--- title: "Malta MPRP · Rent property requirements 2026: €97k needed" url: https://settleanywhere.com/countries/malta/mprp-rent/ lang: en updated: 2026-10-11 --- Malta · Investing # Malta MPRP · Rent property **Investment needed:** €97k ≈ $108k Malta Permanent Residence Programme: rented property (EUR 14,000 a year) First checked against official sources on 11 Oct 2026 [Change log](https://settleanywhere.com/changes/) - **Investment needed:** €97k ≈ $108k (An investment of EUR 97,000 (≈ $108,000) · Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 plus government contribution EUR 37,000, the same whether the property is bought or rented. An investment of at least EUR 14,000 a year (≈ $15,600) · Property requirement, rental option: a qualifying residential property in Malta or Gozo rented at EUR 14,000 a year or more and kept for at least five years, after which a residential property must still be maintained. The alternative is buying a property for at least EUR 375,000 (separate route). Assets of at least EUR 500,000 (≈ $559,000) · Capital assets of at least EUR 500,000, of which at least EUR 150,000 in financial assets. Assets of at least EUR 650,000 (≈ $726,000) · Alternative asset test: capital assets of at least EUR 650,000, of which at least EUR 75,000 in financial assets. A fee of EUR 60,000 (≈ $67,000) · Part of the EUR 97,000: non-refundable administration fee for the main applicant, paid as EUR 15,000 within one month of submitting the application and EUR 45,000 within two months of the Letter of Approval in Principle. A fee of EUR 37,000 (≈ $41,300) · Part of the EUR 97,000: government contribution (the programme's investment requirement), paid within eight months of the Letter of Approval in Principle. A fee of EUR 2,000 (≈ $2,230) · Donation to a local NGO registered with the Commissioner for Voluntary Organisations, paid before the certificate is issued; additional to the EUR 97,000. A fee of EUR 500 (≈ $560) · Residence card fee per person, covering five years. A fee of EUR 7,500 (≈ $8,380) · Non-refundable administration fee for each adult dependant, excluding the spouse.) - **First stay:** 5 yrs (Permanent residence: the certificate lets the holder and approved dependants reside indefinitely; the residence card covers five years and a residential property must be maintained afterwards.) - **Who can apply:** Most passports (Third-country nationals who are not EEA or Swiss nationals; applicants from countries sanctioned by Residency Malta are not eligible.) - **Tax angle:** Tax relief (Malta: not ordinarily resident or not domiciled - foreign-source income taxed only when received in Malta: For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally.) ## Key facts MPRP · Rent property is an investing route for Malta. Applicants need an investment of €97k ≈ $108k. You can stay 5 yrs, renewable. Checked 2026-10-11 against the official source. - **Money needed:** €97k ≈ $108k - **Government fees:** €60k ≈ $67k · +4 more - **First stay:** 5 yrs ## Cost, time and long term To apply: 5 government fees listed below; investment €97k ≈ $108k. No lawyer or agent fee is included. **Government fees: €60k ≈ $67k · +4 more** - EUR 60,000 (≈ $67,000) Part of the EUR 97,000 (≈ $108,000): non-refundable administration fee for the main applicant, paid as EUR 15,000 (≈ $16,800) within one month of submitting the application and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle. - EUR 37,000 (≈ $41,300) Part of the EUR 97,000 (≈ $108,000): government contribution (the programme's investment requirement), paid within eight months of the Letter of Approval in Principle. - EUR 2,000 (≈ $2,230) Donation to a local NGO registered with the Commissioner for Voluntary Organisations, paid before the certificate is issued; additional to the EUR 97,000 (≈ $108,000). - EUR 500 (≈ $560) Residence card fee per person, covering five years. - EUR 7,500 (≈ $8,380) Non-refundable administration fee for each adult dependant, excluding the spouse. **Shown, not spent: €500k+ ≈ $559k · €650k+ ≈ $726k** - EUR 500,000 (≈ $559,000) Capital assets of at least EUR 500,000, (≈ $559,000) of which at least EUR 150,000 (≈ $168,000) in financial assets. - EUR 650,000 (≈ $726,000) Alternative asset test: capital assets of at least EUR 650,000, (≈ $726,000) of which at least EUR 75,000 (≈ $83,800) in financial assets. **Invested and held: €14k+/yr ≈ $16k** - EUR 14,000 a year (≈ $15,600) Property requirement, rental option: a qualifying residential property in Malta or Gozo rented at EUR 14,000 (≈ $15,600) a year or more and kept for at least five years, after which a residential property must still be maintained. The alternative is buying a property for at least EUR 375,000 (≈ $419,000) (separate route). **Paid in, not returned: €97k ≈ $108k** - EUR 97,000 (≈ $108,000) Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 (≈ $67,000) plus government contribution EUR 37,000, (≈ $41,300) the same whether the property is bought or rented. **Renewal: Renewal rules** The residence card covers five years and a residential property in Malta must be maintained afterwards. [Residency Malta Agency](https://residencymalta.gov.mt/legal-framework-mprp-2/) **Citizenship: Conditions** The programme grants permanent residence only; citizenship is governed by separate legislation. [Residency Malta Agency](https://residencymalta.gov.mt/legal-framework-mprp-2/) **Where to apply: From abroad** Applications go through a licensed agent and do not require you to be in Malta. [Residency Malta Agency](https://residencymalta.gov.mt/legal-framework-mprp-2/) **Presence rules: Stay rule** You must maintain a qualifying residential property in Malta, for five years and afterwards. [Residency Malta Agency](https://residencymalta.gov.mt/legal-framework-mprp-2/) ## Why this route may not fit Check this before you apply. - Applications are made from outside Malta, not after arriving - Not open to EU, EEA or Swiss passports ### What you'll need #### Who can apply - The applicant is a non-EEA, non-Swiss third-country national from a country that is not sanctioned. #### What you must show - Capital assets of at least EUR 500,000, (≈ $559,000) including EUR 150,000 (≈ $168,000) in financial assets. - Alternatively, capital assets of at least EUR 650,000, (≈ $726,000) including EUR 75,000 (≈ $83,800) in financial assets. - Stable and regular resources that cover the family without Maltese social assistance. - A qualifying residential property in Malta or Gozo rented at EUR 14,000 (≈ $15,600) a year or more. - Non-refundable administration fee of EUR 60,000 (≈ $67,000) for the main applicant. - EUR 15,000 (≈ $16,800) of it is paid within one month of applying and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle. - Government contribution of EUR 37,000, (≈ $41,300) paid within eight months of the Letter of Approval in Principle. - The EUR 97,000 (≈ $108,000) total is the same whether the property is bought or rented. - Donation of EUR 2,000 (≈ $2,230) to a registered local NGO. - Residence card fee: EUR 500 (≈ $560) per person, covering five years. - EUR 7,500 (≈ $8,380) for each adult dependant, excluding the spouse. #### Documents - Health insurance covering Malta and other European countries. #### Steps 1. The application goes through a licensed agent. #### After you arrive - After five years, a residential property must still be maintained. ## When you become tax resident How Malta decides tax residence and treats foreign-source income, from its tax records. - **Stay on this route:** **5 years at first, renewable** - **Tax residence:** Residence for the ordinary rates and the remittance basis follows residence and domicile in Malta under the Income Tax Act. - **Foreign-source income:** **Remittance basis (non-dom)** For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally. - **Special regime:** **Not ordinarily resident or not domiciled** · Tax relief [All tax rules for Malta](https://settleanywhere.com/countries/malta/tax/) Tax records checked 12 Oct 2026 **Full official text** Permanent residence for non-EEA nationals combining a qualifying rental, government contribution, NGO donation and capital assets. (sources 1, 2) #### What you must show and pay - An investment of EUR 97,000 (≈ $108,000) · Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 (≈ $67,000) plus government contribution EUR 37,000, (≈ $41,300) the same whether the property is bought or rented. (sources 1, 2) - An investment of at least EUR 14,000 a year (≈ $15,600) · Property requirement, rental option: a qualifying residential property in Malta or Gozo rented at EUR 14,000 (≈ $15,600) a year or more and kept for at least five years, after which a residential property must still be maintained. The alternative is buying a property for at least EUR 375,000 (≈ $419,000) (separate route). (sources 1, 2) - Assets of at least EUR 500,000 (≈ $559,000) · Capital assets of at least EUR 500,000, (≈ $559,000) of which at least EUR 150,000 (≈ $168,000) in financial assets. (sources 1, 2) - Assets of at least EUR 650,000 (≈ $726,000) · Alternative asset test: capital assets of at least EUR 650,000, (≈ $726,000) of which at least EUR 75,000 (≈ $83,800) in financial assets. (sources 1, 2) - A fee of EUR 60,000 (≈ $67,000) · Part of the EUR 97,000 (≈ $108,000): non-refundable administration fee for the main applicant, paid as EUR 15,000 (≈ $16,800) within one month of submitting the application and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle. (sources 1, 2) - A fee of EUR 37,000 (≈ $41,300) · Part of the EUR 97,000 (≈ $108,000): government contribution (the programme's investment requirement), paid within eight months of the Letter of Approval in Principle. (sources 1, 2) - A fee of EUR 2,000 (≈ $2,230) · Donation to a local NGO registered with the Commissioner for Voluntary Organisations, paid before the certificate is issued; additional to the EUR 97,000 (≈ $108,000). (sources 1, 2) - A fee of EUR 500 (≈ $560) · Residence card fee per person, covering five years. (source 1) - A fee of EUR 7,500 (≈ $8,380) · Non-refundable administration fee for each adult dependant, excluding the spouse. (sources 1, 2) #### Requirements - The applicant is a non-EEA, non-Swiss third-country national from a country that is not sanctioned. (sources 1, 2) - Capital assets of at least EUR 500,000, (≈ $559,000) including EUR 150,000 (≈ $168,000) in financial assets. (sources 1, 2) - Alternatively, capital assets of at least EUR 650,000, (≈ $726,000) including EUR 75,000 (≈ $83,800) in financial assets. (sources 1, 2) - Stable and regular resources that cover the family without Maltese social assistance. (sources 1, 2) - A qualifying residential property in Malta or Gozo rented at EUR 14,000 (≈ $15,600) a year or more. (sources 1, 2) - Non-refundable administration fee of EUR 60,000 (≈ $67,000) for the main applicant. (sources 1, 2) - EUR 15,000 (≈ $16,800) of it is paid within one month of applying and EUR 45,000 (≈ $50,300) within two months of the Letter of Approval in Principle. (sources 1, 2) - Government contribution of EUR 37,000, (≈ $41,300) paid within eight months of the Letter of Approval in Principle. (sources 1, 2) - The EUR 97,000 (≈ $108,000) total is the same whether the property is bought or rented. (sources 1, 2) - Donation of EUR 2,000 (≈ $2,230) to a registered local NGO. (sources 1, 2) - Residence card fee: EUR 500 (≈ $560) per person, covering five years. (sources 1, 2) - EUR 7,500 (≈ $8,380) for each adult dependant, excluding the spouse. (sources 1, 2) - Health insurance covering Malta and other European countries. (sources 1, 2) - The application goes through a licensed agent. (sources 1, 2) - After five years, a residential property must still be maintained. (sources 1, 2) #### Stay - Permanent residence: the certificate lets the holder and approved dependants reside indefinitely; the residence card covers five years and a residential property must be maintained afterwards. - Initial permitted stay: 60 months. - Renewable, subject to the conditions in force at renewal. #### Nationality Third-country nationals who are not EEA or Swiss nationals; applicants from countries sanctioned by Residency Malta are not eligible. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia. #### Family Up to four generations in one application; EUR 7,500 (≈ $8,380) per adult dependant excluding spouse. Checked 2026-10-11 ## Official sources 1. [Malta Permanent Residence Programme (MPRP)](https://residencymalta.gov.mt/legal-framework-mprp-2/) · Residency Malta Agency · checked 2026-10-10 2. [Malta Permanent Residence Programme Regulations (S.L. 217.26, as amended by L.N. 310 of 2024 and L.N. 146 of 2025)](https://legislation.mt/eli/sl/217.26/eng/pdf) · Government of Malta, legislation.mt · checked 2026-10-10 ## MPRP · Rent property and its alternatives | Route | Money needed | Stay | Work | | --- | --- | --- | --- | | MPRP · Rent property | Needs an investment of €97k ≈ $108k | 5 yr, renewable | – | | [MPRP · Buy property](https://settleanywhere.com/countries/malta/mprp-purchase/) | Needs an investment of €97k ≈ $108k | 5 yr, renewable | – | | [Family Office residency](https://settleanywhere.com/countries/malta/family-office/) | – | 3 yr, renewable | – | | [Golden Visa · €250k arts](https://settleanywhere.com/countries/portugal/ari-arts-250k/) Portugal | Needs an investment of €250k+ ≈ $279k | 2 yr, renewable | – | | [D5 · Property over $150k](https://settleanywhere.com/countries/georgia/d5-real-estate-residence/) Georgia | Needs assets of $150k+ | 1 yr, renewable | No | ## Questions people ask ### How much money do I need for the MPRP · Rent property? An investment of EUR 97,000 (≈ $108,000). Mandatory one-off payments to the Residency Malta Agency for the main applicant: non-refundable administration fee EUR 60,000 (≈ $67,000) plus government contribution EUR 37,000, (≈ $41,300) the same whether the property is bought or rented. An investment of at least EUR 14,000 a year (≈ $15,600). Property requirement, rental option: a qualifying residential property in Malta or Gozo rented at EUR 14,000 (≈ $15,600) a year or more and kept for at least five years, after which a residential property must still be maintained. Assets of at least EUR 500,000 (≈ $559,000). Capital assets of at least EUR 500,000, (≈ $559,000) of which at least EUR 150,000 (≈ $168,000) in financial assets. Assets of at least EUR 650,000 (≈ $726,000). Alternative asset test: capital assets of at least EUR 650,000, (≈ $726,000) of which at least EUR 75,000 (≈ $83,800) in financial assets. ### How long can I stay on the MPRP · Rent property? Permanent residence: the certificate lets the holder and approved dependants reside indefinitely; the residence card covers five years and a residential property must be maintained afterwards. ### Can I bring my family on the MPRP · Rent property? Up to four generations in one application; EUR 7,500 (≈ $8,380) per adult dependant excluding spouse. ### Who can apply for the MPRP · Rent property? Third-country nationals who are not EEA or Swiss nationals; applicants from countries sanctioned by Residency Malta are not eligible. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia. ### Is there a tax break for MPRP · Rent property holders in Malta? Malta: not ordinarily resident or not domiciled - foreign-source income taxed only when received in Malta: For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally. It's separate from the visa and has its own conditions. ## Tax Special regime ### [Malta: not ordinarily resident or not domiciled - foreign-source income taxed only when received in Malta](https://settleanywhere.com/countries/malta/tax/#tax-mt-remittance-basis) Tax relief Foreign-source income: Remittance basis (non-dom) **Details** - On: Income arising outside Malta and received in Malta (remittance basis) - Who: Not ordinarily resident in Malta, or not domiciled in Malta For a person who is not ordinarily resident or not domiciled in Malta, income arising outside Malta is taxed only on the amount received in Malta and capital gains arising outside Malta are not taxed; Maltese-source income is taxed normally. #### Taxed on Income arising outside Malta and received in Malta (remittance basis), plus all Maltese-source income and Maltese capital gains;. #### Who it applies to - Not ordinarily resident in Malta, or not domiciled in Malta (Income Tax Act proviso (i) and (ii)). - Persons charged at 15 cents in the euro under article 56(11) are taxed only on Maltese-source income and capital gains and on foreign-source income received in Malta. #### Exclusions - Maltese-source income and Maltese capital gains are fully taxable. - Foreign-source income that is received in Malta (including foreign-source income remitted) is taxed. #### Tax residence Status depends on ordinary residence and domicile as defined for Maltese tax law; visa status is not the test. #### Visas Independent of the immigration permit. #### Other taxes Social security contributions and VAT are separate; Nomad Residence Permit income rules are in a separate record. Checked against official sources on 10 Oct 2026 [Change log](https://settleanywhere.com/changes/) [Full page →](https://settleanywhere.com/countries/malta/tax/) ## More in Malta [Nomad Residence Permit](https://settleanywhere.com/countries/malta/nomad-residence-permit/) [Retirement Programme](https://settleanywhere.com/countries/malta/retirement-programme/) [Startup residence](https://settleanywhere.com/countries/malta/startup/) [Blue Card](https://settleanywhere.com/countries/malta/blue-card/) [Key Employee](https://settleanywhere.com/countries/malta/key-employee/) [Single Permit (work)](https://settleanywhere.com/countries/malta/single-permit/) [Specialist Employee](https://settleanywhere.com/countries/malta/specialist-employee/) [Student permit](https://settleanywhere.com/countries/malta/student/) ## Investment visas elsewhere [🇮🇹 Investor Visa · €1M donation](https://settleanywhere.com/countries/italy/investor-philanthropy-1m/) [🇬🇷 Golden Visa · Heir of property](https://settleanywhere.com/countries/greece/golden-visa-inherited-property/) [🇫🇷 Talent · €300k investment](https://settleanywhere.com/countries/france/talent-economic-investment/) [🇨🇾 PR · €300k fund units](https://settleanywhere.com/countries/cyprus/invest-fund-units/) [🇦🇱 Strategic investor residence](https://settleanywhere.com/countries/albania/strategic-investor-permanent/) [🇲🇪 Property owner residence](https://settleanywhere.com/countries/montenegro/property-owner/) ≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated. ## How this was checked **Checked on 2026-10-11 against 2 official sources.** Status: verified against the official sources. Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out. 1. [Malta Permanent Residence Programme (MPRP)](https://residencymalta.gov.mt/legal-framework-mprp-2/) · Residency Malta Agency · checked 2026-10-10 2. [Malta Permanent Residence Programme Regulations (S.L. 217.26, as amended by L.N. 310 of 2024 and L.N. 146 of 2025)](https://legislation.mt/eli/sl/217.26/eng/pdf) · Government of Malta, legislation.mt · checked 2026-10-10 Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.