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United Arab Emirates · Retire or live on savings

United Arab Emirates Retirement visa

Income needed: AED 240k+ a year ≈ $65k

Retirement Residence Visa (5 years)

Checked against official sources on , some details partly verifiedRecord corrected 12 Oct 2026Change log

Retirement visa is a retire or live on savings route for United Arab Emirates. Applicants need income of AED 240k+ a year ≈ $65k. Checked 2026-10-12 against the official source.

Money needed
AED 240k+ a year ≈ $65k
Processing
Up to 2 days

To apply: income to show AED 240k+/yr ≈ $65k; decision: up to 2 days. No lawyer or agent fee is included.

Shown, not spentAED 1M+ ≈ $272k · +2 more
  • AED 1,000,000 (≈ $272,000)Property worth at least AED 1,000,000 (≈ $272,000). The u.ae page asks for the property together with the savings; the ICP service page asks for the property or a deposit of the same value.
  • AED 1,000,000 (≈ $272,000)Financial savings or a deposit of at least AED 1,000,000 (≈ $272,000). The u.ae page asks for the savings in addition to the property; the ICP service page accepts a deposit instead of the property, placed with a UAE financial institution within 60 days of the residence being issued unless it is invested in the UAE.
  • AED 240,000 a year (≈ $65,400)Instead of property and savings: annual income. The ICP service page states at least AED 240,000 (≈ $65,400) or the foreign-currency equivalent, with a bank statement for the last 6 months. The u.ae page states at least AED 180,000 (≈ $49,000) from inside or outside the UAE, and AED 240,000 (≈ $65,400) for applications from Dubai.
ProcessingUp to 2 days

The Federal Authority lists 2 days as its service time for issuing a residence permit.

Federal Authority for Identity, Citizenship, Customs and Port Security

Presence rulesAway max 180 days in a row

A UAE residence visa is cancelled automatically if the holder lives outside the UAE for more than 180 days in a row.

UAE Government Portal

Check this before you apply.

  • Only from age 55

Who can apply2

  • The u.ae page asks for at least 15 years of work, inside or outside the UAE, and an age of at least 55 at retirement.
  • The ICP service page asks for at least 15 years of service before retirement, inside or outside the UAE, or an age of 55.

What you must show5

  • Financial test, option A on the u.ae page: property worth at least AED 1,000,000 (≈ $272,000) and financial savings of at least AED 1,000,000 (≈ $272,000) on top of the property.
  • Option A on the ICP service page: property worth at least AED 1,000,000 (≈ $272,000) or a financial deposit of the same value.
  • ICP says the deposit is placed with a UAE financial institution within 60 days of the residence being issued, unless it is invested in the UAE.
  • Option B on the ICP service page: annual income of at least AED 240,000 (≈ $65,400) or the foreign-currency equivalent.
  • Option B on the u.ae page: annual income of at least AED 180,000 (≈ $49,000) or the foreign-currency equivalent, from inside or outside the UAE, and at least AED 240,000 (≈ $65,400) for applications from Dubai.

Documents1

  • For the income option ICP asks for a bank statement covering the last 6 months, submitted with the application.

How United Arab Emirates decides tax residence and treats foreign-source income, from its tax records.

Tax residence
  • At least 183 days in 12 consecutive months
  • At least 90 days in 12 consecutive monthsApplies to UAE nationals, holders of a valid residence permit, or GCC nationals who also have a permanent place of residence in the UAE or work or carry on business there.
Foreign-source income

No personal income tax

The UAE levies no income tax on individuals; foreign-source salary, investment and rental income of an individual is outside Corporate Tax.

All tax rules for United Arab Emirates Tax records checked

Full official text

Five-year residence for retirees who meet a service or age test and either a property and savings test or an annual income test. The two official pages state these tests differently, and both versions are listed in the requirements. 1 2 3 4

What you must show

  • Assets of at least AED 1,000,000 (≈ $272,000) · Property worth at least AED 1,000,000 (≈ $272,000). The u.ae page asks for the property together with the savings; the ICP service page asks for the property or a deposit of the same value. 1 2
  • Savings of at least AED 1,000,000 (≈ $272,000) · Financial savings or a deposit of at least AED 1,000,000 (≈ $272,000). The u.ae page asks for the savings in addition to the property; the ICP service page accepts a deposit instead of the property, placed with a UAE financial institution within 60 days of the residence being issued unless it is invested in the UAE. 1 2
  • Income of at least AED 240,000 a year (≈ $65,400) · Instead of property and savings: annual income. The ICP service page states at least AED 240,000 (≈ $65,400) or the foreign-currency equivalent, with a bank statement for the last 6 months. The u.ae page states at least AED 180,000 (≈ $49,000) from inside or outside the UAE, and AED 240,000 (≈ $65,400) for applications from Dubai. 1 2

Requirements

  • The u.ae page asks for at least 15 years of work, inside or outside the UAE, and an age of at least 55 at retirement. 1
  • The ICP service page asks for at least 15 years of service before retirement, inside or outside the UAE, or an age of 55. 2
  • Financial test, option A on the u.ae page: property worth at least AED 1,000,000 (≈ $272,000) and financial savings of at least AED 1,000,000 (≈ $272,000) on top of the property. 1
  • Option A on the ICP service page: property worth at least AED 1,000,000 (≈ $272,000) or a financial deposit of the same value. 2
  • ICP says the deposit is placed with a UAE financial institution within 60 days of the residence being issued, unless it is invested in the UAE. 2
  • Option B on the ICP service page: annual income of at least AED 240,000 (≈ $65,400) or the foreign-currency equivalent. 2
  • Option B on the u.ae page: annual income of at least AED 180,000 (≈ $49,000) or the foreign-currency equivalent, from inside or outside the UAE, and at least AED 240,000 (≈ $65,400) for applications from Dubai. 1
  • For the income option ICP asks for a bank statement covering the last 6 months, submitted with the application. 2

Stay

  • Long-term visa of 5 years.
  • Visa validity: 60 months. Validity is the window to use the visa, not the length you may stay.

Family

Expatriate residents can sponsor a spouse, unmarried daughters, sons under 25 and children with special needs; Green Residence holders can also sponsor first-degree relatives. Your spouse or partner needs their own work permit to work in the United Arab Emirates.

Fine print

Two official pages state different conditions for this visa. The ICP residence-issuing service page, read on 12 October 2026, says 15 years of service or age 55, property worth AED 1,000,000 (≈ $272,000) or a deposit of the same value, or annual income of AED 240,000 (≈ $65,400). The u.ae retirement visa page says 15 years of work and age 55, property and savings of AED 1,000,000 (≈ $272,000) each, or annual income of AED 180,000 (≈ $49,000) (AED 240,000 (≈ $65,400) for Dubai). The u.ae page did not load on 12 October 2026, so its wording is as read on 11 October 2026. The amounts shown at the top of this route are the stricter of the two.

Checked 2026-10-12 · partly verified

Official sources

  1. Residence visa for the retired · UAE Government Portal (u.ae) · checked 2026-10-11
  2. Issuing Residency Permit (terms, fees and documents for each applicant category) · Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) · checked 2026-10-12
  3. Residence visa for families of employees (includes UAE citizen's spouse, parent and child) · UAE Government Portal (u.ae) · checked 2026-10-11
  4. Work permits · The UAE Government Portal (u.ae) · checked 2026-10-10
  5. General provisions for the residence visa · UAE Government Portal (u.ae) · checked 2026-10-11
RouteMoney neededStayWork
Retirement visaNeeds income of AED 240k+ a year ≈ $65k––
LTR · Wealthy Pensioner ThailandNeeds income of $80k+ a year5 yr, renewable–
Long-stay visitor (JPY 30M) JapanNeeds savings of ¥30M+ ≈ $189k1 yrLimited
Second Home visa IndonesiaNeeds savings of $130k+5 yr, renewable–
MM2H Platinum MalaysiaNeeds savings of $1M+–Yes

How much money do I need for the Retirement visa?

Assets of at least AED 1,000,000 (≈ $272,000). Property worth at least AED 1,000,000 (≈ $272,000). Savings of at least AED 1,000,000 (≈ $272,000). Financial savings or a deposit of at least AED 1,000,000 (≈ $272,000). Income of at least AED 240,000 a year (≈ $65,400). Instead of property and savings: annual income.

How long can I stay on the Retirement visa?

Long-term visa of 5 years.

How long does the Retirement visa take to process?

The Federal Authority lists 2 days as its service time for issuing a residence permit.

Can I bring my family on the Retirement visa?

Expatriate residents can sponsor a spouse, unmarried daughters, sons under 25 and children with special needs; Green Residence holders can also sponsor first-degree relatives.

How are Retirement visa holders taxed in United Arab Emirates?

No special regime in our records is tied to the Retirement visa. The standard rules apply: The UAE does not levy income tax on individuals; VAT is 5%. Individuals running a business in the UAE pay corporate tax only if business turnover exceeds AED 1 million (≈ $272,000) in a calendar year.

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

Ask the AI about this route AI

An AI assistant answers from the published records on this page and cites them. It can't assess your personal eligibility. Don't include personal details.

Checked on 2026-10-12 against 5 official sources. Status: partly verified; the page marks the facts an official source does not fully confirm.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

  1. Residence visa for the retired · UAE Government Portal (u.ae) · checked 2026-10-11
  2. Issuing Residency Permit (terms, fees and documents for each applicant category) · Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) · checked 2026-10-12
  3. Residence visa for families of employees (includes UAE citizen's spouse, parent and child) · UAE Government Portal (u.ae) · checked 2026-10-11
  4. Work permits · The UAE Government Portal (u.ae) · checked 2026-10-10
  5. General provisions for the residence visa · UAE Government Portal (u.ae) · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the changes page, and the methodology page explains how facts are checked. Found something out of date? Email contact@stayglobe.app with a link to the official source.