Cayman Islands · Investing
Cayman Islands Direct Investment certificate
Investment needed: KYD 1M+ ≈ $1.2M
Certificate of Direct Investment
First checked against official sources on , some details partly verifiedChange log
Key facts
Direct Investment certificate is an investing route for Cayman Islands. Applicants need an investment of KYD 1M+ ≈ $1.2M. You can stay 25 yrs, renewable. Local work: limited. Checked 2026-10-10 against the official source.
- Money needed
- KYD 1M+ ≈ $1.2M
- Government fees
- KYD 1,000 ≈ $1,200 · +4 more
- First stay
- 25 yrs
Cost, time and long term
To apply: 3 government fees listed below; investment KYD 1M+ ≈ $1.2M. No lawyer or agent fee is included.
Government feesKYD 1,000 ≈ $1,200 · +4 more
- KYD 1,000 (≈ $1,200)Application fee for the Certificate of Direct Investment (CI$).
- KYD 50,000 (≈ $60,000)Issue fee for the Certificate of Direct Investment (CI$).
- KYD 500 a year (≈ $600)Filing fee for the annual declaration (CI$).
- KYD 3,000 (≈ $3,600)Issue fee per dependant included in the application (CI$).
- KYD 3,000 a year (≈ $3,600)Dependant fee per dependant per year (CI$).
Invested and heldKYD 1M+ ≈ $1.2M
- KYD 1,000,000 (≈ $1,200,000)Investment in a licensed employment-generating business in the Cayman Islands, new or existing, in which the holder exercises substantial management control; the holder must keep at least this investment in place.
RenewalRenewable
The certificate is valid for 25 years and can be renewed on application, at the discretion of the Director of WORC.
Permanent residenceTime here doesn't count
Holders of a Certificate of Direct Investment are excluded from the general route to permanent residence after eight years of legal and ordinary residence.
Presence rulesAt least 90 days
Holders confirm in an annual declaration that they were physically present in the Islands for at least 90 days in total in the previous calendar year.
Why this route may not fit
Check this before you apply.
- Time on this route doesn't count toward permanent residence
- Work rights are limited
What you'll need
Who can apply5
- The applicant has made, or will make, an investment of at least CI$1,000,000 in a licensed employment-generating business.
- The applicant exercises, or will exercise, substantial management control of that business.
- The applicant has a substantial business track record or entrepreneurial background relevant to the business.
- The applicant and spouse or civil partner have a clean criminal record.
- The applicant, spouse or civil partner and dependent children are in good health with adequate health insurance.
What you must show2
- The applicant proves personal control of funds equal to the investment, or proves the minimum has already been invested.
- The application fee is CI$1,000 and the issue fee is CI$50,000.
Documents1
- Satisfactory evidence of the investment, funds, track record and management control is submitted.
Steps3
- The Director of WORC may issue an Approval-in-Principle Certificate valid six months, after consulting the Department of Commerce and Investment.
- Within those six months the investment is made and all required licences are obtained, then the full certificate is issued on payment of fees.
- The certificate gives no right to a licence under the Local Companies (Control) Act or the Trade and Business Licensing Act.
After you arrive4
- The certificate is valid for 25 years and renewable at the discretion of the Director of WORC.
- The holder submits audited financial statements and employment details at the end of the second and fifth year, and on request.
- An annual declaration confirms the CI$1,000,000 investment is maintained and 90 days were spent in the Cayman Islands in the previous calendar year.
- The holder pays an annual fee equal to a work permit fee in the same occupation, plus CI$3,000 per dependant per year.
When you become tax resident
How Cayman Islands decides tax residence and treats foreign-source income, from its tax records.
- Stay on this route
25 years at first, renewable
- Tax residence
No residence test is required because no income tax is levied.
- Foreign-source income
No direct taxes
The Cayman Islands Government states there are no direct taxes in the Cayman Islands: no income tax, company or corporation tax, inheritance tax, capital gains tax or gift tax, so foreign-source income of residents is not subject to an income tax.
All tax rules for Cayman Islands Tax records checked
What you need to arrange
- Health insurance
The applicant, spouse or civil partner and dependent children are in good health with adequate health insurance
- Police certificate and civil documents
The applicant and spouse or civil partner have a clean criminal record
Taken from this route's requirements above. The authority's own list is the one that counts.
Full official text
Certificate for an investor of at least CI$1,000,000 in a licensed employment-generating business in which they exercise substantial management control. The certificate is valid 25 years and renewable; holders file annual declarations. 1 2 3 4
What you must show and pay
- An investment of at least KYD 1,000,000 (≈ $1,200,000) · Investment in a licensed employment-generating business in the Cayman Islands, new or existing, in which the holder exercises substantial management control; the holder must keep at least this investment in place. 1 2
- A fee of KYD 1,000 (≈ $1,200) · Application fee for the Certificate of Direct Investment (CI$). 3
- A fee of KYD 50,000 (≈ $60,000) · Issue fee for the Certificate of Direct Investment (CI$). 3
- A fee of KYD 3,000 (≈ $3,600) · Issue fee per dependant included in the application (CI$). 3
- A fee of KYD 3,000 a year (≈ $3,600) · Dependant fee per dependant per year (CI$). 3
- A fee of KYD 500 a year (≈ $600) · Filing fee for the annual declaration (CI$). 3
Requirements
- The applicant has made, or will make, an investment of at least CI$1,000,000 in a licensed employment-generating business. 1 2
- The applicant exercises, or will exercise, substantial management control of that business. 1
- The applicant has a substantial business track record or entrepreneurial background relevant to the business. 1
- The applicant and spouse or civil partner have a clean criminal record. 1
- The applicant, spouse or civil partner and dependent children are in good health with adequate health insurance. 1
- The applicant proves personal control of funds equal to the investment, or proves the minimum has already been invested. 1
- The application fee is CI$1,000 and the issue fee is CI$50,000. 3
- Satisfactory evidence of the investment, funds, track record and management control is submitted. 1
- The Director of WORC may issue an Approval-in-Principle Certificate valid six months, after consulting the Department of Commerce and Investment. 1
- Within those six months the investment is made and all required licences are obtained, then the full certificate is issued on payment of fees. 1
- The certificate gives no right to a licence under the Local Companies (Control) Act or the Trade and Business Licensing Act. 1
- The certificate is valid for 25 years and renewable at the discretion of the Director of WORC. 1
- The holder submits audited financial statements and employment details at the end of the second and fifth year, and on request. 1
- An annual declaration confirms the CI$1,000,000 investment is maintained and 90 days were spent in the Cayman Islands in the previous calendar year. 2
- The holder pays an annual fee equal to a work permit fee in the same occupation, plus CI$3,000 per dependant per year. 3 4
Stay
- Certificate valid for 25 years and renewable at the discretion of the Director of WORC, preceded by an Approval-in-Principle Certificate valid for six months.
- Initial permitted stay: 300 months.
- Renewable, subject to the conditions in force at renewal.
Work
Right to reside and to work in the business or businesses invested in, in occupations approved by the Director of WORC.
Family
Spouse or civil partner and dependent children receive Direct Investment Holder’s (Dependant’s) Certificates to reside; a child’s right ends at 18 unless in full-time tertiary education.
Official sources
- Immigration (Transition) Act (2022 Revision), ss. 41-47: independent means and direct investment certificates · Cayman Islands Legislation · checked 2026-10-10
- Caymanian Protection (Amendment) Regulations, 2026 (SL 16 of 2026): annual declaration particulars · Cayman Islands Legislation · checked 2026-10-10
- Caymanian Protection (Fees) Regulations, 2026 (SL 14 of 2026) · Cayman Islands Government (Legislation Gazette No. 23, 16 April 2026) · checked 2026-10-10 · published 2026-04-16
- Caymanian Protection Act (2022 Revision): Immigration Reform Guide (Ministry of Caymanian Employment and Immigration, 18 June 2026) · Government of the Cayman Islands · checked 2026-10-10
Direct Investment certificate and its alternatives
| Route | Money needed | Stay | Work |
|---|---|---|---|
| Direct Investment certificate | Needs an investment of KYD 1M+ ≈ $1.2M | 25 yr, renewable | Limited |
| Investor residence Mexico | Needs an investment of MXN 5.4M+ ≈ $294k | 4 yr | With a permit |
| Investor M · Property Colombia | Needs an investment of COP 612.8M+ ≈ $192k | 3 yr | Limited |
| Investor residence · $200k Costa Rica | Needs an investment of $200k+ | 2 yr, renewable | – |
| Investor · R$500k in a company Brazil | Needs an investment from BRL 150k ≈ $30k | – | – |
Questions people ask
How much money do I need for the Direct Investment certificate?
An investment of at least KYD 1,000,000 (≈ $1,200,000). Investment in a licensed employment-generating business in the Cayman Islands, new or existing, in which the holder exercises substantial management control; the holder must keep at least this investment in place. A fee of KYD 1,000 (≈ $1,200). Application fee for the Certificate of Direct Investment (CI$). A fee of KYD 50,000 (≈ $60,000). Issue fee for the Certificate of Direct Investment (CI$). A fee of KYD 3,000 (≈ $3,600). Issue fee per dependant included in the application (CI$).
How long can I stay on the Direct Investment certificate?
Certificate valid for 25 years and renewable at the discretion of the Director of WORC, preceded by an Approval-in-Principle Certificate valid for six months.
Can I work on the Direct Investment certificate?
Limited. Right to reside and to work in the business or businesses invested in, in occupations approved by the Director of WORC.
Can I bring my family on the Direct Investment certificate?
Spouse or civil partner and dependent children receive Direct Investment Holder’s (Dependant’s) Certificates to reside; a child’s right ends at 18 unless in full-time tertiary education.
Does the Direct Investment certificate lead to permanent residence in Cayman Islands?
Time on the Direct Investment certificate doesn't count toward permanent residence in Cayman Islands.
How are Direct Investment certificate holders taxed in Cayman Islands?
No special regime in our records is tied to the Direct Investment certificate. The standard rules apply: The Cayman Islands Government states there are no direct taxes in the Cayman Islands: no income tax, company or corporation tax, inheritance tax, capital gains tax or gift tax, so foreign-source income of residents is not subject to an income tax.
More in Cayman Islands
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≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.
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How this was checked
Checked on 2026-10-10 against 4 official sources. Status: partly verified; the page marks the facts an official source does not fully confirm.
Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.
- Immigration (Transition) Act (2022 Revision), ss. 41-47: independent means and direct investment certificates · Cayman Islands Legislation · checked 2026-10-10
- Caymanian Protection (Amendment) Regulations, 2026 (SL 16 of 2026): annual declaration particulars · Cayman Islands Legislation · checked 2026-10-10
- Caymanian Protection (Fees) Regulations, 2026 (SL 14 of 2026) · Cayman Islands Government (Legislation Gazette No. 23, 16 April 2026) · checked 2026-10-10
- Caymanian Protection Act (2022 Revision): Immigration Reform Guide (Ministry of Caymanian Employment and Immigration, 18 June 2026) · Government of the Cayman Islands · checked 2026-10-10
Tracked since 2026-10-10. Rule changes and corrections are listed on the changes page, and the methodology page explains how facts are checked. Found something out of date? Email contact@stayglobe.app with a link to the official source.