--- title: "United Arab Emirates Golden · AED 2M deposit requirements 2026" url: https://settleanywhere.com/countries/united-arab-emirates/golden-investor-public-investment/ lang: en updated: 2026-10-11 --- United Arab Emirates · Investing # United Arab Emirates Golden · AED 2M deposit **Investment needed:** AED 2M+ ≈ $545k Golden Residency - Public Investment Investor: financial deposit First checked against official sources on 11 Oct 2026 [Change log](https://settleanywhere.com/changes/) - **Investment needed:** AED 2M+ ≈ $545k (An investment of at least AED 2,000,000 (≈ $545,000) · Financial deposit with an investment fund or one of the national banks operating in the UAE. Capital must be fully owned and not derived from a loan. A fee of AED 100 (≈ $27) · Application fee for the Golden Residence residence service. A fee of AED 100 (≈ $27) · Smart service fee. A fee of AED 100 a year (≈ $27) · Residence issuance fee per year of validity (AED 1,000 for 10 years).) - **First stay:** 10 yrs (10-year residence with automatic renewal per ICP; applicants outside the UAE receive a six-month multiple-entry entry visa, renewable for another six months, to complete the procedures.) - **Who can apply:** Any passport - **Spouse work:** Needs a permit (Spouse and children of any age and parents may be sponsored; the holder may sponsor domestic workers. If the sponsor dies, family may stay until their own permits expire. Your spouse or partner needs their own work permit to work in the United Arab Emirates.) ## Key facts Golden · AED 2M deposit is an investing route for United Arab Emirates. Applicants need an investment of AED 2M+ ≈ $545k. You can stay 10 yrs, renewable. Checked 2026-10-11 against the official source. - **Money needed:** AED 2M+ ≈ $545k - **Government fees:** AED 100 ≈ $27 · +2 more - **First stay:** 10 yrs ## Cost, time and long term To apply: 3 government fees listed below; investment AED 2M+ ≈ $545k. No lawyer or agent fee is included. **Government fees: AED 100 ≈ $27 · +2 more** - AED 100 (≈ $27) Application fee for the Golden Residence residence service. - AED 100 (≈ $27) Smart service fee. - AED 100 a year (≈ $27) Residence issuance fee per year of validity (AED 1,000 (≈ $270) for 10 years). **Invested and held: AED 2M+ ≈ $545k** - AED 2,000,000 (≈ $545,000) Financial deposit with an investment fund or one of the national banks operating in the UAE. Capital must be fully owned and not derived from a loan. **Renewal: Renewable** Ten-year residence with automatic renewal and no sponsor needed. [Federal Authority for Identity, Citizenship, Customs & Port Security](https://icp.gov.ae/en/services/uae-golden-residency/) **Where to apply: Abroad or in-country** If you are outside the UAE you receive a six-month multiple-entry entry visa, renewable once for six months, to complete the procedures. [Federal Authority for Identity, Citizenship, Customs & Port Security](https://icp.gov.ae/en/services/uae-golden-residency/) **Presence rules: Stay rule** Holders can stay outside the UAE for longer than the usual six months that would otherwise cancel a residence visa. [UAE Government Portal](https://u.ae/en/information-and-services/visa-and-emirates-id/Types-of-visas/golden-visa) ### What you'll need #### What you must show - A financial deposit of at least AED 2,000,000 (≈ $545,000) is held with an investment fund or a national bank operating in the UAE. - The capital is wholly the investor's and not loan-funded. #### Documents - Documents prove the source and ownership of the capital. - Comprehensive valid health insurance covers the applicant and family. ## When you become tax resident How United Arab Emirates decides tax residence and treats foreign-source income, from its tax records. - **Stay on this route:** **10 years at first, renewable** - **Tax residence:** - **At least 183 days in 12 consecutive months** - **At least 90 days in 12 consecutive months** Applies to UAE nationals, holders of a valid residence permit, or GCC nationals who also have a permanent place of residence in the UAE or work or carry on business there. - **Foreign-source income:** **No personal income tax** The UAE levies no income tax on individuals; foreign-source salary, investment and rental income of an individual is outside Corporate Tax. [All tax rules for United Arab Emirates](https://settleanywhere.com/countries/united-arab-emirates/tax/) Tax records checked 12 Oct 2026 **Full official text** 10-year sponsor-free Golden Residency for an investor who holds a financial deposit with an investment fund or a national bank in the UAE. The deposit must be the investor's own funds, not loan-financed. (sources 1, 2, 3, 4) #### What you must show and pay - An investment of at least AED 2,000,000 (≈ $545,000) · Financial deposit with an investment fund or one of the national banks operating in the UAE. Capital must be fully owned and not derived from a loan. (source 1) - A fee of AED 100 (≈ $27) · Application fee for the Golden Residence residence service. (source 3) - A fee of AED 100 (≈ $27) · Smart service fee. (source 3) - A fee of AED 100 a year (≈ $27) · Residence issuance fee per year of validity (AED 1,000 (≈ $270) for 10 years). (source 3) #### Requirements - A financial deposit of at least AED 2,000,000 (≈ $545,000) is held with an investment fund or a national bank operating in the UAE. (source 1) - The capital is wholly the investor's and not loan-funded. (source 1) - Documents prove the source and ownership of the capital. (source 1) - Comprehensive valid health insurance covers the applicant and family. (source 1) #### Stay - 10-year residence with automatic renewal per ICP; applicants outside the UAE receive a six-month multiple-entry entry visa, renewable for another six months, to complete the procedures. - Initial permitted stay: 120 months. - Visa validity: 120 months. Validity is the window to use the visa, not the length you may stay. - Renewable, subject to the conditions in force at renewal. - Entry visa to complete procedures up to 6 months: Six months multiple entry, renewable once for six months (applicants outside the UAE). - Golden Residency up to 120 months: 10 years, automatically renewed. #### Work Golden Residency holders may live, work, study and invest in the UAE without a sponsor. #### Family Spouse and children of any age and parents may be sponsored; the holder may sponsor domestic workers. If the sponsor dies, family may stay until their own permits expire. Your spouse or partner needs their own work permit to work in the United Arab Emirates. Checked 2026-10-11 ## Official sources 1. [Golden Residency Guide](https://icp.gov.ae/en/services/uae-golden-residency/) · Federal Authority for Identity, Citizenship, Customs & Port Security · checked 2026-10-12 2. [Golden visa](https://u.ae/en/information-and-services/visa-and-emirates-id/Types-of-visas/golden-visa) · UAE Government Portal (u.ae) · checked 2026-10-11 3. [Issuing Residency Permit (terms, fees and documents for each applicant category)](https://icp.gov.ae/en/services-details/?serviceid=64afe3c1035448005bd52e64) · Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) · checked 2026-10-12 4. [Work permits](https://u.ae/en/information-and-services/jobs/Sector-of-employment/employment-in-the-private-sector/work-permits) · The UAE Government Portal (u.ae) · checked 2026-10-10 ## Golden · AED 2M deposit and its alternatives | Route | Money needed | Stay | Work | | --- | --- | --- | --- | | Golden · AED 2M deposit | Needs an investment of AED 2M+ ≈ $545k | 10 yr, renewable | – | | [Golden · AED 2M property](https://settleanywhere.com/countries/united-arab-emirates/golden-real-estate-investor/) | Needs an investment of AED 2M+ ≈ $545k | 10 yr, renewable | – | | [Golden · Humanitarian donor](https://settleanywhere.com/countries/united-arab-emirates/golden-humanitarian-supporter/) | Needs an investment of AED 2M+ ≈ $545k | 10 yr, renewable | – | | [Golden · Company investor](https://settleanywhere.com/countries/united-arab-emirates/golden-investor-company-capital/) | Needs an investment of AED 2M+ ≈ $545k | 10 yr, renewable | – | | [Golden · Taxpaying company](https://settleanywhere.com/countries/united-arab-emirates/golden-investor-tax-contribution/) | Needs income of AED 250k+ a year ≈ $68k | 10 yr, renewable | – | ## Questions people ask ### How much money do I need for the Golden · AED 2M deposit? An investment of at least AED 2,000,000 (≈ $545,000). Financial deposit with an investment fund or one of the national banks operating in the UAE. A fee of AED 100 (≈ $27). Application fee for the Golden Residence residence service. A fee of AED 100 (≈ $27). Smart service fee. A fee of AED 100 a year (≈ $27). Residence issuance fee per year of validity (AED 1,000 (≈ $270) for 10 years). ### How long can I stay on the Golden · AED 2M deposit? 10-year residence with automatic renewal per ICP; applicants outside the UAE receive a six-month multiple-entry entry visa, renewable for another six months, to complete the procedures. ### Can I work on the Golden · AED 2M deposit? Golden Residency holders may live, work, study and invest in the UAE without a sponsor. ### Can I bring my family on the Golden · AED 2M deposit? Spouse and children of any age and parents may be sponsored; the holder may sponsor domestic workers. ### How are Golden · AED 2M deposit holders taxed in United Arab Emirates? No special regime in our records is tied to the Golden · AED 2 (≈ $1) M deposit. The standard rules apply: The UAE does not levy income tax on individuals; VAT is 5%. Individuals running a business in the UAE pay corporate tax only if business turnover exceeds AED 1 million (≈ $272,000) in a calendar year. ## More in United Arab Emirates [Blue Residence](https://settleanywhere.com/countries/united-arab-emirates/blue-residency/) [Golden · Exceptional talent](https://settleanywhere.com/countries/united-arab-emirates/golden-exceptional-talent/) [Golden · Humanitarian pioneer](https://settleanywhere.com/countries/united-arab-emirates/golden-humanitarian-pioneers/) [Golden · Scientists](https://settleanywhere.com/countries/united-arab-emirates/golden-scientists-specialists/) [Virtual Work Visa](https://settleanywhere.com/countries/united-arab-emirates/virtual-work-visa/) [Retirement visa](https://settleanywhere.com/countries/united-arab-emirates/retirement-visa/) [Green · Investor / partner](https://settleanywhere.com/countries/united-arab-emirates/green-investor-partner/) [Golden · Entrepreneur](https://settleanywhere.com/countries/united-arab-emirates/golden-entrepreneur/) ## Investment visas elsewhere [🇹🇭 Investor stay · THB 10M](https://settleanywhere.com/countries/thailand/investor-stay-2yr-10m/) [🇮🇩 Golden Visa · Branch head $25M](https://settleanywhere.com/countries/indonesia/e28d-branch-investor-golden/) [🇸🇬 Global Investor Programme](https://settleanywhere.com/countries/singapore/global-investor-programme/) [🇲🇾 Premium Visa (PVIP)](https://settleanywhere.com/countries/malaysia/pvip/) [🇻🇳 Investor visa ĐT1](https://settleanywhere.com/countries/vietnam/investor-dt1/) [🇰🇷 D-8-1 Business Investment](https://settleanywhere.com/countries/south-korea/d8-1-corporate-investment/) ≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated. ## How this was checked **Checked on 2026-10-11 against 4 official sources.** Status: verified against the official sources. Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out. 1. [Golden Residency Guide](https://icp.gov.ae/en/services/uae-golden-residency/) · Federal Authority for Identity, Citizenship, Customs & Port Security · checked 2026-10-12 2. [Golden visa](https://u.ae/en/information-and-services/visa-and-emirates-id/Types-of-visas/golden-visa) · UAE Government Portal (u.ae) · checked 2026-10-11 3. [Issuing Residency Permit (terms, fees and documents for each applicant category)](https://icp.gov.ae/en/services-details/?serviceid=64afe3c1035448005bd52e64) · Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) · checked 2026-10-12 4. [Work permits](https://u.ae/en/information-and-services/jobs/Sector-of-employment/employment-in-the-private-sector/work-permits) · The UAE Government Portal (u.ae) · checked 2026-10-10 Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.