---
title: "Mexico Income / savings residence 2026: MXN 79.8k+/mo needed"
url: https://settleanywhere.com/countries/mexico/temporary-resident-economic-solvency/
lang: en
updated: 2026-10-12
---

Mexico · Retire or live on savings

# Mexico Income / savings residence

**Income needed:** MXN 80k+ a month ≈ $4,360

Visa de Residencia Temporal — solvencia económica (Lineamientos, Trámite 5 III a)

Checked against official sources on 12 Oct 2026 [Change log](https://settleanywhere.com/changes/)

- **Income needed:** MXN 80k+ a month ≈ $4,360 (Savings of at least MXN 1,344,372.6 (≈ $73,500) · Alternative 1: investments or bank accounts with average monthly balance equivalent to 11,460 days of UMA over the last 12 months (11,460 UMA days x MXN 117.31 daily UMA 2026). Income of over MXN 79,770.8 a month (≈ $4,360) · Alternative 2: employment or pension income, free of liens, above the equivalent of 680 days of UMA per month over the last 6 months (680 UMA days x MXN 117.31 daily UMA 2026). A fee of MXN 990.79 (≈ $54) · Consular visa fee, Ley Federal de Derechos art. 22 (III d); paid at the consulate. A fee of MXN 11,140.74 (≈ $610) · Temporary resident card issued by INM in Mexico, up to 1 year (Ley Federal de Derechos art. 8 VI). A fee of MXN 16,693.36 (≈ $910) · Temporary resident card issued by INM in Mexico, 2 years (Ley Federal de Derechos art. 8 VI). A fee of MXN 21,142.58 (≈ $1,160) · Temporary resident card issued by INM in Mexico, 3 years (Ley Federal de Derechos art. 8 VI). A fee of MXN 25,057.82 (≈ $1,370) · Temporary resident card issued by INM in Mexico, 4 years (Ley Federal de Derechos art. 8 VI).)
- **First stay:** 4 yrs (Temporary resident status for more than 180 days and up to 4 years. Consular visa is valid up to 180 days for a single entry; the resident card is then issued in Mexico.)
- **Who can apply:** Any passport (Consular interview decides.)
- **Work:** Needs permit (Remunerated work in Mexico needs a separate work permit; this status as such does not carry one in the Lineamientos.)
- **Family:** Family can join (Spouse, partner, children and eligible relatives can apply for temporary residence as family unit; each must show the family-unit solvency in the Lineamientos. Your spouse or partner needs their own work permit to work in Mexico.)
- **Spouse work:** Needs a permit (Spouse, partner, children and eligible relatives can apply for temporary residence as family unit; each must show the family-unit solvency in the Lineamientos. Your spouse or partner needs their own work permit to work in Mexico.)

## Key facts

Income / savings residence is a retire or live on savings route for Mexico. Applicants need income of MXN 80k+ a month ≈ $4,360. You can stay 4 yrs. Local work: with a permit. Checked 2026-10-12 against the official source.

- **Money needed:** MXN 80k+ a month ≈ $4,360
- **Government fees:** MXN 991 ≈ $54 · +4 more
- **Processing:** 10 working days
- **First stay:** 4 yrs

## Cost, time and long term

To apply: 5 government fees listed below; income to show MXN 80k+/mo ≈ $4,360; decision: 10 working days. No lawyer or agent fee is included.

**Government fees: MXN 991 ≈ $54 · +4 more**

- MXN 990.79 (≈ $54) Consular visa fee, Ley Federal de Derechos art. 22 (III d); paid at the consulate.
- MXN 11,140.74 (≈ $610) Temporary resident card issued by INM in Mexico, up to 1 year (Ley Federal de Derechos art. 8 VI).
- MXN 16,693.36 (≈ $910) Temporary resident card issued by INM in Mexico, 2 years (Ley Federal de Derechos art. 8 VI).
- MXN 21,142.58 (≈ $1,160) Temporary resident card issued by INM in Mexico, 3 years (Ley Federal de Derechos art. 8 VI).
- MXN 25,057.82 (≈ $1,370) Temporary resident card issued by INM in Mexico, 4 years (Ley Federal de Derechos art. 8 VI).

**Shown, not spent: MXN 1.3M+ ≈ $74k · MXN 80k+/mo ≈ $4,360**

- MXN 1,344,372.6 (≈ $73,500) Alternative 1: investments or bank accounts with average monthly balance equivalent to 11,460 days of UMA over the last 12 months (11,460 UMA days x MXN 117.31 (≈ $6) daily UMA 2026).
- MXN 79,770.8 a month (≈ $4,360) Alternative 2: employment or pension income, free of liens, above the equivalent of 680 days of UMA per month over the last 6 months (680 UMA days x MXN 117.31 (≈ $6) daily UMA 2026).

**Renewal: Renewable, 4 years max**

Renewable in 1, 2 or 3-year steps, but total time on temporary residence cannot exceed 4 years from the first grant. After 4 years you can apply for permanent residence.

[Instituto Nacional de Migración](https://www.inm.gob.mx/static/Tramites_2013/permanecer_mexico/expedicion/RENOVACION.pdf) [Cámara de Diputados / Instituto Nacional de Migración](https://www.inm.gob.mx/micrositio/1/docs/mj/LMig.pdf)

**Permanent residence: After 4 years of residence**

Permanent residence is available once 4 years have passed on a temporary resident permit.

[Instituto Nacional de Migración](https://www.inm.gob.mx/static/Tramites/cambio_residente_temporal-residente_permanente.pdf) [Cámara de Diputados / Instituto Nacional de Migración](https://www.inm.gob.mx/micrositio/1/docs/mj/LMig.pdf)

**Processing: 10 working days**

The consulate decides within 10 working days of the consular interview.

[Secretaría de Relaciones Exteriores / Diario Oficial](https://consulmex.sre.gob.mx/houston/images/lineamientos-visas-25-jul-2025.pdf)

**Where to apply: From abroad**

Apply for the visa at a Mexican consulate, then collect the resident card from the immigration institute in Mexico within 30 days of arriving.

[Secretaría de Relaciones Exteriores / Diario Oficial](https://consulmex.sre.gob.mx/houston/images/lineamientos-visas-25-jul-2025.pdf)

## Why this route may not fit

Check this before you apply.

- Time on this route is capped at 4 years in total
- Applications are made from outside Mexico, not after arriving
- Working needs a separate permit

### What you'll need

#### What you must show

- A visa fee is payable.

#### Documents

- A valid passport is required.
- Proof of legal stay is required if applying outside the country of nationality.

#### Steps

1. A consular interview is required.

## When you become tax resident

How Mexico decides tax residence and treats foreign-source income, from its tax records.

- **Foreign-source income:** Worldwide income of Mexican residents; Mexican-source income of non-residents without a permanent establishment.

[All tax rules for Mexico](https://settleanywhere.com/countries/mexico/tax/) Tax records checked 11 Oct 2026

**Full official text**

Temporary residence for people who prove savings or steady employment/pension income. Mexico has no separate digital-nomad visa; remote workers use this route or visit without a work permit. (sources 1, 2, 3, 4, 5)

#### What you must show and pay

- Savings of at least MXN 1,344,372.6 (≈ $73,500) · Alternative 1: investments or bank accounts with average monthly balance equivalent to 11,460 days of UMA over the last 12 months (11,460 UMA days x MXN 117.31 (≈ $6) daily UMA 2026). (sources 1, 2)
- Income of over MXN 79,770.8 a month (≈ $4,360) · Alternative 2: employment or pension income, free of liens, above the equivalent of 680 days of UMA per month over the last 6 months (680 UMA days x MXN 117.31 (≈ $6) daily UMA 2026). (sources 1, 2)
- A fee of MXN 990.79 (≈ $54) · Consular visa fee, Ley Federal de Derechos art. 22 (III d); paid at the consulate. (sources 4, 1)
- A fee of MXN 11,140.74 (≈ $610) · Temporary resident card issued by INM in Mexico, up to 1 year (Ley Federal de Derechos art. 8 VI). (source 4)
- A fee of MXN 16,693.36 (≈ $910) · Temporary resident card issued by INM in Mexico, 2 years (Ley Federal de Derechos art. 8 VI). (source 4)
- A fee of MXN 21,142.58 (≈ $1,160) · Temporary resident card issued by INM in Mexico, 3 years (Ley Federal de Derechos art. 8 VI). (source 4)
- A fee of MXN 25,057.82 (≈ $1,370) · Temporary resident card issued by INM in Mexico, 4 years (Ley Federal de Derechos art. 8 VI). (source 4)

#### Requirements

- A visa fee is payable. (source 1)
- A valid passport is required. (source 1)
- Proof of legal stay is required if applying outside the country of nationality. (source 1)
- A consular interview is required. (source 1)

#### Stay

- Temporary resident status for more than 180 days and up to 4 years. Consular visa is valid up to 180 days for a single entry; the resident card is then issued in Mexico.
- First stay: 7 to 48 months, decided case by case.
- Visa validity: 6 months. Validity is the window to use the visa, not the length you may stay.

#### Nationality

Consular interview decides.

#### Work

Remunerated work in Mexico needs a separate work permit; this status as such does not carry one in the Lineamientos.

#### Family

Spouse, partner, children and eligible relatives can apply for temporary residence as family unit; each must show the family-unit solvency in the Lineamientos. Your spouse or partner needs their own work permit to work in Mexico.

Checked 2026-10-12

## Official sources

1. [Lineamientos en materia de visas (DOF 25 July 2025): Trámites 5, 6, 7, 10](https://consulmex.sre.gob.mx/houston/images/lineamientos-visas-25-jul-2025.pdf) · Secretaría de Relaciones Exteriores / Diario Oficial · checked 2026-10-12 · published 2025-07-25
2. [Comunicado 1/26: Unidad de Medida y Actualización 2026 (daily MXN 117.31)](https://www.inegi.org.mx/contenidos/saladeprensa/boletines/2026/uma/uma2026.pdf) · INEGI · checked 2026-10-12 · published 2026-01-08
3. [Visas para extranjeros](https://www.gob.mx/sre/acciones-y-programas/visas-para-extranjeros-8036) · Secretaría de Relaciones Exteriores · checked 2026-10-10
4. [Ley Federal de Derechos, arts. 8, 11, 14 Bis and 22 (text current to DOF 7 Nov 2025, amounts for 2026)](https://www.diputados.gob.mx/LeyesBiblio/pdf/LFD.pdf) · Cámara de Diputados · checked 2026-10-11
5. [Ley de Migración (arts. 52 to 56 and 111; text as last amended DOF 29 April 2022)](https://www.inm.gob.mx/micrositio/1/docs/mj/LMig.pdf) · Cámara de Diputados / Instituto Nacional de Migración · checked 2026-10-12
6. [Expedición de documento migratorio por renovación (Instituto Nacional de Migración trámite sheet)](https://www.inm.gob.mx/static/Tramites_2013/permanecer_mexico/expedicion/RENOVACION.pdf) · Instituto Nacional de Migración · checked 2026-10-12 · published 2012-11-08
7. [Cambio de residente temporal a residente permanente (Instituto Nacional de Migración trámite sheet)](https://www.inm.gob.mx/static/Tramites/cambio_residente_temporal-residente_permanente.pdf) · Instituto Nacional de Migración · checked 2026-10-11

## Income / savings residence and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| Income / savings residence | Needs income of MXN 80k+ a month ≈ $4,360 | 4 yr | With a permit |
| [Retiree permanent residence](https://settleanywhere.com/countries/mexico/permanent-resident-retiree/) | Needs income of MXN 134k+ a month ≈ $7,310 | – | Yes |
| [Pensioner visa M](https://settleanywhere.com/countries/colombia/m-pensionado/) Colombia | Needs income of COP 5.3M+ a month ≈ $1,640 | 3 yr | Yes |
| [Pensionado residence](https://settleanywhere.com/countries/costa-rica/temporary-pensionado/) Costa Rica | Needs income of $1,000+ a month | 2 yr, renewable | Limited |
| [Pensioner residence](https://settleanywhere.com/countries/argentina/temporary-pensioner/) Argentina | Needs income of ARS 2M+ a month ≈ $1,290 | 3 yr | – |

## Questions people ask

### How much money do I need for the Income / savings residence?

Savings of at least MXN 1,344,372.6 (≈ $73,500). Alternative 1: investments or bank accounts with average monthly balance equivalent to 11,460 days of UMA over the last 12 months (11,460 UMA days x MXN 117.31 (≈ $6) daily UMA 2026). Income of over MXN 79,770.8 a month (≈ $4,360). Alternative 2: employment or pension income, free of liens, above the equivalent of 680 days of UMA per month over the last 6 months (680 UMA days x MXN 117.31 (≈ $6) daily UMA 2026). A fee of MXN 990.79 (≈ $54). Consular visa fee, Ley Federal de Derechos art. A fee of MXN 11,140.74 (≈ $610). Temporary resident card issued by INM in Mexico, up to 1 year (Ley Federal de Derechos art.

### How long can I stay on the Income / savings residence?

Temporary resident status for more than 180 days and up to 4 years.

### How long does the Income / savings residence take to process?

The consulate decides within 10 working days of the consular interview.

### Can I work on the Income / savings residence?

With a permit. Remunerated work in Mexico needs a separate work permit; this status as such does not carry one in the Lineamientos.

### Can I bring my family on the Income / savings residence?

Spouse, partner, children and eligible relatives can apply for temporary residence as family unit; each must show the family-unit solvency in the Lineamientos.

### Does the Income / savings residence lead to permanent residence in Mexico?

Time on the Income / savings residence counts toward permanent residence in Mexico, which the rules allow after 4 years of residence.

### How are Income / savings residence holders taxed in Mexico?

No special regime in our records is tied to the Income / savings residence. The standard rules apply: Persons resident in Mexico pay income tax on all their income wherever the source is located (LISR art. 1 fr.

## More in Mexico

[Investor residence](https://settleanywhere.com/countries/mexico/temporary-resident-investor/) [Job-offer residence](https://settleanywhere.com/countries/mexico/temporary-resident-job-offer/) [Visitor with work permit](https://settleanywhere.com/countries/mexico/visitor-paid-work/) [Student residence](https://settleanywhere.com/countries/mexico/temporary-student/) [Mexican nationality by descent](https://settleanywhere.com/countries/mexico/citizenship-by-descent/)

## Retirement and live-on-savings visas elsewhere

[🇺🇾 Retiree PR (Law 16.340)](https://settleanywhere.com/countries/uruguay/retiree-benefit-permanent/) [🇵🇦 Retired rentista](https://settleanywhere.com/countries/panama/rentista-retirado/) [🇪🇨 Retiree visa](https://settleanywhere.com/countries/ecuador/temporary-jubilado/) [🇵🇪 Rentista residence](https://settleanywhere.com/countries/peru/rentista-resident/) [🇩🇴 Rentista residence](https://settleanywhere.com/countries/dominican-republic/rentista/) [🇨🇼 Rentier permit](https://settleanywhere.com/countries/curacao/rentier/)

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-12 against 7 official sources.** Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Lineamientos en materia de visas (DOF 25 July 2025): Trámites 5, 6, 7, 10](https://consulmex.sre.gob.mx/houston/images/lineamientos-visas-25-jul-2025.pdf) · Secretaría de Relaciones Exteriores / Diario Oficial · checked 2026-10-12
2. [Comunicado 1/26: Unidad de Medida y Actualización 2026 (daily MXN 117.31)](https://www.inegi.org.mx/contenidos/saladeprensa/boletines/2026/uma/uma2026.pdf) · INEGI · checked 2026-10-12
3. [Visas para extranjeros](https://www.gob.mx/sre/acciones-y-programas/visas-para-extranjeros-8036) · Secretaría de Relaciones Exteriores · checked 2026-10-10
4. [Ley Federal de Derechos, arts. 8, 11, 14 Bis and 22 (text current to DOF 7 Nov 2025, amounts for 2026)](https://www.diputados.gob.mx/LeyesBiblio/pdf/LFD.pdf) · Cámara de Diputados · checked 2026-10-11
5. [Ley de Migración (arts. 52 to 56 and 111; text as last amended DOF 29 April 2022)](https://www.inm.gob.mx/micrositio/1/docs/mj/LMig.pdf) · Cámara de Diputados / Instituto Nacional de Migración · checked 2026-10-12
6. [Expedición de documento migratorio por renovación (Instituto Nacional de Migración trámite sheet)](https://www.inm.gob.mx/static/Tramites_2013/permanecer_mexico/expedicion/RENOVACION.pdf) · Instituto Nacional de Migración · checked 2026-10-12
7. [Cambio de residente temporal a residente permanente (Instituto Nacional de Migración trámite sheet)](https://www.inm.gob.mx/static/Tramites/cambio_residente_temporal-residente_permanente.pdf) · Instituto Nacional de Migración · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.