---
title: "Saudi Arabia Premium · Off-plan property 2026: SAR 4M+ needed"
url: https://settleanywhere.com/countries/saudi-arabia/premium-real-estate-off-plan/
lang: en
updated: 2026-10-11
---

Saudi Arabia · Investing

# Saudi Arabia Premium · Off-plan property

**Investment needed:** SAR 4M+ ≈ $1.1M

Premium Residency - Real Estate Owner (off-plan residential unit)

First checked against official sources on 11 Oct 2026 [Change log](https://settleanywhere.com/changes/)

- **Investment needed:** SAR 4M+ ≈ $1.1M (An investment of at least SAR 4,000,000 (≈ $1,070,000) · Value of the off-plan residential unit; no mortgage financing permitted. An investment of at least SAR 1,000,000 (≈ $267,000) · Minimum payment toward the unit, or 10% of its value if higher. A fee of $170 · Application processing fee at the application stage. A fee of SAR 4,000 (≈ $1,070) · Fee payable within 30 days of approval.)
- **Who can apply:** Any passport
- **Work:** Limited (Holders may live in the Kingdom with family, own real estate (outside Mecca, Medina and restricted areas), work in the private sector and change employer without non-Saudi transfer fees, and enter and exit without a visa.)

## Key facts

Premium · Off-plan property is an investing route for Saudi Arabia. Applicants need an investment of SAR 4M+ ≈ $1.1M. Local work: limited. Checked 2026-10-11 against the official source.

- **Money needed:** SAR 4M+ ≈ $1.1M
- **Government fees:** $170 · SAR 4,000 ≈ $1,070

## Cost, time and long term

To apply: 2 government fees listed below; investment SAR 4M+ ≈ $1.1M. No lawyer or agent fee is included.

**Government fees: $170 · SAR 4,000 ≈ $1,070**

- $170 Application processing fee at the application stage.
- SAR 4,000 (≈ $1,070) Fee payable within 30 days of approval.

**Invested and held: SAR 4M+ ≈ $1.1M · SAR 1M+ ≈ $267k**

- SAR 4,000,000 (≈ $1,070,000) Value of the off-plan residential unit; no mortgage financing permitted.
- SAR 1,000,000 (≈ $267,000) Minimum payment toward the unit, or 10% of its value if higher.

**Where to apply: Where to apply**

If you apply from inside the Kingdom, you need a legal residence permit valid for at least 90 days.

[Premium Residency Center, Saudi Arabia](https://pr.gov.sa/pr?id=conditions_controls)

## Why this route may not fit

Check this before you apply.

- Work rights are limited

### What you'll need

#### Who can apply

- The developer is approved by the Real Estate General Authority.
- The unit is residential.

#### What you must show

- The off-plan unit is worth at least SAR 4,000,000, (≈ $1,070,000) with no mortgage financing.
- The payment toward the unit is at least SAR 1,000,000, (≈ $267,000) or 10% of its value if higher.

#### Documents

- A passport valid for at least 180 days is submitted.
- Proof of financial solvency (bank statement) is submitted.
- Proof of no criminal record for the applicant and family is submitted.
- A medical report on communicable diseases not older than 6 months is submitted.

#### Steps

1. Applicants applying from inside the Kingdom need a legal residence permit valid for at least 90 days.

#### After you arrive

- The unit is not mortgaged after transfer.

## When you become tax resident

How Saudi Arabia decides tax residence and treats foreign-source income, from its tax records.

- **Tax residence:** - **At least 30 days in a zakat year** Natural person with a permanent residence in the Kingdom, physically present for at least 30 days, consecutive or aggregated.
- **At least 183 days in a zakat year** Natural person without a permanent residence in the Kingdom, physically present for at least 183 days, consecutive or aggregated.
- **Foreign-source income:** **Source/zakat scope**

[All tax rules for Saudi Arabia](https://settleanywhere.com/countries/saudi-arabia/tax/) Tax records checked 11 Oct 2026

## What you need to arrange

- **Bank account / funds** Proof of financial solvency (bank statement) is submitted
- **Police certificate and civil documents** Proof of no criminal record for the applicant and family is submitted

Taken from this route's requirements above. The authority's own list is the one that counts.

**Full official text**

Premium Residency for buying an off-plan residential unit worth at least SAR 4,000,000 (≈ $1,070,000) from a developer approved by the Real Estate General Authority, with at least SAR 1,000,000 (≈ $267,000) or 10% of the price (whichever is higher) paid and no mortgage financing. (sources 1, 2)

#### What you must show and pay

- An investment of at least SAR 4,000,000 (≈ $1,070,000) · Value of the off-plan residential unit; no mortgage financing permitted. (source 1)
- An investment of at least SAR 1,000,000 (≈ $267,000) · Minimum payment toward the unit, or 10% of its value if higher. (source 1)
- A fee of $170 · Application processing fee at the application stage. (source 1)
- A fee of SAR 4,000 (≈ $1,070) · Fee payable within 30 days of approval. (source 1)

#### Requirements

- The developer is approved by the Real Estate General Authority. (source 1)
- The unit is residential. (source 1)
- The off-plan unit is worth at least SAR 4,000,000, (≈ $1,070,000) with no mortgage financing. (source 1)
- The payment toward the unit is at least SAR 1,000,000, (≈ $267,000) or 10% of its value if higher. (source 1)
- A passport valid for at least 180 days is submitted. (source 1)
- Proof of financial solvency (bank statement) is submitted. (source 1)
- Proof of no criminal record for the applicant and family is submitted. (source 1)
- A medical report on communicable diseases not older than 6 months is submitted. (source 1)
- Applicants applying from inside the Kingdom need a legal residence permit valid for at least 90 days. (source 1)
- The unit is not mortgaged after transfer. (source 1)

#### Stay

- Validity linked to maintaining the purchase contract; ownership transfer within five years of execution.

#### Work

Holders may live in the Kingdom with family, own real estate (outside Mecca, Medina and restricted areas), work in the private sector and change employer without non-Saudi transfer fees, and enter and exit without a visa.

#### Family

Spouse, children under 25 and non-working parents may be included as family.

Checked 2026-10-11

## Official sources

1. [Conditions, controls and criteria for the Premium Residency products](https://pr.gov.sa/pr?id=conditions_controls) · Premium Residency Center, Saudi Arabia · checked 2026-10-11
2. [Saudi Premium Residency portal (product list)](https://pr.gov.sa/pr) · Premium Residency Center, Saudi Arabia · checked 2026-10-10

## Premium · Off-plan property and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| Premium · Off-plan property | Needs an investment of SAR 4M+ ≈ $1.1M | – | Limited |
| [Premium · Property owner](https://settleanywhere.com/countries/saudi-arabia/premium-real-estate-owner/) | Needs an investment of SAR 4M+ ≈ $1.1M | – | Limited |
| [Premium · Investor](https://settleanywhere.com/countries/saudi-arabia/premium-business-investor/) | Needs an investment of SAR 7M+ ≈ $1.9M | – | Limited |
| [LTR · Wealthy Global Citizen](https://settleanywhere.com/countries/thailand/ltr-wealthy-global-citizen/) Thailand | Needs an investment of $500k+ | 5 yr, renewable | Yes |
| [Golden Visa · Portfolio $350k](https://settleanywhere.com/countries/indonesia/e28c-golden-capital-market-investor/) Indonesia | Needs an investment from $350k | 5 yr, renewable | – |

## Questions people ask

### How much money do I need for the Premium · Off-plan property?

An investment of at least SAR 4,000,000 (≈ $1,070,000). Value of the off-plan residential unit; no mortgage financing permitted. An investment of at least SAR 1,000,000 (≈ $267,000). Minimum payment toward the unit, or 10% of its value if higher. A fee of $170. Application processing fee at the application stage. A fee of SAR 4,000 (≈ $1,070). Fee payable within 30 days of approval.

### How long can I stay on the Premium · Off-plan property?

Validity linked to maintaining the purchase contract; ownership transfer within five years of execution.

### Can I work on the Premium · Off-plan property?

Limited. Holders may live in the Kingdom with family, own real estate (outside Mecca, Medina and restricted areas), work in the private sector and change employer without non-Saudi transfer fees, and enter and exit without a visa.

### Can I bring my family on the Premium · Off-plan property?

Spouse, children under 25 and non-working parents may be included as family.

### How are Premium · Off-plan property holders taxed in Saudi Arabia?

No special regime in our records is tied to the Premium · Off-plan property. The standard rules apply: Saudi income tax applies to non-Saudi shares in resident capital companies and to non-residents with a permanent establishment or Saudi-source income. Payments to non-residents carry withholding of 5% to 20% by income type.

## More in Saudi Arabia

[Premium · Gifted](https://settleanywhere.com/countries/saudi-arabia/premium-gifted/) [Premium · Permanent](https://settleanywhere.com/countries/saudi-arabia/premium-permanent/) [Premium · 1-year renewable](https://settleanywhere.com/countries/saudi-arabia/premium-renewable-one-year/) [Premium · Entrepreneur 1](https://settleanywhere.com/countries/saudi-arabia/premium-entrepreneur-class-i/) [Premium · Entrepreneur 2](https://settleanywhere.com/countries/saudi-arabia/premium-entrepreneur-class-ii/) [Work visa (iqama)](https://settleanywhere.com/countries/saudi-arabia/employer-work-visa-iqama/) [Premium · Talent (executive)](https://settleanywhere.com/countries/saudi-arabia/premium-special-talent-executive/) [Premium · Talent (specialist)](https://settleanywhere.com/countries/saudi-arabia/premium-special-talent-professional/)

## Investment visas elsewhere

[🇦🇪 Golden · Humanitarian donor](https://settleanywhere.com/countries/united-arab-emirates/golden-humanitarian-supporter/) [🇸🇬 Global Investor Programme](https://settleanywhere.com/countries/singapore/global-investor-programme/) [🇲🇾 Premium Visa (PVIP)](https://settleanywhere.com/countries/malaysia/pvip/) [🇻🇳 Investor visa ĐT1](https://settleanywhere.com/countries/vietnam/investor-dt1/) [🇰🇷 D-8-1 Business Investment](https://settleanywhere.com/countries/south-korea/d8-1-corporate-investment/) [🇹🇼 Plum Blossom · Business](https://settleanywhere.com/countries/taiwan/aprc-investor-business/)

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-11 against 2 official sources.** Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Conditions, controls and criteria for the Premium Residency products](https://pr.gov.sa/pr?id=conditions_controls) · Premium Residency Center, Saudi Arabia · checked 2026-10-11
2. [Saudi Premium Residency portal (product list)](https://pr.gov.sa/pr) · Premium Residency Center, Saudi Arabia · checked 2026-10-10

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.