Ireland · Retire or live on savings
Ireland Retirement / Stamp 0
Income needed: €50k+ a year ≈ $56k
Retirement and independent means (Stamp 0)
Checked against official sources on Change log
Key facts
Retirement / Stamp 0 is a retire or live on savings route for Ireland. Applicants need income of €50k+ a year ≈ $56k. You can't take local work. Checked 2026-10-12 against the official source.
- Money needed
- €50k+ a year ≈ $56k
Cost, time and long term
Shown, not spent€50k+/yr ≈ $56k
- EUR 50,000 a year (≈ $55,900)Individual income per year, certified by an Irish accountancy firm.
RenewalRenewable
Permission is renewed through the TPER renewal form.
ProcessingOfficial timeline
Immigration Service Delivery gives an average processing time of four months; applications are handled in date order.
Where to applyFrom abroad
All applicants must obtain Stamp 0 approval before arriving in Ireland, and visa-required nationals then apply for a D Reside visa.
Why this route may not fit
Check this before you apply.
- Applications are made from outside Ireland, not after arriving
- Work isn't allowed on this route
- Not open to EU, EEA or Swiss passports, or passports from United Kingdom
What you'll need
Who can apply2
- The applicant is a non-EEA national.
- The applicant has independent means, does not work and does not claim State benefits.
What you must show3
- Individual income of EUR 50,000 (≈ $55,900) per year, certified by an Irish accountancy firm.
- Access to a lump sum equal to the price of a residential dwelling.
- Investment sums are not normally counted; the money must be pension income or readily accessible funds.
Documents3
- Evidence of all finances, such as six months of bank statements, verified by an Irish-based accountant listing yearly income and liabilities.
- Private medical insurance with full cover in private hospitals.
- A police clearance certificate and a health declaration.
Steps2
- Everyone applies for Stamp 0 before arriving.
- Visa-required nationals apply for a D Reside visa after approval.
After you arrive1
- On arrival with the approval letter a landing stamp of up to 90 days is given; the permission must be registered within that time to receive an Irish Residence Permit.
When you become tax resident
How Ireland decides tax residence and treats foreign-source income, from its tax records.
- Tax residence
- At least 183 days in a tax yearResident if present in Ireland 183 days or more in the tax year.
- At least 280 days in the current and preceding tax year combinedResident if present 280 days or more across two years, provided more than 30 days are spent in Ireland in the current year.
- Foreign-source income
Remittance basis (non-dom)
An individual resident in Ireland who is not Irish-domiciled is taxed on foreign-sourced income and foreign capital gains only to the extent they are remitted to Ireland; Irish-source income is taxed in full and the income of a non-Irish employment is taxable on the remittance basis only for duties performed outside Ireland.
- Special regime
Remittance basis for residents who are not Irish-domiciled · Tax relief
All tax rules for Ireland Tax records checked
What you need to arrange
- Health insurance
Private medical insurance with full cover in private hospitals
- Police certificate and civil documents
A police clearance certificate and a health declaration
Taken from this route's requirements above. The authority's own list is the one that counts.
Full official text
Permission to live in Ireland for non-EEA nationals of independent means who do not work or claim State benefits; income must be verified by an Irish accountancy firm. 1
What you must show
- Income of at least EUR 50,000 a year (≈ $55,900) · Individual income per year, certified by an Irish accountancy firm. 1
Requirements
- The applicant is a non-EEA national. 1
- The applicant has independent means, does not work and does not claim State benefits. 1
- Individual income of EUR 50,000 (≈ $55,900) per year, certified by an Irish accountancy firm. 1
- Access to a lump sum equal to the price of a residential dwelling. 1
- Investment sums are not normally counted; the money must be pension income or readily accessible funds. 1
- Evidence of all finances, such as six months of bank statements, verified by an Irish-based accountant listing yearly income and liabilities. 1
- Private medical insurance with full cover in private hospitals. 1
- A police clearance certificate and a health declaration. 1
- Everyone applies for Stamp 0 before arriving. 1
- Visa-required nationals apply for a D Reside visa after approval. 1
- On arrival with the approval letter a landing stamp of up to 90 days is given; the permission must be registered within that time to receive an Irish Residence Permit. 1
Stay
- Renewed through the TPER renewal form.
- Renewable, subject to the conditions in force at renewal.
Nationality
Non-EEA nationals; EU, EEA, Swiss and UK citizens do not need this permission. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.
Work
No work and no State benefits.
Official sources
- I want to retire to Ireland (Stamp 0) · Immigration Service Delivery · checked 2026-10-12
Retirement / Stamp 0 and its alternatives
| Route | Money needed | Stay | Work |
|---|---|---|---|
| Retirement / Stamp 0 | Needs income of €50k+ a year ≈ $56k | – | No |
| D7 passive income visa Portugal | Needs income of €920+ a month ≈ $1,030 | 2 yr, renewable | – |
| Non-lucrative visa Spain | Needs income of €2,400+ a month ≈ $2,680 | 1 yr, renewable | No |
| Elective residence Italy | Needs income of €31k+ a year ≈ $35k | – | No |
| Independent means permit Greece | Needs income of €3,500+ a month ≈ $3,910 | 3 yr, renewable | – |
Questions people ask
How much money do I need for the Retirement / Stamp 0?
Income of at least EUR 50,000 a year (≈ $55,900). Individual income per year, certified by an Irish accountancy firm.
How long can I stay on the Retirement / Stamp 0?
Renewed through the TPER renewal form.
How long does the Retirement / Stamp 0 take to process?
Immigration Service Delivery gives an average processing time of four months; applications are handled in date order.
Can I work on the Retirement / Stamp 0?
No. No work and no State benefits.
Who can apply for the Retirement / Stamp 0?
Non-EEA nationals; EU, EEA, Swiss and UK citizens do not need this permission. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, United Kingdom, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.
Is there a tax break for Retirement / Stamp 0 holders in Ireland?
Ireland: remittance basis for residents who are not Irish-domiciled: An individual resident in Ireland who is not Irish-domiciled is taxed on foreign-sourced income and foreign capital gains only to the extent they are remitted to Ireland; Irish-source income is taxed in full and the income of a non-Irish employment is taxable on the remittance basis only for duties performed outside Ireland. It's separate from the visa and has its own conditions.
Tax
Special regime
Ireland: remittance basis for residents who are not Irish-domiciled
Tax relief
Details
- On: Actual sums remitted to Ireland out of foreign-source income
An individual resident in Ireland who is not Irish-domiciled is taxed on foreign-sourced income and foreign capital gains only to the extent they are remitted to Ireland; Irish-source income is taxed in full and the income of a non-Irish employment is taxable on the remittance basis only for duties performed outside Ireland.
Taxed on
Actual sums remitted to Ireland out of foreign-source income (Schedule D Case III) and foreign gains; Irish-source income and Irish gains on the arising basis at ordinary rates (20% standard rate band and 40% higher rate in the Revenue example for 2026).
Who it applies to
- Resident in Ireland for the tax year and satisfies Revenue that they are not domiciled in the State (section 71 TCA 1997).
Exclusions
- Duties of a non-Irish employment performed in Ireland are taxed under Schedule E on the arising basis.
- UK-source income is taxed on the arising basis (section 18 FA 2008).
- Other statutory exceptions are listed in Part 7 of the manual.
Days in the country
- At least 183 days in tax year · Resident if present in Ireland 183 days or more in the tax year.
- At least 280 days in current and preceding tax year combined · Resident if present 280 days or more across two years, provided more than 30 days are spent in Ireland in the current year.
Tax residence
Residence is by days of presence under section 819 TCA 1997; domicile is a separate general-law concept.
Visas
Not tied to a visa; SARP is a separate employment-income relief.
Other taxes
USC and PRSI follow their own rules; the Revenue manual notes the remittance basis is also available for foreign gains.
Checked against official sources on Change log
More in Ireland
Retirement and live-on-savings visas elsewhere
≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.
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How this was checked
Checked on 2026-10-12 against 1 official source. Status: verified against the official sources.
Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.
- I want to retire to Ireland (Stamp 0) · Immigration Service Delivery · checked 2026-10-12
Tracked since 2026-10-10. Rule changes and corrections are listed on the changes page, and the methodology page explains how facts are checked. Found something out of date? Email contact@stayglobe.app with a link to the official source.