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Greece Golden Visa · €400k property vs Malta MPRP · Buy property

Two investor routes side by side: money, stay, family, fees and tax, from the official sources. The official authority decides every application.

Greece Golden Visa · €400k property and Malta MPRP · Buy property compared
Country1Golden Visa · €400k property
Greece
2MPRP · Buy property
Malta
Type1Golden Visa · €400k property
Investing
2MPRP · Buy property
Investing
Money needed1Golden Visa · €400k property
Needs an investment of €400k+ ≈ $447k
2MPRP · Buy property
Needs an investment of €97k ≈ $108k
First stay1Golden Visa · €400k property
5 yrs
2MPRP · Buy property
5 yrs
Renewal1Golden Visa · €400k property
Renewable
Details

The first permit is valid 5 years and renews for equal periods while the investment continues; absences from Greece do not prevent renewal.

Taxheaven legal text repository

2MPRP · Buy property
Renewal rules
Details

The residence card covers five years and a residential property in Malta must be maintained afterwards.

Residency Malta Agency

Spouse can work1Golden Visa · €400k property
Can work
2MPRP · Buy property
Government fees1Golden Visa · €400k property
€2,000 ≈ $2,230
Details
  • €2,000 ≈ $2,230

    Residence permit fee (EUR 16 (≈ $18) extra for the card).

2MPRP · Buy property
€60k ≈ $67k · €37k ≈ $41k · +3 more
Details
  • €60k ≈ $67k

    Part of the EUR 97,000 (≈ $108,000): non-refundable administration fee for the main applicant, paid as EUR 15,000 (≈ $16,800) within one month of submitting the application and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle.

  • €37k ≈ $41k

    Part of the EUR 97,000 (≈ $108,000): government contribution (the programme's investment requirement), paid within eight months of the Letter of Approval in Principle.

  • €2,000 ≈ $2,230

    Donation to a local NGO registered with the Commissioner for Voluntary Organisations, paid before the certificate is issued; additional to the EUR 97,000 (≈ $108,000).

  • €500 ≈ $560

    Residence card fee per person, covering five years.

  • €7,500 ≈ $8,380

    Non-refundable administration fee for each adult dependant, excluding the spouse.

Permanent residence1Golden Visa · €400k property
After 5 years of residence
Details

Long-term resident status needs 5 years of continuous legal residence and income at least the annual minimum wage (plus 10% for dependants); absences under 6 consecutive months and 10 months in total are allowed.

TaxHeaven

2MPRP · Buy property
Citizenship1Golden Visa · €400k property
After 7 years of residence
Details

Naturalisation needs 7 years of legal residence for holders of investor permits (a listed title), plus Greek language and history tests and proof of economic integration.

Ministry of Interior, National Registry of Administrative Public Services

2MPRP · Buy property
Conditions
Details

The programme grants permanent residence only; citizenship is governed by separate legislation.

Residency Malta Agency

Processing1Golden Visa · €400k property
2 months
Details

The permit is issued within 2 months of the complete file reaching the issuing authority (Art. 100(10)).

Taxheaven legal text repository

2MPRP · Buy property
Where to apply1Golden Visa · €400k property
Abroad or in-country
Details

Apply online; a non-resident can apply before entering Greece through a power of attorney, or apply while legally in Greece.

National Registry of Administrative Public Services

2MPRP · Buy property
From abroad
Details

Applications go through a licensed agent and do not require you to be in Malta.

Residency Malta Agency

Employer needed1Golden Visa · €400k property
No
2MPRP · Buy property
No
Tax residence test1Golden Visa · €400k property
More than 183 days (any 12-month period)
2MPRP · Buy property
Foreign-source income1Golden Visa · €400k property
Greek tax residents are taxed on worldwide income, including foreign-source income, at progressive rates from 9% to 44% (scale applied from tax year 2026); residence follows the main home, habitual abode or centre of vital interests, or presence over 183 days.
2MPRP · Buy property
Remittance basis (non-dom)
Details

For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally.

Tax note1Golden Visa · €400k property
2MPRP · Buy property
Official source1Golden Visa · €400k property2MPRP · Buy property
Checked against official sources1Golden Visa · €400k property
2MPRP · Buy property
First checked

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

Official sources

Greece Golden Visa · €400k property

  1. Law 5100/2024, art. 64, replacing art. 100 of the Migration Code (Government Gazette A 49/05.04.2024) · Ethniko Typografeio (Government Gazette) · checked 2026-10-11
  2. Increase of minimum real-estate investment for golden visa (art. 64 Law 5100/2024) · Ministry of Social Cohesion and Family - Housing Policy Portal · checked 2026-10-10
  3. Golden visa programme (investment in a listed real property) · National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-10
  4. Law 5038/2023, Migration Code (Government Gazette A 81/01.04.2023) · Ethniko Typografeio (Government Gazette) · checked 2026-10-11
  5. Migration Code, art. 100 (real-estate investment permit, type B.5), consolidated text · Taxheaven legal text repository (consolidated Migration Code, Law 5038/2023) · checked 2026-10-11
  6. Migration Code, art. 95 (duration of investor permits and family members), consolidated text · Taxheaven legal text repository (consolidated Migration Code, Law 5038/2023) · checked 2026-10-11
  7. Migration Code, art. 89 (rights and obligations of family members: access to dependent employment), consolidated text · Taxheaven (Law 5038/2023 consolidated text) · checked 2026-10-12
  8. Law 5275/2026, Government Gazette A 17 of 6 February 2026 (amendments to the Migration Code) · National Printing House (Ethniko Typografeio) · checked 2026-10-12
  9. Migration Code, art. 144 (long-term resident status: conditions), consolidated text · TaxHeaven (consolidated Law 5038/2023) · checked 2026-10-11
  10. Migration Code, art. 143 (long-term resident status: scope), consolidated text · TaxHeaven (consolidated Law 5038/2023) · checked 2026-10-11
  11. Naturalisation of non-ethnic-Greek aliens (Politografisi Allogenon Allodapon) · Ministry of Interior, National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-11
  12. Permanent golden visa (change of use) · National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-10

Malta MPRP · Buy property

  1. Malta Permanent Residence Programme (MPRP) · Residency Malta Agency · checked 2026-10-10
  2. Malta Permanent Residence Programme Regulations (S.L. 217.26, as amended by L.N. 310 of 2024 and L.N. 146 of 2025) · Government of Malta, legislation.mt · checked 2026-10-10