Curaçao · Investing
Curaçao Investor · 3 years
Investment needed: XCG 500k+ ≈ $279k
Investor permit: business investment from XCG 500,000 (3 years)
First checked against official sources on Change log
Key facts
Investor · 3 years is an investing route for Curaçao. Applicants need an investment of XCG 500k+ ≈ $279k. You can stay 3 yrs, renewable. Local work: limited. Checked 2026-10-11 against the official source.
- Money needed
- XCG 500k+ ≈ $279k
- Government fees
- XCG 1,865 ≈ $1,040
- First stay
- 3 yrs
Cost, time and long term
To apply: government fee XCG 1,865 ≈ $1,040; investment XCG 500k+ ≈ $279k. No lawyer or agent fee is included.
Government feesXCG 1,865 ≈ $1,040
- XCG 1,865 (≈ $1,040)Fee payable before applying for an investment of at least XCG 500,000 (≈ $279,000).
Invested and heldXCG 500k+ ≈ $279k
- XCG 500,000 (≈ $279,000)Minimum business investment, for example real property or a business investment; the permit runs 3 years.
RenewalRenewable
The permit is renewed for similar periods if you still have enough financial means and private health insurance and the investment conditions are unchanged.
Permanent residenceAfter 10 years of residence
An indefinite residence permit is granted after ten years of uninterrupted lawful residence in Curaçao.
Admission Organisation (Toelatingsorganisatie), Ministry of Justice, Curaçao
CitizenshipGeneral rule: 5 years of residence
Dutch nationality by naturalisation needs five years or more in the Kingdom with a valid residence permit that allows you to stay permanently, plus the integration test. Some exceptions shorten the five years.
ProcessingOfficial timeline
The Admission Organisation has four months from the date of the application to decide.
Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao
Where to applyFrom abroad
You must wait outside Curaçao for the decision on a first application.
Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao
Why this route may not fit
Check this before you apply.
- Applications are made from outside Curaçao, not after arriving
- Work rights are limited
What you'll need
Who can apply2
- The applicant is a high net worth investor who will stay more than six months a year in Curaçao.
- The applicant has lasting, independent means to meet the obligations arising from the investment.
What you must show1
- A business investment of at least XCG 500,000, (≈ $279,000) shown by official documents.
Documents3
- A fully completed, motivated and signed application form, a passport copy and four passport photos.
- A birth certificate not older than one year and a certificate of good conduct from the last place of residence, not older than three months.
- A health insurance policy and a statement from a local bank about the amount of the investment.
Steps2
- Apply online through the permit portal after paying the fee at Maduro & Curiel's Bank.
- The immigration office gives priority to investor applications and, per the programme page, decides within two weeks of a complete file.
After you arrive2
- The permit is granted for three years and renewed if the conditions still apply.
- Employment for wages is allowed only if the employer holds an employment permit.
When you become tax resident
How Curaçao decides tax residence and treats foreign-source income, from its tax records.
- Stay on this route
3 years at first, renewable
- Tax residence
Liability follows where a person lives, not the type of permit.
- Foreign-source income
People living in Curaçao pay income tax on a progressive 2026 scale from 9.75% to 46.5%, and foreign-source income is also taxable with relief against double taxation.
All tax rules for Curaçao Tax records checked
What you need to arrange
- Health insurance
A health insurance policy and a statement from a local bank about the amount of the investment
- Police certificate and civil documents
A birth certificate not older than one year and a certificate of good conduct from the last place of residence, not older than three months
Taken from this route's requirements above. The authority's own list is the one that counts.
Full official text
Residence permit for high net worth investors who make or intend to make a business investment of at least XCG 500,000, (≈ $279,000) granted for 3 years. 1 2
What you must show and pay
- An investment of at least XCG 500,000 (≈ $279,000) · Minimum business investment, for example real property or a business investment; the permit runs 3 years. 1
- A fee of XCG 1,865 (≈ $1,040) · Fee payable before applying for an investment of at least XCG 500,000 (≈ $279,000). 1
Requirements
- The applicant is a high net worth investor who will stay more than six months a year in Curaçao. 1 2
- The applicant has lasting, independent means to meet the obligations arising from the investment. 1 2
- A business investment of at least XCG 500,000, (≈ $279,000) shown by official documents. 1
- A fully completed, motivated and signed application form, a passport copy and four passport photos. 2
- A birth certificate not older than one year and a certificate of good conduct from the last place of residence, not older than three months. 2
- A health insurance policy and a statement from a local bank about the amount of the investment. 2
- Apply online through the permit portal after paying the fee at Maduro & Curiel's Bank. 1
- The immigration office gives priority to investor applications and, per the programme page, decides within two weeks of a complete file. 2
- The permit is granted for three years and renewed if the conditions still apply. 1 2
- Employment for wages is allowed only if the employer holds an employment permit. 2
Stay
- Residence permit for 3 years, renewed if circumstances stay the same.
- Initial permitted stay: 36 months.
- Renewable, subject to the conditions in force at renewal.
Nationality
Foreign nationals; Dutch and US citizens and people with a Dutch parent born in Curaçao use declarations instead of permits.
Work
Investment activity; employment for wages only if the employer has an employment permit.
Family
Partner and children can get a permit of the same length.
Official sources
- Investor permit · Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao · checked 2026-10-11
- @HOME in Curaçao: investors · Government of Curaçao programme (Curaçao Tourist Board) · checked 2026-10-11
- Implementation of policy changes as of 1 April 2026 · Admission Organisation (Toelatingsorganisatie), Ministry of Justice, Curaçao · checked 2026-10-11
- Becoming a Dutch national in the Caribbean part of the Kingdom · Immigration and Naturalisation Service (IND), Netherlands · checked 2026-10-11
Investor · 3 years and its alternatives
| Route | Money needed | Stay | Work |
|---|---|---|---|
| Investor · 3 years | Needs an investment of XCG 500k+ ≈ $279k | 3 yr, renewable | Limited |
| Investor · indefinite | Needs an investment of XCG 1.5M+ ≈ $838k | – | Limited |
| Investor · 5 years | Needs an investment of XCG 750k+ ≈ $419k | 5 yr, renewable | Limited |
| Investor residence Mexico | Needs an investment of MXN 5.4M+ ≈ $294k | 4 yr | With a permit |
| Investor M · Property Colombia | Needs an investment of COP 612.8M+ ≈ $192k | 3 yr | Limited |
Questions people ask
How much money do I need for the Investor · 3 years?
An investment of at least XCG 500,000 (≈ $279,000). Minimum business investment, for example real property or a business investment; the permit runs 3 years. A fee of XCG 1,865 (≈ $1,040). Fee payable before applying for an investment of at least XCG 500,000 (≈ $279,000).
How long can I stay on the Investor · 3 years?
Residence permit for 3 years, renewed if circumstances stay the same.
How long does the Investor · 3 years take to process?
The Admission Organisation has four months from the date of the application to decide.
Can I work on the Investor · 3 years?
Limited. Investment activity; employment for wages only if the employer has an employment permit.
Can I bring my family on the Investor · 3 years?
Partner and children can get a permit of the same length.
Does the Investor · 3 years lead to permanent residence in Curaçao?
Time on the Investor · 3 years counts toward permanent residence in Curaçao, which the rules allow after 10 years of residence. The general rule for citizenship is 5 years of residence.
How are Investor · 3 years holders taxed in Curaçao?
No special regime in our records is tied to the Investor · 3 years. The standard rules apply: People living in Curaçao pay income tax on a progressive 2026 scale from 9.75% to 46.5%, and foreign-source income is also taxable with relief against double taxation.
More in Curaçao
Investment visas elsewhere
≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.
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How this was checked
Checked on 2026-10-11 against 4 official sources. Status: verified against the official sources.
Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.
- Investor permit · Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao · checked 2026-10-11
- @HOME in Curaçao: investors · Government of Curaçao programme (Curaçao Tourist Board) · checked 2026-10-11
- Implementation of policy changes as of 1 April 2026 · Admission Organisation (Toelatingsorganisatie), Ministry of Justice, Curaçao · checked 2026-10-11
- Becoming a Dutch national in the Caribbean part of the Kingdom · Immigration and Naturalisation Service (IND), Netherlands · checked 2026-10-11
Tracked since 2026-10-10. Rule changes and corrections are listed on the changes page, and the methodology page explains how facts are checked. Found something out of date? Email contact@stayglobe.app with a link to the official source.