---
title: "Luxembourg Private reasons residence: from €1,944/mo needed"
url: https://settleanywhere.com/countries/luxembourg/private-reasons/
lang: en
updated: 2026-10-12
---

Luxembourg · Retire or live on savings

# Luxembourg Private reasons residence

**Income needed:** from €1,944 a month ≈ $2,170

Residence for private reasons ("vie privée"): EU or Schengen pension or work income, or strong personal ties

Checked against official sources on 12 Oct 2026 [Change log](https://settleanywhere.com/changes/)

- **Income needed:** from €1,944 a month ≈ $2,170 (Income of at least EUR 2,771.33 a month (≈ $3,100) · Monthly resources assessed against the social minimum wage of an unskilled worker aged 18 or over, EUR 2,771.33 at index 992.24 from 1 June 2026; applies to applicants living on EU/Schengen work income or an EU/Schengen pension. Income of at least EUR 1,944.4 a month (≈ $2,170) · Applicants with strong personal or family ties must show stable, regular resources at least equal to the social inclusion income (REVIS); maximum allocation for one adult is EUR 1,944.40 per month at index 992.24 from 1 June 2026. A fee of EUR 80 (≈ $89) · Residence permit issuance fee, paid after the application is accepted.)
- **First stay:** 3 yrs (A long-stay visa D, valid for up to one year, is needed to enter. The residence permit marked 'private reasons' is valid for up to three years and is renewable on request if, after re-examination, the holder still meets the conditions.)
- **Renewal:** Renewable
- **Who can apply:** Most passports (Non-EU/EEA/Swiss nationals.)
- **Work:** Needs permit (Salaried work needs a separate work authorisation; the first one is valid up to 1 year, for one profession and one sector.)

## Key facts

Private reasons residence is a retire or live on savings route for Luxembourg. Applicants need income from €1,944 a month ≈ $2,170. You can stay 3 yrs, renewable. Local work: with a permit. Checked 2026-10-12 against the official source.

- **Money needed:** from €1,944 a month ≈ $2,170
- **Government fees:** €80 ≈ $89
- **Processing:** Up to 120 days
- **First stay:** 3 yrs

## Cost, time and long term

To apply: government fee €80 ≈ $89; income to show from €1,944/mo ≈ $2,170; decision: up to 120 days. No lawyer or agent fee is included.

**Government fees: €80 ≈ $89**

- EUR 80 (≈ $89) Residence permit issuance fee, paid after the application is accepted.

**Shown, not spent: €2,771+/mo ≈ $3,100 · €1,944+/mo ≈ $2,170**

- EUR 2,771.33 a month (≈ $3,100) Monthly resources assessed against the social minimum wage of an unskilled worker aged 18 or over, EUR 2,771.33 (≈ $3,100) at index 992.24 from 1 June 2026; applies to applicants living on EU/Schengen work income or an EU/Schengen pension.
- EUR 1,944.4 a month (≈ $2,170) Applicants with strong personal or family ties must show stable, regular resources at least equal to the social inclusion income (REVIS); maximum allocation for one adult is EUR 1,944.40 (≈ $2,170) per month at index 992.24 from 1 June 2026.

**Permanent residence: After 5 years of residence**

Long-term resident status after 5 years of legal, uninterrupted residence, with stable resources and housing. Half of study time counts; seasonal, posted and transferred worker time does not.

[Ministry of Foreign and European Affairs, Immigration Directorate, Luxembourg](https://maint.gouvernement.lu/dam-assets/le-ministere/immigration/depliant-statut-resident-de-longue-duree.pdf)

**Citizenship: After 5 years of residence**

Naturalisation needs 5 years of legal residence, the last year uninterrupted, a Luxembourgish language certificate and the "Vivre ensemble" course.

[Guichet.lu](https://guichet.public.lu/fr/citoyens/citoyennete/nationalite-luxembourgeoise/acquisition-recouvrement/naturalisation.html)

**Processing: Up to 120 days**

The response deadline is in principle 4 months at most.

[Guichet.lu](https://guichet.public.lu/en/citoyens/immigration/vivre/non-luxembourg/immigration/pays-tiers/raisons-privees/sejour-raisons-privees.html)

**Where to apply: From abroad**

Request a long-stay visa D at the Luxembourg embassy or consulate before entry, then apply for the residence permit after arrival.

[Guichet.lu](https://guichet.public.lu/en/citoyens/immigration/vivre/non-luxembourg/immigration/pays-tiers/raisons-privees/sejour-raisons-privees.html)

**Presence rules: Absence limits**

For long-term status, absences must stay under 6 consecutive months and 10 months in total over the 5 years.

[Ministry of Foreign and European Affairs, Immigration Directorate, Luxembourg](https://maint.gouvernement.lu/dam-assets/le-ministere/immigration/depliant-statut-resident-de-longue-duree.pdf)

## Why this route may not fit

Check this before you apply.

- Applications are made from outside Luxembourg, not after arriving
- Working needs a separate permit
- Not open to EU, EEA or Swiss passports

### What you'll need

#### Who can apply

- The applicant lives abroad and has resources from EU or Schengen work or from a Luxembourg, EU or Schengen pension.
- Alternatively, the applicant has personal or family ties that make a refusal a disproportionate interference with private and family life.

#### What you must show

- Resources must at least equal the monthly social minimum wage of an unskilled worker, EUR 2,771.33 (≈ $3,100).
- For the ties-based route, resources must at least equal the REVIS amount, shown as EUR 1,944.40 (≈ $2,170) per month for one adult.
- A financial undertaking from a Luxembourg national or legal resident of at least one year is accepted as part of the resources.

#### Documents

- Proof of resources, such as EU, EEA or Schengen pay slips or a pension certificate.
- A criminal record extract under 3 months old and travel health insurance for the visa period.

#### Steps

1. Apply for the long-stay visa D, then after entry apply for the residence permit before the visa expires.
2. The response time is in principle up to 4 months; no answer counts as a refusal.

#### After you arrive

- A work authorisation for a salaried job can be requested later; the first one is valid up to 1 year, for one profession and one sector.
- The residence permit issuance fee of EUR 80 (≈ $89) is paid after the application is accepted.

## When you become tax resident

How Luxembourg decides tax residence and treats foreign-source income, from its tax records.

- **Foreign-source income:** Resident taxpayers in Luxembourg are subject to income tax on their worldwide revenues (domestic and foreign-source) and must report worldwide income, exempt and non-exempt, in their return; non-residents are taxed only on Luxembourg-source income unless they opt for resident treatment.

[All tax rules for Luxembourg](https://settleanywhere.com/countries/luxembourg/tax/) Tax records checked 12 Oct 2026

## What you need to arrange

- **Health insurance** A criminal record extract under 3 months old and travel health insurance for the visa period
- **Police certificate and civil documents** A criminal record extract under 3 months old and travel health insurance for the visa period

Taken from this route's requirements above. The authority's own list is the one that counts.

**Full official text**

Residence for third-country nationals who live on their own stable resources, namely a pension from Luxembourg, EU or Schengen social security or income from work in another EU or Schengen state, or who have family or personal ties that make refusal disproportionate. (sources 1, 2, 3, 4, 5)

#### What you must show and pay

- Income of at least EUR 2,771.33 a month (≈ $3,100) · Monthly resources assessed against the social minimum wage of an unskilled worker aged 18 or over, EUR 2,771.33 (≈ $3,100) at index 992.24 from 1 June 2026; applies to applicants living on EU/Schengen work income or an EU/Schengen pension. (sources 1, 2)
- Income of at least EUR 1,944.4 a month (≈ $2,170) · Applicants with strong personal or family ties must show stable, regular resources at least equal to the social inclusion income (REVIS); maximum allocation for one adult is EUR 1,944.40 (≈ $2,170) per month at index 992.24 from 1 June 2026. (sources 1, 3)
- A fee of EUR 80 (≈ $89) · Residence permit issuance fee, paid after the application is accepted. (source 4)

#### Requirements

- The applicant lives abroad and has resources from EU or Schengen work or from a Luxembourg, EU or Schengen pension. (source 1)
- Alternatively, the applicant has personal or family ties that make a refusal a disproportionate interference with private and family life. (source 1)
- Resources must at least equal the monthly social minimum wage of an unskilled worker, EUR 2,771.33 (≈ $3,100). (sources 1, 2)
- For the ties-based route, resources must at least equal the REVIS amount, shown as EUR 1,944.40 (≈ $2,170) per month for one adult. (sources 1, 3)
- A financial undertaking from a Luxembourg national or legal resident of at least one year is accepted as part of the resources. (source 1)
- Proof of resources, such as EU, EEA or Schengen pay slips or a pension certificate. (source 1)
- A criminal record extract under 3 months old and travel health insurance for the visa period. (source 1)
- Apply for the long-stay visa D, then after entry apply for the residence permit before the visa expires. (sources 1, 4)
- The response time is in principle up to 4 months; no answer counts as a refusal. (source 1)
- A work authorisation for a salaried job can be requested later; the first one is valid up to 1 year, for one profession and one sector. (source 1)
- The residence permit issuance fee of EUR 80 (≈ $89) is paid after the application is accepted. (source 4)

#### Stay

- A long-stay visa D, valid for up to one year, is needed to enter. The residence permit marked 'private reasons' is valid for up to three years and is renewable on request if, after re-examination, the holder still meets the conditions.
- First stay: up to 36 months, decided case by case.
- Renewable, subject to the conditions in force at renewal.

#### Nationality

Non-EU/EEA/Swiss nationals. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

#### Work

Salaried work needs a separate work authorisation; the first one is valid up to 1 year, for one profession and one sector.

#### Fine print

The resources condition, as recorded from Guichet, names only a Luxembourg, EU or Schengen pension or income from work in an EU or Schengen state; a pension from another country is not named. The response deadline was recorded once as 3 months and once as 4 months, and the longer period is shown. The REVIS amount of EUR 1,944.40 (≈ $2,170) is confirmed on the National Solidarity Fund page; the Guichet page for this permit and the social minimum wage table were not available on 12 October 2026, so the other points are not re-confirmed.

Checked 2026-10-12

## Official sources

1. [Residence for private reasons](https://guichet.public.lu/en/citoyens/immigration/vivre/non-luxembourg/immigration/pays-tiers/raisons-privees/sejour-raisons-privees.html) · Guichet.lu (Luxembourg State portal) · checked 2026-10-10
2. [Paramètres sociaux valables au 1er juin 2026 (index 992.24)](https://igss.gouvernement.lu/dam-assets/publications/param%C3%A8tres-sociaux/2026/par-soc-202606.pdf) · Inspection générale de la sécurité sociale · checked 2026-10-11
3. [Amount of the social inclusion income (REVIS)](https://fns.public.lu/fr/revis/montant.html) · Fonds national de solidarité · checked 2026-10-12
4. [Issuance of your first residence permit (step 2, after entry)](https://guichet.public.lu/en/citoyens/immigration/vivre/luxembourg/premier-titre-sejour.html) · Ministère des Affaires intérieures / Guichet.lu · checked 2026-10-11
5. [Amended Law of 29 August 2008 on free movement of persons and immigration (consolidated version of 12 June 2026)](https://legilux.public.lu/eli/etat/leg/loi/2008/08/29/n1/consolide/current/fr/html) · Legilux (Government of Luxembourg) · checked 2026-10-11 · published 2008-08-29
6. [Le statut de resident de longue duree (Articles 80 a 88 of the amended law of 29 August 2008)](https://maint.gouvernement.lu/dam-assets/le-ministere/immigration/depliant-statut-resident-de-longue-duree.pdf) · Ministry of Foreign and European Affairs, Immigration Directorate, Luxembourg · checked 2026-10-11
7. [Acquerir la nationalite luxembourgeoise par naturalisation](https://guichet.public.lu/fr/citoyens/citoyennete/nationalite-luxembourgeoise/acquisition-recouvrement/naturalisation.html) · Guichet.lu (Luxembourg government portal) · checked 2026-10-11

## Private reasons residence and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| Private reasons residence | Needs income from €1,944 a month ≈ $2,170 | 3 yr, renewable | With a permit |
| [D7 passive income visa](https://settleanywhere.com/countries/portugal/retirement-own-income-visa/) Portugal | Needs income of €920+ a month ≈ $1,030 | 2 yr, renewable | – |
| [Non-lucrative visa](https://settleanywhere.com/countries/spain/nonlucrative-residence/) Spain | Needs income of €2,400+ a month ≈ $2,680 | 1 yr, renewable | No |
| [Elective residence](https://settleanywhere.com/countries/italy/elective-residence/) Italy | Needs income of €31k+ a year ≈ $35k | – | No |
| [Independent means permit](https://settleanywhere.com/countries/greece/financially-independent-residence/) Greece | Needs income of €3,500+ a month ≈ $3,910 | 3 yr, renewable | – |

## Questions people ask

### How much money do I need for the Private reasons residence?

Income of at least EUR 2,771.33 a month (≈ $3,100). Monthly resources assessed against the social minimum wage of an unskilled worker aged 18 or over, EUR 2,771.33 (≈ $3,100) at index 992.24 from 1 June 2026; applies to applicants living on EU/Schengen work income or an EU/Schengen pension. Income of at least EUR 1,944.4 a month (≈ $2,170). Applicants with strong personal or family ties must show stable, regular resources at least equal to the social inclusion income (REVIS); maximum allocation for one adult is EUR 1,944.40 (≈ $2,170) per month at index 992.24 from 1 June 2026. A fee of EUR 80 (≈ $89). Residence permit issuance fee, paid after the application is accepted.

### How long can I stay on the Private reasons residence?

A long-stay visa D, valid for up to one year, is needed to enter.

### How long does the Private reasons residence take to process?

The response deadline is in principle 4 months at most.

### Can I work on the Private reasons residence?

With a permit. Salaried work needs a separate work authorisation; the first one is valid up to 1 year, for one profession and one sector.

### Who can apply for the Private reasons residence?

Non-EU/EEA/Swiss nationals. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

### Does the Private reasons residence lead to permanent residence in Luxembourg?

Time on the Private reasons residence counts toward permanent residence in Luxembourg, which the rules allow after 5 years of residence. Time on the Private reasons residence counts toward citizenship, which the rules allow after 5 years of residence.

### How are Private reasons residence holders taxed in Luxembourg?

No special regime in our records is tied to the Private reasons residence. The standard rules apply: Resident taxpayers in Luxembourg are subject to income tax on their worldwide revenues (domestic and foreign-source) and must report worldwide income, exempt and non-exempt, in their return; non-residents are taxed only on Luxembourg-source income unless they opt for resident treatment.

## More in Luxembourg

[Working Holiday · AU NZ JP](https://settleanywhere.com/countries/luxembourg/working-holiday-18-30/) [Working Holiday · TW CA CL KR](https://settleanywhere.com/countries/luxembourg/working-holiday-18-35/) [Self-employed permit](https://settleanywhere.com/countries/luxembourg/self-employed/) [Blue Card](https://settleanywhere.com/countries/luxembourg/eu-blue-card/) [Salaried worker permit](https://settleanywhere.com/countries/luxembourg/salaried-worker/) [Researcher permit](https://settleanywhere.com/countries/luxembourg/researcher-third-country/) [Intra-company transfer permit](https://settleanywhere.com/countries/luxembourg/ict-transferred-worker/) [Student permit](https://settleanywhere.com/countries/luxembourg/student-residence/)

## Retirement and live-on-savings visas elsewhere

[🇫🇷 Visitor card](https://settleanywhere.com/countries/france/visitor-card/) [🇨🇾 Retiree on foreign income](https://settleanywhere.com/countries/cyprus/category-f-retirement/) [🇦🇱 Pensioner permit](https://settleanywhere.com/countries/albania/pensioner/) [🇲🇹 Retirement Programme](https://settleanywhere.com/countries/malta/retirement-programme/) [🇧🇬 Pensioner residence](https://settleanywhere.com/countries/bulgaria/retirement-pensioner/) [🇦🇹 Financially independent permit](https://settleanywhere.com/countries/austria/settlement-no-gainful-employment/)

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-12 against 7 official sources.** Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Residence for private reasons](https://guichet.public.lu/en/citoyens/immigration/vivre/non-luxembourg/immigration/pays-tiers/raisons-privees/sejour-raisons-privees.html) · Guichet.lu (Luxembourg State portal) · checked 2026-10-10
2. [Paramètres sociaux valables au 1er juin 2026 (index 992.24)](https://igss.gouvernement.lu/dam-assets/publications/param%C3%A8tres-sociaux/2026/par-soc-202606.pdf) · Inspection générale de la sécurité sociale · checked 2026-10-11
3. [Amount of the social inclusion income (REVIS)](https://fns.public.lu/fr/revis/montant.html) · Fonds national de solidarité · checked 2026-10-12
4. [Issuance of your first residence permit (step 2, after entry)](https://guichet.public.lu/en/citoyens/immigration/vivre/luxembourg/premier-titre-sejour.html) · Ministère des Affaires intérieures / Guichet.lu · checked 2026-10-11
5. [Amended Law of 29 August 2008 on free movement of persons and immigration (consolidated version of 12 June 2026)](https://legilux.public.lu/eli/etat/leg/loi/2008/08/29/n1/consolide/current/fr/html) · Legilux (Government of Luxembourg) · checked 2026-10-11
6. [Le statut de resident de longue duree (Articles 80 a 88 of the amended law of 29 August 2008)](https://maint.gouvernement.lu/dam-assets/le-ministere/immigration/depliant-statut-resident-de-longue-duree.pdf) · Ministry of Foreign and European Affairs, Immigration Directorate, Luxembourg · checked 2026-10-11
7. [Acquerir la nationalite luxembourgeoise par naturalisation](https://guichet.public.lu/fr/citoyens/citoyennete/nationalite-luxembourgeoise/acquisition-recouvrement/naturalisation.html) · Guichet.lu (Luxembourg government portal) · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.