--- title: "Morocco Own-means residence card requirements 2026" url: https://settleanywhere.com/countries/morocco/visitor-card-own-resources/ lang: en updated: 2026-10-12 --- Morocco · Retire or live on savings # Morocco Own-means residence card **First stay:** 10 yrs Carte d'immatriculation, mention 'visiteur' (Law 02-03 Art. 13) Checked against official sources on 12 Oct 2026 [Change log](https://settleanywhere.com/changes/) - **First stay:** 10 yrs (Card valid 1 to 10 years, renewable (Art. 10).) - **Who can apply:** Any passport ## Key facts Own-means residence card is a retire or live on savings route for Morocco. Checked 2026-10-12 against the official source. - **First stay:** 10 yrs ## Time and long term **Renewal: Renewable** The card is valid for 1 to 10 years and can be renewed for the same period, depending on the reasons you give for staying. [Royaume du Maroc, Bulletin Officiel (text); copy hosted on mfa.go.th](https://image.mfa.go.th/mfa/0/tDJBi9m15g/Dahir_immigration_fr.pdf) **Permanent residence: After 4 years of residence** After at least four years of uninterrupted, lawful residence you can apply for the longer-term carte de résidence. The decision takes account of your means of living and your intention to settle in Morocco. [Royaume du Maroc, Bulletin Officiel (text); copy hosted on mfa.go.th](https://image.mfa.go.th/mfa/0/tDJBi9m15g/Dahir_immigration_fr.pdf) ### What you'll need #### What you must show - The applicant proves they can live from own resources alone (Art. 13). #### Documents - A written undertaking not to exercise any professional activity that requires authorisation in Morocco is submitted (Art. 13). #### Steps 1. Holders of a long-validity visa of over three months request the card from the General Directorate of National Security to stay longer than three months. ## What happens at day 183 How Morocco decides tax residence and treats foreign-source income, from its tax records. - **Stay on this route:** **Up to 10 years at first, renewable** - **Tax residence:** - **More than 183 days in any period of 365 days** Stays in Morocco exceeding 183 days give fiscal domicile; permanent home or centre of economic interests are alternative limbs. - **Foreign-source income:** Individuals with fiscal domicile in Morocco are taxed on Moroccan and foreign-source income; the scale is 0% up to MAD 40,000 (≈ $4,120) rising to 37% above MAD 180,000 (≈ $18,500). [All tax rules for Morocco](https://settleanywhere.com/countries/morocco/tax/) Tax records checked 10 Oct 2026 **Full official text** Card issued to a foreigner who proves they can live on their own resources and undertakes not to carry on any regulated professional activity in Morocco; used by retirees and people of independent means. (source 1) #### Requirements - The applicant proves they can live from own resources alone (Art. 13). (source 1) - A written undertaking not to exercise any professional activity that requires authorisation in Morocco is submitted (Art. 13). (source 1) - Holders of a long-validity visa of over three months request the card from the General Directorate of National Security to stay longer than three months. (source 2) #### Stay - Card valid 1 to 10 years, renewable (Art. 10). - First stay: 12 to 120 months, decided case by case. - Renewable, subject to the conditions in force at renewal. #### Work No regulated professional activity. #### Fine print The law is cited from a copy of its 2003 French text hosted on a Thai government site; the Moroccan Bulletin Officiel and Ministry of Justice sites could not be reached on 12 October 2026, and amendments after 2003 were not checked. Checked 2026-10-12 ## Official sources 1. [Loi n° 02-03 relative à l'entrée et au séjour des étrangers au Royaume du Maroc (Dahir n° 1-03-196 du 11 novembre 2003), French text of 2003, copy hosted by the Ministry of Foreign Affairs of Thailand](https://image.mfa.go.th/mfa/0/tDJBi9m15g/Dahir_immigration_fr.pdf) · Royaume du Maroc, Bulletin Officiel (text); copy hosted on mfa.go.th · checked 2026-10-12 · published 2003-11-20 2. [Types of granted visas](https://www.consulat.ma/index.php/en/types-granted-visas) · Ministry of Foreign Affairs, African Cooperation and Moroccan Expatriates, Morocco · checked 2026-10-10 ## Own-means residence card and its alternatives | Route | Money needed | Stay | Work | | --- | --- | --- | --- | | Own-means residence card | – | 10 yr, renewable | – | | [PR · Financially independent](https://settleanywhere.com/countries/south-africa/pr-financially-independent/) South Africa | Needs assets of ZAR 12M+ ≈ $725k | – | – | | [Retired non-citizen permit](https://settleanywhere.com/countries/mauritius/retired-non-citizen/) Mauritius | Needs income of $2,000+ a month | 10 yr, renewable | No | | [Retiree permanent residence](https://settleanywhere.com/countries/cabo-verde/retired-permanent/) Cabo Verde | – | – | – | | [Class K · Ordinary resident](https://settleanywhere.com/countries/kenya/class-k-ordinary-resident/) Kenya | Needs income of $24k+ a year | 5 yr, renewable | No | ## Questions people ask ### How long can I stay on the Own-means residence card? Card valid 1 to 10 years, renewable (Art. ### Can I work on the Own-means residence card? No regulated professional activity. ### Does the Own-means residence card lead to permanent residence in Morocco? Time on the Own-means residence card counts toward permanent residence in Morocco, which the rules allow after 4 years of residence. ### How are Own-means residence card holders taxed in Morocco? No special regime in our records is tied to the Own-means residence card. The standard rules apply: Individuals with fiscal domicile in Morocco are taxed on Moroccan and foreign-source income; the scale is 0% up to MAD 40,000 (≈ $4,120) rising to 37% above MAD 180,000 (≈ $18,500). Persons without fiscal domicile are taxed on Moroccan-source income. ## More in Morocco [Self-employed card](https://settleanywhere.com/countries/morocco/regulated-activity-card/) [Employee residence card](https://settleanywhere.com/countries/morocco/employment-contract-visa/) [Student card](https://settleanywhere.com/countries/morocco/student-card/) ## Retirement and live-on-savings visas elsewhere [🇳🇬 Retiree from abroad (N5B)](https://settleanywhere.com/countries/nigeria/retirement-n5b/) [🇷🇼 Assured income / retiree (K)](https://settleanywhere.com/countries/rwanda/k-assured-income-retiree/) [🇸🇨 Non-working residence](https://settleanywhere.com/countries/seychelles/residence-permit/) ≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated. ## How this was checked **Checked on 2026-10-12 against 2 official sources.** Status: verified against the official sources. Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out. 1. [Loi n° 02-03 relative à l'entrée et au séjour des étrangers au Royaume du Maroc (Dahir n° 1-03-196 du 11 novembre 2003), French text of 2003, copy hosted by the Ministry of Foreign Affairs of Thailand](https://image.mfa.go.th/mfa/0/tDJBi9m15g/Dahir_immigration_fr.pdf) · Royaume du Maroc, Bulletin Officiel (text); copy hosted on mfa.go.th · checked 2026-10-12 2. [Types of granted visas](https://www.consulat.ma/index.php/en/types-granted-visas) · Ministry of Foreign Affairs, African Cooperation and Moroccan Expatriates, Morocco · checked 2026-10-10 Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.