---
title: "Portugal D7 passive income visa 2026: income €920+/mo needed"
url: https://settleanywhere.com/countries/portugal/retirement-own-income-visa/
lang: en
updated: 2026-10-12
---

Portugal · Retire or live on savings

# Portugal D7 passive income visa

**Income needed:** €920+ a month ≈ $1,030

Residence visa for retirees and people living on own income (D7, Art. 58 / Portaria 1563/2007)

Checked against official sources on 12 Oct 2026 [Rule changed 18 May 2026](https://settleanywhere.com/changes/2026-05-18-portugal-c53a9d/) [Change log](https://settleanywhere.com/changes/)

- **Income needed:** €920+ a month ≈ $1,030 (Income of at least EUR 920 a month (≈ $1,030) · The 2026 guaranteed minimum monthly wage, net of social-security contributions, for the first adult; each further adult counts 50% and each child under 18 or dependent adult child 30%. A fee of EUR 114.3 (≈ $130) · Fee for granting or renewing the temporary residence permit; EUR 85.80 when applied for digitally. A fee of EUR 110 (≈ $120) · National visa processing fee.)
- **First stay:** 2 yrs (The residence visa is valid four months with two entries. The residence authorization is valid two years and renewable in successive three-year periods.)
- **Who can apply:** Most passports (Non-EU/EEA/Swiss nationals)
- **Spouse work:** Can work (Spouse or partner, minor or dependent children, unmarried adult children studying in Portugal, dependent parents and minor siblings under guardianship can apply for family reunification once the holder's permit has been valid for two years; the wait does not apply to minor or dependent children. Your spouse or partner may work in Portugal without a separate permit.)

## Key facts

D7 passive income visa is a retire or live on savings route for Portugal. Applicants need income of €920+ a month ≈ $1,030. You can stay 2 yrs, renewable. Checked 2026-10-12 against the official source.

- **Money needed:** €920+ a month ≈ $1,030
- **Government fees:** €114 ≈ $130 · €110 ≈ $120
- **Processing:** Up to 60 days
- **First stay:** 2 yrs

## Cost, time and long term

To apply: 2 government fees listed below; income to show €920+/mo ≈ $1,030; decision: up to 60 days. No lawyer or agent fee is included.

**Government fees: €114 ≈ $130 · €110 ≈ $120**

- EUR 114.3 (≈ $130) Fee for granting or renewing the temporary residence permit; EUR 85.80 (≈ $96) when applied for digitally.
- EUR 110 (≈ $120) National visa processing fee.

**Shown, not spent: €920+/mo ≈ $1,030**

- EUR 920 a month (≈ $1,030) The 2026 guaranteed minimum monthly wage, net of social-security contributions, for the first adult; each further adult counts 50% and each child under 18 or dependent adult child 30%.

**Renewal: Renewable**

Valid two years from issue, then renewable in successive three-year periods while subsistence, housing and tax and social-security conditions are still met. File renewal at least 30 days before expiry.

[Procuradoria-Geral Distrital de Lisboa](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis) [Portuguese Government](https://www.gov.pt/servicos/pedir-um-visto-de-residencia-para-fixacao-de-residencia-de-reformados-religiosos-e-pessoas-que-vivem-de-rendimentos-proprios)

**Permanent residence: After 5 years of residence**

Permanent residence needs five years on a temporary residence authorization, no serious recent conviction, means of subsistence, housing and basic Portuguese.

[Procuradoria-Geral Distrital de Lisboa](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis)

**Citizenship: After 10 years of residence**

Naturalisation needs 10 years of legal residence on any residence title or visa (7 years for nationals of Portuguese-speaking countries and EU states), plus Portuguese language and culture, and means of subsistence.

[Diário da República / Assembleia da República](https://files.diariodarepublica.pt/1s/2026/05/09500/0000200020.pdf)

**Processing: Up to 60 days**

The consulate must decide a residence visa within 60 days; after arrival AIMA must decide the residence permit within 90 days, extendable by 30 in exceptional cases.

[Procuradoria-Geral Distrital de Lisboa](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis) [Portuguese Government](https://www.gov.pt/servicos/pedir-um-visto-de-residencia-para-fixacao-de-residencia-de-reformados-religiosos-e-pessoas-que-vivem-de-rendimentos-proprios)

**Where to apply: From abroad**

Apply for the residence visa at the Portuguese consulate, then book an AIMA appointment after entry for the residence authorization.

[Portuguese Government](https://www.gov.pt/servicos/pedir-um-visto-de-residencia-para-fixacao-de-residencia-de-reformados-religiosos-e-pessoas-que-vivem-de-rendimentos-proprios) [Procuradoria-Geral Distrital de Lisboa](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis)

**Presence rules: Stay rule**

A temporary permit can be cancelled if you are away from Portugal without good reason for 6 consecutive months or 8 months in total during its validity, unless you worked or ran a business abroad.

[Procuradoria-Geral Distrital de Lisboa](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis)

## Why this route may not fit

Check this before you apply.

- Applications are made from outside Portugal, not after arriving
- Not open to EU, EEA or Swiss passports

### What you'll need

#### Who can apply

- The applicant is a non-EU/EEA/Swiss national living on a pension or on own regular income.

#### What you must show

- Income of at least EUR920 (≈ $1,030) per month for the first adult (the 2026 minimum wage).
- Each further adult counts at 50% and each child or dependent adult child at 30% of that reference.

#### Documents

- Pensioners: proof of the pension amount and that it will be received or available in Portugal.
- Own-income earners: proof of the income from property, intellectual property or financial investments and its availability in Portugal.
- Valid passport, travel insurance and a criminal record certificate covering the country of residence of over one year.

#### Steps

1. The visa is applied for at the Portuguese consular post, with a 60-day decision period.
2. After entry the holder books an AIMA appointment for the residence authorization.

#### After you arrive

- The residence authorization is valid two years and renewable in three-year periods.

## What happens at day 183

How Portugal decides tax residence and treats foreign-source income, from its tax records.

- **Stay on this route:** **2 years at first, renewable**
- **Tax residence:** - **More than 183 days in any 12-month period starting or ending in the tax year** Residence by presence.
- **Foreign-source income:** Resident individuals are taxed on worldwide income, including foreign-source income, at progressive rates from 12.5% up to 48% on the 2026 brackets set by the 2026 State Budget (Lei 73-A/2025: first bracket up to EUR 8,342, (≈ $9,320) top rate above EUR 86,634 (≈ $96,800)), plus an additional solidarity rate of 2.5% on taxable income above EUR 80,000 (≈ $89,400) and 5% above EUR 250,000 (≈ $279,000); non-residents are taxed on Portuguese-source income.

[All tax rules for Portugal](https://settleanywhere.com/countries/portugal/tax/) Tax records checked 11 Oct 2026

## Household figures

| Household | Income a month, net of social-security contributions |
| --- | --- |
| Single applicant | **EUR 920 a month (≈ $1,030)** |
| Couple | **EUR 1,380 a month (≈ $1,540)** |
| Couple with one child | **EUR 1,656 a month (≈ $1,850)** |

The 2026 minimum wage of EUR 920 for the first adult; each further adult counts 50% and each child under 18 or dependent adult child 30%.

Added up from the amounts in [Ministry of Foreign Affairs](https://vistos.mne.gov.pt/pt/vistos-nacionais/documentacao-instrutoria/meios-de-subsistencia), [DGERT](https://www.dgert.gov.pt/retribuicao-minima-mensal-garantida-para-2026) · checked 2026-10-12

## What you need to arrange

- **Health insurance** Valid passport, travel insurance and a criminal record certificate covering the country of residence of over one year
- **Police certificate and civil documents** Valid passport, travel insurance and a criminal record certificate covering the country of residence of over one year

Taken from this route's requirements above. The authority's own list is the one that counts.

**Full official text**

Consular residence visa for retirees and people living on regular own income, such as pensions, rents, intellectual property or financial investments. (sources 1, 2, 3, 4, 5, 6, 7, 8, 9)

#### What you must show and pay

- Income of at least EUR 920 a month (≈ $1,030) · The 2026 guaranteed minimum monthly wage, net of social-security contributions, for the first adult; each further adult counts 50% and each child under 18 or dependent adult child 30%. (sources 2, 5)
- A fee of EUR 114.3 (≈ $130) · Fee for granting or renewing the temporary residence permit; EUR 85.80 (≈ $96) when applied for digitally. (source 7)
- A fee of EUR 110 (≈ $120) · National visa processing fee. (source 6)

#### Requirements

- The applicant is a non-EU/EEA/Swiss national living on a pension or on own regular income. (sources 1, 3)
- Income of at least EUR920 (≈ $1,030) per month for the first adult (the 2026 minimum wage). (source 2)
- Each further adult counts at 50% and each child or dependent adult child at 30% of that reference. (source 2)
- Pensioners: proof of the pension amount and that it will be received or available in Portugal. (source 3)
- Own-income earners: proof of the income from property, intellectual property or financial investments and its availability in Portugal. (source 3)
- Valid passport, travel insurance and a criminal record certificate covering the country of residence of over one year. (source 3)
- The visa is applied for at the Portuguese consular post, with a 60-day decision period. (sources 1, 4)
- After entry the holder books an AIMA appointment for the residence authorization. (source 4)
- The residence authorization is valid two years and renewable in three-year periods. (source 4)

#### Stay

- The residence visa is valid four months with two entries. The residence authorization is valid two years and renewable in successive three-year periods.
- Initial permitted stay: 24 months.
- Visa validity: 4 months. Validity is the window to use the visa, not the length you may stay.
- Renewable, subject to the conditions in force at renewal.

#### Nationality

Non-EU/EEA/Swiss nationals Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

#### Family

Spouse or partner, minor or dependent children, unmarried adult children studying in Portugal, dependent parents and minor siblings under guardianship can apply for family reunification once the holder's permit has been valid for two years; the wait does not apply to minor or dependent children. Your spouse or partner may work in Portugal without a separate permit.

Checked 2026-10-12

## Official sources

1. [Residence visa for retirees and people living on own income](https://www.gov.pt/servicos/pedir-um-visto-de-residencia-para-fixacao-de-residencia-de-reformados-religiosos-e-pessoas-que-vivem-de-rendimentos-proprios) · Portuguese Government (gov.pt / DGACCP) · checked 2026-10-10 · published 2026-05-22
2. [Means of subsistence for long-stay visas (2026 RMMG EUR920)](https://vistos.mne.gov.pt/pt/vistos-nacionais/documentacao-instrutoria/meios-de-subsistencia) · Ministry of Foreign Affairs (vistos.mne.gov.pt) · checked 2026-10-12
3. [Residence visa documentation by purpose](https://vistos.mne.gov.pt/pt/vistos-nacionais/documentacao-instrutoria/residencia) · Ministry of Foreign Affairs (vistos.mne.gov.pt) · checked 2026-10-12
4. [Lei n.º 23/2007 (Foreigners Law, REPSAE), consolidated text current to Lei n.º 62/2026 of 10 September 2026](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis) · Procuradoria-Geral Distrital de Lisboa (consolidated legislation) · checked 2026-10-10 · published 2026-09-10
5. [2026 guaranteed minimum monthly wage (RMMG) EUR920, Decreto-Lei 139/2025](https://www.dgert.gov.pt/retribuicao-minima-mensal-garantida-para-2026) · DGERT · checked 2026-10-10 · published 2026-05-26
6. [National visa fees](https://vistos.mne.gov.pt/pt/vistos-nacionais/informacao-geral/emolumentos) · Ministry of Foreign Affairs, Portuguese visa portal · checked 2026-10-12
7. [AIMA table of fees for residence and stay procedures (Portaria 307/2023 as consolidated, in force from 1 March 2026)](https://aima.gov.pt/documents/tabela-de-taxas-e-demais-encargos-a-cobrar-pelos-procedimentos-administrativos.pdf) · Agency for Integration, Migration and Asylum (AIMA) · checked 2026-10-11 · published 2026-03-01
8. [AIMA family reunification, Article 98(2) in Portugal](https://aima.gov.pt/pt/viver/reagrupamento-familiar-com-familiar-em-territorio-nacional-art-98-o-n-o-2) · AIMA · checked 2026-10-10
9. [Lei n.º 61/2025 of 22 October (amends Law 23/2007, Arts. 98-105)](https://files.diariodarepublica.pt/1s/2025/10/20400/0000900017.pdf) · Diário da República · checked 2026-10-10
10. [Lei Orgânica n.º 1/2026 of 18 May (amends the Nationality Law, Law 37/81)](https://files.diariodarepublica.pt/1s/2026/05/09500/0000200020.pdf) · Diário da República / Assembleia da República · checked 2026-10-11

## D7 passive income visa and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| D7 passive income visa | Needs income of €920+ a month ≈ $1,030 | 2 yr, renewable | – |
| [Non-lucrative visa](https://settleanywhere.com/countries/spain/nonlucrative-residence/) Spain | Needs income of €2,400+ a month ≈ $2,680 | 1 yr, renewable | No |
| [Elective residence](https://settleanywhere.com/countries/italy/elective-residence/) Italy | Needs income of €31k+ a year ≈ $35k | – | No |
| [Independent means permit](https://settleanywhere.com/countries/greece/financially-independent-residence/) Greece | Needs income of €3,500+ a month ≈ $3,910 | 3 yr, renewable | – |
| [Visitor card](https://settleanywhere.com/countries/france/visitor-card/) France | Needs income of €1,478+ a month ≈ $1,650 | 1 yr, renewable | No |

## Questions people ask

### How much money do I need for the D7 passive income visa?

Income of at least EUR 920 a month (≈ $1,030). The 2026 guaranteed minimum monthly wage, net of social-security contributions, for the first adult; each further adult counts 50% and each child under 18 or dependent adult child 30%. A fee of EUR 114.3 (≈ $130). Fee for granting or renewing the temporary residence permit; EUR 85.80 (≈ $96) when applied for digitally. A fee of EUR 110 (≈ $120). National visa processing fee.

### How long can I stay on the D7 passive income visa?

The residence visa is valid four months with two entries.

### How long does the D7 passive income visa take to process?

The consulate must decide a residence visa within 60 days; after arrival AIMA must decide the residence permit within 90 days, extendable by 30 in exceptional cases.

### Can I bring my family on the D7 passive income visa?

Spouse or partner, minor or dependent children, unmarried adult children studying in Portugal, dependent parents and minor siblings under guardianship can apply for family reunification once the holder's permit has been valid for two years; the wait does not apply to minor or dependent children.

### Who can apply for the D7 passive income visa?

Non-EU/EEA/Swiss nationals Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

### Does the D7 passive income visa lead to permanent residence in Portugal?

Time on the D7 passive income visa counts toward permanent residence in Portugal, which the rules allow after 5 years of residence. Time on the D7 passive income visa counts toward citizenship, which the rules allow after 10 years of residence.

### How are D7 passive income visa holders taxed in Portugal?

No special regime in our records is tied to the D7 passive income visa. The standard rules apply: Resident individuals are taxed on worldwide income, including foreign-source income, at progressive rates from 12.5% up to 48% on the 2026 brackets set by the 2026 State Budget (Lei 73-A/2025: first bracket up to EUR 8,342, (≈ $9,320) top rate above EUR 86,634 (≈ $96,800)), plus an additional solidarity rate of 2.5% on taxable income above EUR 80,000 (≈ $89,400) and 5% above EUR 250,000 (≈ $279,000); non-residents are taxed on Portuguese-source income.

## More in Portugal

[Working Holiday](https://settleanywhere.com/countries/portugal/working-holiday-youth-mobility/) [D8 nomad visa](https://settleanywhere.com/countries/portugal/d8-remote-work-residence/) [D8 nomad (temporary stay)](https://settleanywhere.com/countries/portugal/d8-temporary-stay-remote-work/) [Golden Visa · €250k arts](https://settleanywhere.com/countries/portugal/ari-arts-250k/) [Golden Visa · €500k funds](https://settleanywhere.com/countries/portugal/ari-funds-500k/) [Golden Visa · €500k research](https://settleanywhere.com/countries/portugal/ari-research-500k/) [Golden Visa · €500k company](https://settleanywhere.com/countries/portugal/ari-company-500k/) [Startup Visa](https://settleanywhere.com/countries/portugal/startup-visa-89-4/)

## Retirement and live-on-savings visas elsewhere

[🇨🇾 Retiree on foreign income](https://settleanywhere.com/countries/cyprus/category-f-retirement/) [🇦🇱 Pensioner permit](https://settleanywhere.com/countries/albania/pensioner/) [🇲🇹 Retirement Programme](https://settleanywhere.com/countries/malta/retirement-programme/) [🇧🇬 Pensioner residence](https://settleanywhere.com/countries/bulgaria/retirement-pensioner/) [🇦🇹 Financially independent permit](https://settleanywhere.com/countries/austria/settlement-no-gainful-employment/) [🇮🇪 Retirement / Stamp 0](https://settleanywhere.com/countries/ireland/retirement-stamp-0/)

## Head to head

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-12 against 10 official sources.** Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Residence visa for retirees and people living on own income](https://www.gov.pt/servicos/pedir-um-visto-de-residencia-para-fixacao-de-residencia-de-reformados-religiosos-e-pessoas-que-vivem-de-rendimentos-proprios) · Portuguese Government (gov.pt / DGACCP) · checked 2026-10-10
2. [Means of subsistence for long-stay visas (2026 RMMG EUR920)](https://vistos.mne.gov.pt/pt/vistos-nacionais/documentacao-instrutoria/meios-de-subsistencia) · Ministry of Foreign Affairs (vistos.mne.gov.pt) · checked 2026-10-12
3. [Residence visa documentation by purpose](https://vistos.mne.gov.pt/pt/vistos-nacionais/documentacao-instrutoria/residencia) · Ministry of Foreign Affairs (vistos.mne.gov.pt) · checked 2026-10-12
4. [Lei n.º 23/2007 (Foreigners Law, REPSAE), consolidated text current to Lei n.º 62/2026 of 10 September 2026](https://www.pgdlisboa.pt/leis/lei_mostra_articulado.php?nid=920&tabela=leis) · Procuradoria-Geral Distrital de Lisboa (consolidated legislation) · checked 2026-10-10
5. [2026 guaranteed minimum monthly wage (RMMG) EUR920, Decreto-Lei 139/2025](https://www.dgert.gov.pt/retribuicao-minima-mensal-garantida-para-2026) · DGERT · checked 2026-10-10
6. [National visa fees](https://vistos.mne.gov.pt/pt/vistos-nacionais/informacao-geral/emolumentos) · Ministry of Foreign Affairs, Portuguese visa portal · checked 2026-10-12
7. [AIMA table of fees for residence and stay procedures (Portaria 307/2023 as consolidated, in force from 1 March 2026)](https://aima.gov.pt/documents/tabela-de-taxas-e-demais-encargos-a-cobrar-pelos-procedimentos-administrativos.pdf) · Agency for Integration, Migration and Asylum (AIMA) · checked 2026-10-11
8. [AIMA family reunification, Article 98(2) in Portugal](https://aima.gov.pt/pt/viver/reagrupamento-familiar-com-familiar-em-territorio-nacional-art-98-o-n-o-2) · AIMA · checked 2026-10-10
9. [Lei n.º 61/2025 of 22 October (amends Law 23/2007, Arts. 98-105)](https://files.diariodarepublica.pt/1s/2025/10/20400/0000900017.pdf) · Diário da República · checked 2026-10-10
10. [Lei Orgânica n.º 1/2026 of 18 May (amends the Nationality Law, Law 37/81)](https://files.diariodarepublica.pt/1s/2026/05/09500/0000200020.pdf) · Diário da República / Assembleia da República · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.