ $16,800) within one month of submitting the application and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle.
- EUR 37,000 (≈ $41,300)Part of the EUR 97,000 (≈ $108,000): government contribution (the programme's investment requirement), paid within eight months of the Letter of Approval in Principle.
- EUR 2,000 (≈ $2,230)Donation to a local NGO registered with the Commissioner for Voluntary Organisations, paid before the certificate is issued; additional to the EUR 97,000 (≈ $108,000).
- EUR 500 (≈ $560)Residence card fee per person, covering five years.
- EUR 7,500 (≈ $8,380)Non-refundable administration fee for each adult dependant, excluding the spouse.
Shown, not spent€500k+ ≈ $559k · €650k+ ≈ $726k
- EUR 500,000 (≈ $559,000)Capital assets of at least EUR 500,000, (≈ $559,000) of which at least EUR 150,000 (≈ $168,000) in financial assets.
- EUR 650,000 (≈ $726,000)Alternative asset test: capital assets of at least EUR 650,000, (≈ $726,000) of which at least EUR 75,000 (≈ $83,800) in financial assets.
Invested and held€375k+ ≈ $419k
- EUR 375,000 (≈ $419,000)Property requirement, purchase option: a qualifying residential property in Malta or Gozo bought for at least EUR 375,000 (≈ $419,000) and kept for at least five years, after which a residential property must still be maintained. The alternative is a rented property at EUR 14,000 (≈ $15,600) a year or more (separate route).
Paid in, not returned€97k ≈ $108k
- EUR 97,000 (≈ $108,000)Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 (≈ $67,000) plus government contribution EUR 37,000, (≈ $41,300) the same whether the property is bought or rented.
RenewalRenewal rules
The residence card covers five years and a residential property in Malta must be maintained afterwards.
CitizenshipConditions
The programme grants permanent residence only; citizenship is governed by separate legislation.
Where to applyFrom abroad
Applications go through a licensed agent and do not require you to be in Malta.
Presence rulesStay rule
You must maintain a qualifying residential property in Malta, for five years and afterwards.
Why this route may not fit
Check this before you apply.
- Applications are made from outside Malta, not after arriving
- Not open to EU, EEA or Swiss passports
What you'll need
Who can apply1
- The applicant is a non-EEA, non-Swiss third-country national from a country that is not sanctioned.
What you must show11
- Capital assets of at least EUR 500,000, (≈ $559,000) including EUR 150,000 (≈ $168,000) in financial assets.
- Alternatively, capital assets of at least EUR 650,000, (≈ $726,000) including EUR 75,000 (≈ $83,800) in financial assets.
- Stable and regular resources that cover the family without Maltese social assistance.
- A qualifying residential property in Malta or Gozo bought for at least EUR 375,000 (≈ $419,000).
- Non-refundable administration fee of EUR 60,000 (≈ $67,000) for the main applicant.
- EUR 15,000 (≈ $16,800) of it is paid within one month of applying and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle.
- Government contribution of EUR 37,000, (≈ $41,300) paid within eight months of the Letter of Approval in Principle.
- The EUR 97,000 (≈ $108,000) total is the same whether the property is bought or rented.
- Donation of EUR 2,000 (≈ $2,230) to a registered local NGO.
- Residence card fee: EUR 500 (≈ $560) per person, covering five years.
- EUR 7,500 (≈ $8,380) for each adult dependant, excluding the spouse.
Documents1
- Health insurance covering Malta and other European countries.
Steps1
- The application goes through a licensed agent.
After you arrive1
- After five years, a residential property must still be maintained.
When you become tax resident
How Malta decides tax residence and treats foreign-source income, from its tax records.
- Stay on this route
5 years at first, renewable
- Tax residence
Residence for the ordinary rates and the remittance basis follows residence and domicile in Malta under the Income Tax Act.
- Foreign-source income
Remittance basis (non-dom)
For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally.
- Special regime
Not ordinarily resident or not domiciled · Tax relief
All tax rules for Malta Tax records checked
Full official text
Permanent residence with purchase of a qualifying residential property of at least EUR 375,000, (≈ $419,000) retained for five years. 1 2
What you must show and pay
- An investment of EUR 97,000 (≈ $108,000) · Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 (≈ $67,000) plus government contribution EUR 37,000, (≈ $41,300) the same whether the property is bought or rented. 1 2
- An investment of at least EUR 375,000 (≈ $419,000) · Property requirement, purchase option: a qualifying residential property in Malta or Gozo bought for at least EUR 375,000 (≈ $419,000) and kept for at least five years, after which a residential property must still be maintained. The alternative is a rented property at EUR 14,000 (≈ $15,600) a year or more (separate route). 1 2
- Assets of at least EUR 500,000 (≈ $559,000) · Capital assets of at least EUR 500,000, (≈ $559,000) of which at least EUR 150,000 (≈ $168,000) in financial assets. 1 2
- Assets of at least EUR 650,000 (≈ $726,000) · Alternative asset test: capital assets of at least EUR 650,000, (≈ $726,000) of which at least EUR 75,000 (≈ $83,800) in financial assets. 1 2
- A fee of EUR 60,000 (≈ $67,000) · Part of the EUR 97,000 (≈ $108,000): non-refundable administration fee for the main applicant, paid as EUR 15,000 (≈ $16,800) within one month of submitting the application and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle. 1 2
- A fee of EUR 37,000 (≈ $41,300) · Part of the EUR 97,000 (≈ $108,000): government contribution (the programme's investment requirement), paid within eight months of the Letter of Approval in Principle. 1 2
- A fee of EUR 2,000 (≈ $2,230) · Donation to a local NGO registered with the Commissioner for Voluntary Organisations, paid before the certificate is issued; additional to the EUR 97,000 (≈ $108,000). 1 2
- A fee of EUR 500 (≈ $560) · Residence card fee per person, covering five years. 1
- A fee of EUR 7,500 (≈ $8,380) · Non-refundable administration fee for each adult dependant, excluding the spouse. 1 2
Requirements
- The applicant is a non-EEA, non-Swiss third-country national from a country that is not sanctioned. 1 2
- Capital assets of at least EUR 500,000, (≈ $559,000) including EUR 150,000 (≈ $168,000) in financial assets. 1 2
- Alternatively, capital assets of at least EUR 650,000, (≈ $726,000) including EUR 75,000 (≈ $83,800) in financial assets. 1 2
- Stable and regular resources that cover the family without Maltese social assistance. 1 2
- A qualifying residential property in Malta or Gozo bought for at least EUR 375,000 (≈ $419,000). 1 2
- Non-refundable administration fee of EUR 60,000 (≈ $67,000) for the main applicant. 1 2
- EUR 15,000 (≈ $16,800) of it is paid within one month of applying and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle. 1 2
- Government contribution of EUR 37,000, (≈ $41,300) paid within eight months of the Letter of Approval in Principle. 1 2
- The EUR 97,000 (≈ $108,000) total is the same whether the property is bought or rented. 1 2
- Donation of EUR 2,000 (≈ $2,230) to a registered local NGO. 1 2
- Residence card fee: EUR 500 (≈ $560) per person, covering five years. 1 2
- EUR 7,500 (≈ $8,380) for each adult dependant, excluding the spouse. 1 2
- Health insurance covering Malta and other European countries. 1 2
- The application goes through a licensed agent. 1 2
- After five years, a residential property must still be maintained. 1 2
Stay
- Permanent residence: the certificate lets the holder and approved dependants reside indefinitely; the residence card covers five years and a residential property must be maintained afterwards.
- Initial permitted stay: 60 months.
- Renewable, subject to the conditions in force at renewal.
Nationality
Third-country nationals who are not EEA or Swiss nationals; applicants from countries sanctioned by Residency Malta are not eligible. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.
Family
Spouse or equivalent partner, children under 18, unmarried dependent children aged 18 to 28, dependent parents or grandparents who do not work full time, and adult children with a disability can be included; a EUR 7,500 (≈ $8,380) fee applies to each adult dependant other than the spouse.
Official sources
- Malta Permanent Residence Programme (MPRP) · Residency Malta Agency · checked 2026-10-10
- Malta Permanent Residence Programme Regulations (S.L. 217.26, as amended by L.N. 310 of 2024 and L.N. 146 of 2025) · Government of Malta, legislation.mt · checked 2026-10-10
MPRP · Buy property and its alternatives
| Route | Money needed | Stay | Work |
|---|---|---|---|
| MPRP · Buy property | Needs an investment of €97k ≈ $108k | 5 yr, renewable | – |
| MPRP · Rent property | Needs an investment of €97k ≈ $108k | 5 yr, renewable | – |
| Family Office residency | – | 3 yr, renewable | – |
| Golden Visa · €250k arts Portugal | Needs an investment of €250k+ ≈ $279k | 2 yr, renewable | – |
| D5 · Property over $150k Georgia | Needs assets of $150k+ | 1 yr, renewable | No |
Questions people ask
How much money do I need for the MPRP · Buy property?
An investment of EUR 97,000 (≈ $108,000). Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 (≈ $67,000) plus government contribution EUR 37,000, (≈ $41,300) the same whether the property is bought or rented. An investment of at least EUR 375,000 (≈ $419,000). Property requirement, purchase option: a qualifying residential property in Malta or Gozo bought for at least EUR 375,000 (≈ $419,000) and kept for at least five years, after which a residential property must still be maintained. Assets of at least EUR 500,000 (≈ $559,000). Capital assets of at least EUR 500,000, (≈ $559,000) of which at least EUR 150,000 (≈ $168,000) in financial assets. Assets of at least EUR 650,000 (≈ $726,000). Alternative asset test: capital assets of at least EUR 650,000, (≈ $726,000) of which at least EUR 75,000 (≈ $83,800) in financial assets.
How long can I stay on the MPRP · Buy property?
Permanent residence: the certificate lets the holder and approved dependants reside indefinitely; the residence card covers five years and a residential property must be maintained afterwards.
Can I bring my family on the MPRP · Buy property?
Spouse or equivalent partner, children under 18, unmarried dependent children aged 18 to 28, dependent parents or grandparents who do not work full time, and adult children with a disability can be included; a EUR 7,500 (≈ $8,380) fee applies to each adult dependant other than the spouse.
Who can apply for the MPRP · Buy property?
Third-country nationals who are not EEA or Swiss nationals; applicants from countries sanctioned by Residency Malta are not eligible. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.
Is there a tax break for MPRP · Buy property holders in Malta?
Malta: not ordinarily resident or not domiciled - foreign-source income taxed only when received in Malta: For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally. It's separate from the visa and has its own conditions.
Tax
Special regime
Malta: not ordinarily resident or not domiciled - foreign-source income taxed only when received in Malta
Tax relief
Details
- On: Income arising outside Malta and received in Malta (remittance basis)
- Who: Not ordinarily resident in Malta, or not domiciled in Malta
For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally.
Taxed on
Income arising outside Malta and received in Malta (remittance basis), plus all Maltese-source income and Maltese capital gains;.
Who it applies to
- Not ordinarily resident in Malta, or not domiciled in Malta (Income Tax Act proviso (i) and (ii)).
- Persons charged at 15 cents in the euro under article 56(11) are taxed only on Maltese-source income and capital gains and on foreign-source income received in Malta.
Exclusions
- Maltese-source income and Maltese capital gains are fully taxable.
- Foreign-source income that is received in Malta (including foreign-source income remitted) is taxed.
Tax residence
Status depends on ordinary residence and domicile as defined for Maltese tax law; visa status is not the test.
Visas
Independent of the immigration permit.
Other taxes
Social security contributions and VAT are separate; Nomad Residence Permit income rules are in a separate record.
Checked against official sources on Change log
More in Malta
Investment visas elsewhere
Head to head
≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.
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How this was checked
Checked on 2026-10-11 against 2 official sources. Status: verified against the official sources.
Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.
- Malta Permanent Residence Programme (MPRP) · Residency Malta Agency · checked 2026-10-10
- Malta Permanent Residence Programme Regulations (S.L. 217.26, as amended by L.N. 310 of 2024 and L.N. 146 of 2025) · Government of Malta, legislation.mt · checked 2026-10-10
Tracked since 2026-10-10. Rule changes and corrections are listed on the changes page, and the methodology page explains how facts are checked. Found something out of date? Email contact@stayglobe.app with a link to the official source.