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Belgium · Business / Startup

Belgium Self-employed professional card

Savings needed: €23k+ ≈ $26k

Professional card (self-employed) with D visa

Checked against official sources on Record corrected 12 Oct 2026Change log

Self-employed professional card is a business / startup route for Belgium. Applicants need savings of €23k+ ≈ $26k. You can stay 3 yrs, renewable. Checked 2026-10-12 against the official source.

Money needed
€23k+ ≈ $26k
Government fees
€90/yr ≈ $100 · +3 more
Processing
Up to 120 days
First stay
3 yrs

To apply: 4 government fees listed below; savings to show €23k+ ≈ $26k; decision: up to 120 days. No lawyer or agent fee is included.

Government fees€90/yr ≈ $100 · +3 more
  • EUR 90 a year (≈ $100)Fee for issuing the professional card, EUR90 (≈ $100) for each year of validity (Flanders).
  • EUR 140 (≈ $160)Application fee for the first professional card, paid when the file is submitted (Flanders).
  • EUR 242 (≈ $270)Administrative fee to the Immigration Office for a D visa for professional card holders, for applications from 1 January 2026.
  • EUR 250 (≈ $280)Visa handling fee for a long-stay (D) visa, from 1 July 2026.
Shown, not spent€23k+ ≈ $26k · €2,457+/mo ≈ $2,740
  • EUR 22,838 (≈ $25,500)Minimum amount held in a financial account in the applicant's name for self-employed activities that generate economic added value (indexed from 1 January 2026, Flanders).
  • EUR 2,456.96 a month (≈ $2,740)Stable, sufficient and regular net means of subsistence from the day the card is granted: at least 110% of the guaranteed average minimum monthly income set by collective labour agreement no. 43, EUR (≈ $48) 2,456.96 a month from July 2026 (Flanders, Dutch-language page). The English version of the page still shows older figures (EUR 26,086.66 (≈ $29,100) as of 1 March 2026 and EUR 2,408.79 (≈ $2,690) from April 2026).
RenewalRenewal rules

The professional card is valid for one to three years in Flanders.

Government of Flanders

Permanent residenceAfter 5 years of residence

Long-term resident status after 5 years of legal, uninterrupted stay in Belgium with stable means and health insurance. Temporary-purpose stays do not count and study time counts at half.

Moniteur belge

CitizenshipAfter 5 years of residence

Belgian nationality by declaration needs 5 years of legal main residence, proof of a national language, social integration and economic participation.

Belgian Official Gazette

ProcessingUp to 120 days

Flanders gives the decision within 120 days of the application being declared admissible. The period can be extended for a complex file; with no decision in that time the card is deemed approved.

Government of Flanders

Where to applyFrom abroad

The D visa is requested together with the decision granting the professional card.

FPS Foreign Affairs

Check this before you apply.

  • Applications are made from outside Belgium, not after arriving
  • Not open to EU, EEA or Swiss passports

Who can apply4

  • The applicant is a non-Belgian running a self-employed activity, alone or in a company or partnership.
  • Flanders: a diploma of at least qualification level 4 (secondary education).
  • Flanders: activities with economic added value show jobs created and investments, or a benefit to the existing economic structure.
  • Flanders: innovative activities show new products, new technologies or collaboration with an incubator or research body.

What you must show4

  • Flanders: EUR22,838 (≈ $25,500) held in a financial account in the applicant's name for activities creating economic added value.
  • Flanders: net means of subsistence of at least 110% of the guaranteed average minimum monthly income, EUR 2,456.96 (≈ $2,740) a month from July 2026.
  • Fee: EUR90 (≈ $100) for each year of validity of the professional card (Flanders).
  • The professional card application fee is EUR140, (≈ $160) the D visa administrative fee EUR242 (≈ $270) and the visa handling fee EUR250 (≈ $280).

Documents2

  • Flanders: a criminal record extract.
  • Flanders: a full business plan with target market, market size, competitive analysis, SWOT and marketing plan.

Steps4

  1. The professional card is requested from the region where the activity will be based (Flanders, Wallonia or Brussels-Capital).
  2. The region's decision on the professional card comes before the D visa.
  3. Flanders gives its decision within 120 days of the application being declared admissible; the period can be extended for a complex file.
  4. The D visa is requested with the decision granting the card.

How Belgium decides tax residence and treats foreign-source income, from its tax records.

Stay on this route

Up to 3 years at first, renewable

Tax residence

Domicile means the place where a person effectively and permanently resides; for married persons or legal cohabitants it is the place where the household is established.

Foreign-source income

Belgian tax residents declare income received worldwide, including foreign-source income, taxed in progressive brackets of 25%, 40%, 45% and 50% (income year 2026: 25% up to EUR 16,720, (≈ $18,700) 50% above EUR 51,070 (≈ $57,100)).

All tax rules for Belgium Tax records checked

  • Police certificate and civil documents

    Flanders: a criminal record extract

  • Money to show

    This route asks for savings of €23k+ ≈ $26k.

Taken from this route's requirements above. The authority's own list is the one that counts.

Full official text

Every non-Belgian running a self-employed activity, alone or in a company or partnership, needs a professional card from the region where the activity will be based; the D visa is then requested with the decision granting the card. This is the route for founders and for self-employed or freelance work in Belgium. Flanders also runs a fast-track Innovation & Startup Permit for innovative entrepreneurs from 1 September 2026. 1 2 3 4

What you must show and pay

  • Savings of at least EUR 22,838 (≈ $25,500) · Minimum amount held in a financial account in the applicant's name for self-employed activities that generate economic added value (indexed from 1 January 2026, Flanders). 2
  • Income of at least EUR 2,456.96 a month (≈ $2,740) · Stable, sufficient and regular net means of subsistence from the day the card is granted: at least 110% of the guaranteed average minimum monthly income set by collective labour agreement no. 43, EUR (≈ $48) 2,456.96 a month from July 2026 (Flanders, Dutch-language page). The English version of the page still shows older figures (EUR 26,086.66 (≈ $29,100) as of 1 March 2026 and EUR 2,408.79 (≈ $2,690) from April 2026). 4 2
  • A fee of EUR 90 a year (≈ $100) · Fee for issuing the professional card, EUR90 (≈ $100) for each year of validity (Flanders). 2
  • A fee of EUR 140 (≈ $160) · Application fee for the first professional card, paid when the file is submitted (Flanders). 2
  • A fee of EUR 242 (≈ $270) · Administrative fee to the Immigration Office for a D visa for professional card holders, for applications from 1 January 2026. 5
  • A fee of EUR 250 (≈ $280) · Visa handling fee for a long-stay (D) visa, from 1 July 2026. 6

Requirements

  • The applicant is a non-Belgian running a self-employed activity, alone or in a company or partnership. 1 2 3
  • Flanders: a diploma of at least qualification level 4 (secondary education). 2
  • Flanders: activities with economic added value show jobs created and investments, or a benefit to the existing economic structure. 2
  • Flanders: innovative activities show new products, new technologies or collaboration with an incubator or research body. 2
  • Flanders: EUR22,838 (≈ $25,500) held in a financial account in the applicant's name for activities creating economic added value. 2
  • Flanders: net means of subsistence of at least 110% of the guaranteed average minimum monthly income, EUR 2,456.96 (≈ $2,740) a month from July 2026. 4
  • Fee: EUR90 (≈ $100) for each year of validity of the professional card (Flanders). 2
  • The professional card application fee is EUR140, (≈ $160) the D visa administrative fee EUR242 (≈ $270) and the visa handling fee EUR250 (≈ $280). 2 5 6
  • Flanders: a criminal record extract. 2
  • Flanders: a full business plan with target market, market size, competitive analysis, SWOT and marketing plan. 2
  • The professional card is requested from the region where the activity will be based (Flanders, Wallonia or Brussels-Capital). 1 2 3
  • The region's decision on the professional card comes before the D visa. 1 3
  • Flanders gives its decision within 120 days of the application being declared admissible; the period can be extended for a complex file. 2
  • The D visa is requested with the decision granting the card. 1 2 3

Stay

  • Professional card valid for one to three years, set by the added value of the file (Flanders).
  • First stay: 12 to 36 months, decided case by case.
  • Renewable, subject to the conditions in force at renewal.

Nationality

Non-EU/EEA/Swiss nationals. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

Work

Self-employed activity under the professional card.

Fine print

All amounts and deadlines here are those of the Flemish Region. Wallonia and Brussels-Capital issue their own professional cards and their amounts were not read. The English version of the Flemish page still shows older means figures; the Dutch version, checked on 12 October 2026, was used.

Checked 2026-10-12

Official sources

  1. Self-employed (professional card) · FPS Foreign Affairs (Belgian Office Taipei) · checked 2026-10-10
  2. Applying for your first professional card (Flanders) · Government of Flanders · checked 2026-10-10
  3. Professional card for foreign entrepreneurs (Flanders) · Government of Flanders · checked 2026-10-10
  4. Voor het eerst een beroepskaart aanvragen (Dutch version of "Applying for your first professional card", Flanders) · Government of Flanders · checked 2026-10-12
  5. Administrative fee for long-stay (D) visa applications, amounts from 1 January 2026 · Federal Public Service Foreign Affairs · checked 2026-10-11
  6. Visa fees: handling fee for long-stay visas from 1 July 2026 · Federal Public Service Foreign Affairs · checked 2026-10-11
  7. Law of 15 December 1980 on access, residence, settlement and removal of foreigners, Articles 10, 10bis and 40ter · Moniteur belge (Justel) · checked 2026-10-11
  8. Code of Belgian nationality (Art. 12bis: acquisition by declaration after 5 years of legal residence) · Belgian Official Gazette (Moniteur belge / Federal Public Service Justice) · checked 2026-10-11
RouteMoney neededStayWork
Self-employed professional cardNeeds savings of €23k+ ≈ $26k3 yr, renewable–
Innovation & Startup permitNeeds income of €2,457+ a month ≈ $2,7403 yr, renewable–
Startup Visa PortugalNeeds savings of €6,446+ ≈ $7,2002 yr, renewable–
Entrepreneur visa Spain–3 yr, renewable–
Startup Visa ItalyNeeds savings of €50k+ ≈ $56k1 yr, renewable–

How much money do I need for the Self-employed professional card?

Savings of at least EUR 22,838 (≈ $25,500). Minimum amount held in a financial account in the applicant's name for self-employed activities that generate economic added value (indexed from 1 January 2026, Flanders). Income of at least EUR 2,456.96 a month (≈ $2,740). Stable, sufficient and regular net means of subsistence from the day the card is granted: at least 110% of the guaranteed average minimum monthly income set by collective labour agreement no. A fee of EUR 90 a year (≈ $100). Fee for issuing the professional card, EUR90 (≈ $100) for each year of validity (Flanders). A fee of EUR 140 (≈ $160). Application fee for the first professional card, paid when the file is submitted (Flanders).

How long can I stay on the Self-employed professional card?

Professional card valid for one to three years, set by the added value of the file (Flanders).

How long does the Self-employed professional card take to process?

Flanders gives the decision within 120 days of the application being declared admissible.

Can I work on the Self-employed professional card?

Self-employed activity under the professional card.

Who can apply for the Self-employed professional card?

Non-EU/EEA/Swiss nationals. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

Does the Self-employed professional card lead to permanent residence in Belgium?

Time on the Self-employed professional card counts toward permanent residence in Belgium, which the rules allow after 5 years of residence. Time on the Self-employed professional card counts toward citizenship, which the rules allow after 5 years of residence.

How are Self-employed professional card holders taxed in Belgium?

No special regime in our records is tied to the Self-employed professional card. The standard rules apply: Belgian tax residents declare income received worldwide, including foreign-source income, taxed in progressive brackets of 25%, 40%, 45% and 50% (income year 2026: 25% up to EUR 16,720, (≈ $18,700) 50% above EUR 51,070 (≈ $57,100)). Non-residents are taxed only on Belgian-source income.

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

Ask the AI about this route AI

An AI assistant answers from the published records on this page and cites them. It can't assess your personal eligibility. Don't include personal details.

Checked on 2026-10-12 against 8 official sources. Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

  1. Self-employed (professional card) · FPS Foreign Affairs (Belgian Office Taipei) · checked 2026-10-10
  2. Applying for your first professional card (Flanders) · Government of Flanders · checked 2026-10-10
  3. Professional card for foreign entrepreneurs (Flanders) · Government of Flanders · checked 2026-10-10
  4. Voor het eerst een beroepskaart aanvragen (Dutch version of "Applying for your first professional card", Flanders) · Government of Flanders · checked 2026-10-12
  5. Administrative fee for long-stay (D) visa applications, amounts from 1 January 2026 · Federal Public Service Foreign Affairs · checked 2026-10-11
  6. Visa fees: handling fee for long-stay visas from 1 July 2026 · Federal Public Service Foreign Affairs · checked 2026-10-11
  7. Law of 15 December 1980 on access, residence, settlement and removal of foreigners, Articles 10, 10bis and 40ter · Moniteur belge (Justel) · checked 2026-10-11
  8. Code of Belgian nationality (Art. 12bis: acquisition by declaration after 5 years of legal residence) · Belgian Official Gazette (Moniteur belge / Federal Public Service Justice) · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the changes page, and the methodology page explains how facts are checked. Found something out of date? Email contact@stayglobe.app with a link to the official source.