--- title: "Greece Golden Visa · €500k deposit requirements 2026" url: https://settleanywhere.com/countries/greece/fin-term-deposit/ lang: en updated: 2026-10-12 --- Greece · Investing # Greece Golden Visa · €500k deposit **Investment needed:** €500k+ ≈ $559k Golden Visa: EUR 500,000 term deposit at a Greek bank (type B.4) Checked against official sources on 12 Oct 2026 [Change log](https://settleanywhere.com/changes/) - **Investment needed:** €500k+ ≈ $559k (An investment of at least EUR 500,000 (≈ $559,000) · Minimum term deposit of at least 1 year with a standing renewal order at a credit institution in Greece; co-holders may be the spouse, partner and relatives up to the second degree. A fee of EUR 2,000 (≈ $2,230) · Residence permit fee (EUR 16 extra for the card).) - **First stay:** 5 yrs (Residence permit valid 5 years and renewable for equal periods while the investment is held and certified.) - **Who can apply:** Most passports (Third-country nationals (citizens of non-EU states); the investment is paid with funds remitted from abroad.) - **Spouse work:** Can work (Family members can be included under the investor family provisions (spouse or partner, children under 21, spouses' direct ascendants, and adult children without legal capacity who live with and are supported by the investor); their permits expire with the investor permit. Your spouse or partner may work in Greece without a separate permit.) ## Key facts Golden Visa · €500k deposit is an investing route for Greece. Applicants need an investment of €500k+ ≈ $559k. You can stay 5 yrs, renewable. Checked 2026-10-12 against the official source. - **Money needed:** €500k+ ≈ $559k - **Government fees:** €2,000 ≈ $2,230 - **Processing:** 1 month - **First stay:** 5 yrs ## Cost, time and long term To apply: government fee €2,000 ≈ $2,230; investment €500k+ ≈ $559k; decision: 1 month. No lawyer or agent fee is included. **Government fees: €2,000 ≈ $2,230** - EUR 2,000 (≈ $2,230) Residence permit fee (EUR 16 (≈ $18) extra for the card). **Invested and held: €500k+ ≈ $559k** - EUR 500,000 (≈ $559,000) Minimum term deposit of at least 1 year with a standing renewal order at a credit institution in Greece; co-holders may be the spouse, partner and relatives up to the second degree. **Renewal: Renewable** The first permit is valid 5 years and renews for equal periods while the investment continues; absences from Greece do not prevent renewal. [Taxheaven legal text repository](https://www.taxheaven.gr/law/5038/2023/arthro/95) **Permanent residence: After 5 years of residence** Long-term resident status needs 5 years of continuous legal residence and income at least the annual minimum wage (plus 10% for dependants); absences under 6 consecutive months and 10 months in total are allowed. [TaxHeaven](https://www.taxheaven.gr/law/5038/2023/arthro/144) **Citizenship: After 7 years of residence** Naturalisation needs 7 years of legal residence for holders of investor permits (a listed title), plus Greek language and history tests and proof of economic integration. [Ministry of Interior, National Registry of Administrative Public Services](https://mitos.gov.gr/index.php/%CE%94%CE%94:%CE%A0%CE%BF%CE%BB%CE%B9%CF%84%CE%BF%CE%B3%CF%81%CE%AC%CF%86%CE%B7%CF%83%CE%B7_%CE%91%CE%BB%CE%BB%CE%BF%CE%B3%CE%B5%CE%BD%CF%8E%CE%BD_%CE%91%CE%BB%CE%BB%CE%BF%CE%B4%CE%B1%CF%80%CF%8E%CE%BD) **Processing: 1 month** The consulate forwards the file within 1 month and the Ministry of Development certifies the investment within 1 month; the permit follows the entry visa. [Taxheaven legal text repository](https://www.taxheaven.gr/law/5038/2023/arthro/99) **Where to apply: Abroad or in-country** Apply in Greece if you are already legally there; otherwise file the entry application at the Greek consulate within the year after the investment. [Taxheaven legal text repository](https://www.taxheaven.gr/law/5038/2023/arthro/99) **Presence rules: Absence limits** Absences from Greece are not an obstacle to renewing an investor permit. [Taxheaven legal text repository](https://www.taxheaven.gr/law/5038/2023/arthro/95) ## Why this route may not fit Check this before you apply. - Not open to EU, EEA or Swiss passports ### What you'll need #### Who can apply - The applicant is a third-country national. - The deposit is for at least 1 year with a standing renewal order at a credit institution in Greece. - Co-holders may be the spouse, partner and relatives up to the second degree. #### What you must show - A term deposit of at least EUR 500,000 (≈ $559,000). - The investment is paid with funds remitted from abroad. - Residence permit fee: EUR 2,000, (≈ $2,230) plus EUR 16 (≈ $18) for the card. #### Documents - The credit institution certifies the deposit and its continued holding. ## What happens at day 183 How Greece decides tax residence and treats foreign-source income, from its tax records. - **Stay on this route:** **5 years at first, renewable** - **Tax residence:** - **More than 183 days in any 12-month period** Presence in Greece for more than 183 days in total makes a person tax resident from the first day of presence. - **Foreign-source income:** Greek tax residents are taxed on worldwide income, including foreign-source income, at progressive rates from 9% to 44% (scale applied from tax year 2026); residence follows the main home, habitual abode or centre of vital interests, or presence over 183 days. [All tax rules for Greece](https://settleanywhere.com/countries/greece/tax/) Tax records checked 12 Oct 2026 **Full official text** Term deposit of at least one year with a standing renewal order at a Greek credit institution. (sources 1, 2, 3, 4, 5, 6) #### What you must show and pay - An investment of at least EUR 500,000 (≈ $559,000) · Minimum term deposit of at least 1 year with a standing renewal order at a credit institution in Greece; co-holders may be the spouse, partner and relatives up to the second degree. (source 1) - A fee of EUR 2,000 (≈ $2,230) · Residence permit fee (EUR 16 (≈ $18) extra for the card). (sources 1, 2) #### Requirements - The applicant is a third-country national. (sources 1, 2) - The deposit is for at least 1 year with a standing renewal order at a credit institution in Greece. (sources 1, 2) - Co-holders may be the spouse, partner and relatives up to the second degree. (sources 1, 2) - A term deposit of at least EUR 500,000 (≈ $559,000). (sources 1, 2) - The investment is paid with funds remitted from abroad. (sources 1, 2) - Residence permit fee: EUR 2,000, (≈ $2,230) plus EUR 16 (≈ $18) for the card. (sources 1, 2) - The credit institution certifies the deposit and its continued holding. (source 1) #### Stay - Residence permit valid 5 years and renewable for equal periods while the investment is held and certified. - Initial permitted stay: 60 months. - Renewable, subject to the conditions in force at renewal. #### Nationality Third-country nationals (citizens of non-EU states); the investment is paid with funds remitted from abroad. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia. #### Work The investor permit gives no right of access to any form of employment. #### Family Family members can be included under the investor family provisions (spouse or partner, children under 21, spouses' direct ascendants, and adult children without legal capacity who live with and are supported by the investor); their permits expire with the investor permit. Your spouse or partner may work in Greece without a separate permit. Checked 2026-10-12 ## Official sources 1. [Law 5038/2023, Migration Code (Government Gazette A 81/01.04.2023)](https://ia37rg02wpsa01.blob.core.windows.net/fek/01/2023/20230100081.pdf) · Ethniko Typografeio (Government Gazette) · checked 2026-10-11 · published 2023-04-01 2. [Golden visa programme (investment in a listed real property)](https://en.mitos.gov.gr/index.php/%CE%94%CE%94:Golden_visa_programme_(investment_in_a_listed_real_property)_%E2%80%93_Initial_issuance) · National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-10 3. [Migration Code, art. 99 (financial investments, type B.4), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/99) · Taxheaven legal text repository (consolidated Migration Code, Law 5038/2023) · checked 2026-10-11 4. [Migration Code, art. 95 (duration of investor permits and family members), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/95) · Taxheaven legal text repository (consolidated Migration Code, Law 5038/2023) · checked 2026-10-11 · published 2026-02-06 5. [Migration Code, art. 89 (rights and obligations of family members: access to dependent employment), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/89) · Taxheaven (Law 5038/2023 consolidated text) · checked 2026-10-12 6. [Law 5275/2026, Government Gazette A 17 of 6 February 2026 (amendments to the Migration Code)](https://ia37rg02wpsa01.blob.core.windows.net/fek/01/2026/20260100017.pdf) · National Printing House (Ethniko Typografeio) · checked 2026-10-12 7. [Migration Code, art. 144 (long-term resident status: conditions), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/144) · TaxHeaven (consolidated Law 5038/2023) · checked 2026-10-11 8. [Migration Code, art. 143 (long-term resident status: scope), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/143) · TaxHeaven (consolidated Law 5038/2023) · checked 2026-10-11 9. [Naturalisation of non-ethnic-Greek aliens (Politografisi Allogenon Allodapon)](https://mitos.gov.gr/index.php/%CE%94%CE%94:%CE%A0%CE%BF%CE%BB%CE%B9%CF%84%CE%BF%CE%B3%CF%81%CE%AC%CF%86%CE%B7%CF%83%CE%B7_%CE%91%CE%BB%CE%BB%CE%BF%CE%B3%CE%B5%CE%BD%CF%8E%CE%BD_%CE%91%CE%BB%CE%BB%CE%BF%CE%B4%CE%B1%CF%80%CF%8E%CE%BD) · Ministry of Interior, National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-11 ## Golden Visa · €500k deposit and its alternatives | Route | Money needed | Stay | Work | | --- | --- | --- | --- | | Golden Visa · €500k deposit | Needs an investment of €500k+ ≈ $559k | 5 yr, renewable | – | | [Golden Visa · €350k mutual fund](https://settleanywhere.com/countries/greece/fin-mutual-fund/) | Needs an investment of €350k+ ≈ $391k | 5 yr, renewable | – | | [Golden Visa · €350k alt. fund](https://settleanywhere.com/countries/greece/fin-alternative-fund/) | Needs an investment of €350k+ ≈ $391k | 5 yr, renewable | – | | [Golden Visa · €500k REIC](https://settleanywhere.com/countries/greece/fin-reic/) | Needs an investment of €500k+ ≈ $559k | 5 yr, renewable | – | | [Golden Visa · €500k VC fund](https://settleanywhere.com/countries/greece/fin-venture-fund/) | Needs an investment of €500k+ ≈ $559k | 5 yr, renewable | – | ## Questions people ask ### How much money do I need for the Golden Visa · €500k deposit? An investment of at least EUR 500,000 (≈ $559,000). Minimum term deposit of at least 1 year with a standing renewal order at a credit institution in Greece; co-holders may be the spouse, partner and relatives up to the second degree. A fee of EUR 2,000 (≈ $2,230). Residence permit fee (EUR 16 (≈ $18) extra for the card). ### How long can I stay on the Golden Visa · €500k deposit? Residence permit valid 5 years and renewable for equal periods while the investment is held and certified. ### How long does the Golden Visa · €500k deposit take to process? The consulate forwards the file within 1 month and the Ministry of Development certifies the investment within 1 month; the permit follows the entry visa. ### Can I work on the Golden Visa · €500k deposit? The investor permit gives no right of access to any form of employment. ### Can I bring my family on the Golden Visa · €500k deposit? Family members can be included under the investor family provisions (spouse or partner, children under 21, spouses' direct ascendants, and adult children without legal capacity who live with and are supported by the investor); their permits expire with the investor permit. ### Who can apply for the Golden Visa · €500k deposit? Third-country nationals (citizens of non-EU states); the investment is paid with funds remitted from abroad. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia. ### Does the Golden Visa · €500k deposit lead to permanent residence in Greece? Time on the Golden Visa · €500k (≈ $559,000) deposit counts toward permanent residence in Greece, which the rules allow after 5 years of residence. Time on the Golden Visa · €500k (≈ $559,000) deposit counts toward citizenship, which the rules allow after 7 years of residence. ### How are Golden Visa · €500k deposit holders taxed in Greece? No special regime in our records is tied to the Golden Visa · €500k (≈ $559,000) deposit. The standard rules apply: Greek tax residents are taxed on worldwide income, including foreign-source income, at progressive rates from 9% to 44% (scale applied from tax year 2026); residence follows the main home, habitual abode or centre of vital interests, or presence over 183 days. ## More in Greece [Working Holiday · Australia](https://settleanywhere.com/countries/greece/working-holiday-australia/) [Working Holiday · Canada](https://settleanywhere.com/countries/greece/working-holiday-canada/) [Digital nomad visa](https://settleanywhere.com/countries/greece/digital-nomad-visa-i8/) [Golden Visa · €500k gov bonds](https://settleanywhere.com/countries/greece/fin-govbonds/) [Golden Visa · €500k company](https://settleanywhere.com/countries/greece/fin-capital-contribution/) [Golden Visa · €800k stocks](https://settleanywhere.com/countries/greece/fin-listed-securities/) [Golden Visa · €250k conversion](https://settleanywhere.com/countries/greece/golden-visa-change-of-use/) [Golden Visa · €400k property](https://settleanywhere.com/countries/greece/golden-visa-real-estate-400k/) ## Investment visas elsewhere [🇵🇹 Golden Visa · €250k arts](https://settleanywhere.com/countries/portugal/ari-arts-250k/) [🇬🇪 D5 · Property over $150k](https://settleanywhere.com/countries/georgia/d5-real-estate-residence/) [🇮🇹 Investor Visa · €1M donation](https://settleanywhere.com/countries/italy/investor-philanthropy-1m/) [🇫🇷 Talent · €300k investment](https://settleanywhere.com/countries/france/talent-economic-investment/) [🇨🇾 PR · €300k fund units](https://settleanywhere.com/countries/cyprus/invest-fund-units/) [🇦🇱 Strategic investor residence](https://settleanywhere.com/countries/albania/strategic-investor-permanent/) ≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated. ## How this was checked **Checked on 2026-10-12 against 9 official sources.** Status: verified against the official sources. Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out. 1. [Law 5038/2023, Migration Code (Government Gazette A 81/01.04.2023)](https://ia37rg02wpsa01.blob.core.windows.net/fek/01/2023/20230100081.pdf) · Ethniko Typografeio (Government Gazette) · checked 2026-10-11 2. [Golden visa programme (investment in a listed real property)](https://en.mitos.gov.gr/index.php/%CE%94%CE%94:Golden_visa_programme_(investment_in_a_listed_real_property)_%E2%80%93_Initial_issuance) · National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-10 3. [Migration Code, art. 99 (financial investments, type B.4), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/99) · Taxheaven legal text repository (consolidated Migration Code, Law 5038/2023) · checked 2026-10-11 4. [Migration Code, art. 95 (duration of investor permits and family members), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/95) · Taxheaven legal text repository (consolidated Migration Code, Law 5038/2023) · checked 2026-10-11 5. [Migration Code, art. 89 (rights and obligations of family members: access to dependent employment), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/89) · Taxheaven (Law 5038/2023 consolidated text) · checked 2026-10-12 6. [Law 5275/2026, Government Gazette A 17 of 6 February 2026 (amendments to the Migration Code)](https://ia37rg02wpsa01.blob.core.windows.net/fek/01/2026/20260100017.pdf) · National Printing House (Ethniko Typografeio) · checked 2026-10-12 7. [Migration Code, art. 144 (long-term resident status: conditions), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/144) · TaxHeaven (consolidated Law 5038/2023) · checked 2026-10-11 8. [Migration Code, art. 143 (long-term resident status: scope), consolidated text](https://www.taxheaven.gr/law/5038/2023/arthro/143) · TaxHeaven (consolidated Law 5038/2023) · checked 2026-10-11 9. [Naturalisation of non-ethnic-Greek aliens (Politografisi Allogenon Allodapon)](https://mitos.gov.gr/index.php/%CE%94%CE%94:%CE%A0%CE%BF%CE%BB%CE%B9%CF%84%CE%BF%CE%B3%CF%81%CE%AC%CF%86%CE%B7%CF%83%CE%B7_%CE%91%CE%BB%CE%BB%CE%BF%CE%B3%CE%B5%CE%BD%CF%8E%CE%BD_%CE%91%CE%BB%CE%BB%CE%BF%CE%B4%CE%B1%CF%80%CF%8E%CE%BD) · Ministry of Interior, National Registry of Administrative Public Services (mitos.gov.gr) · checked 2026-10-11 Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.