---
title: "Ghana Investor · $200k joint venture requirements 2026"
url: https://settleanywhere.com/countries/ghana/gipc-joint-enterprise-usd-200k/
lang: en
updated: 2026-10-12
---

Ghana · Investing

# Ghana Investor · $200k joint venture

**Investment needed:** $200k+

Work and residence permit for shareholders/immigrant quota - joint enterprise with a Ghanaian partner (GIPC Act 865 s.28(1)(a))

Checked against official sources on 12 Oct 2026, some details partly verified [Change log](https://settleanywhere.com/changes/)

- **Investment needed:** $200k+ (An investment of at least $200,000 · Minimum foreign capital in cash or capital goods relevant to the investment, or a combination, by equity participation; the Ghanaian partner must hold at least 10% equity. A fee of $500 · Residence permit (GIPC automatic quota) for nationals other than ECOWAS citizens; USD 388 for ECOWAS citizens. A fee of $647 · Residence permit (immigrant quota) for nationals other than ECOWAS citizens; USD 500 for ECOWAS citizens.)
- **First stay:** 4 yrs (Ghana residence permits are granted for up to four years in the first instance, and the immigration officer decides the length. The Immigration Act 2000 allows a residence permit of up to eight years in total, and a four-year permit can be extended for a further period of up to four years.)
- **Who can apply:** Any passport

## Key facts

Investor · $200k joint venture is an investing route for Ghana. Applicants need an investment of $200k+. You can stay 4 yrs, renewable. Checked 2026-10-12 against the official source.

- **Money needed:** $200k+
- **Government fees:** $500 · $647
- **First stay:** 4 yrs

## Cost, time and long term

To apply: government fees $1,147 in total (2 fees); investment $200k+. No lawyer or agent fee is included.

**Government fees: $500 · $647**

- $500 Residence permit (GIPC automatic quota) for nationals other than ECOWAS citizens; USD 388 for ECOWAS citizens.
- $647 Residence permit (immigrant quota) for nationals other than ECOWAS citizens; USD 500 for ECOWAS citizens.

**Invested and held: $200k+**

- $200,000 Minimum foreign capital in cash or capital goods relevant to the investment, or a combination, by equity participation; the Ghanaian partner must hold at least 10% equity.

**Renewal: Renewable, 8 years max**

A residence permit is first granted for up to four years, and the Immigration Act allows permits of up to eight years in total.

[Parliament of Ghana](https://repository.parliament.gh/server/api/core/bitstreams/65703ca0-e98b-429c-9636-ea8a2602d7c8/content) [Ghana Immigration Service](https://gis.gov.gh/faq-2/)

**Permanent residence: After 6 years of residence**

Indefinite residence needs 12 months of residence in Ghana immediately before applying plus at least five years of residence in the seven years before that. You must hold a valid residence permit, intend to settle permanently, and the Minister must approve.

[Parliament of Ghana](https://repository.parliament.gh/server/api/core/bitstreams/65703ca0-e98b-429c-9636-ea8a2602d7c8/content)

**Citizenship: After 6 years of residence**

Naturalisation needs 12 months of residence in Ghana immediately before applying plus at least five years of residence in the seven years before that. You must hold a valid residence permit, speak an indigenous Ghanaian language, and the President must approve.

[Ghana Immigration Service](https://gis.gov.gh/wp-content/uploads/2024/02/Legal-Handbook-2016.pdf)

**Where to apply: Inside the country**

Ghana issues residence permits to people who have already been lawfully admitted to the country, so you apply after you arrive.

[Parliament of Ghana](https://repository.parliament.gh/server/api/core/bitstreams/65703ca0-e98b-429c-9636-ea8a2602d7c8/content)

## Why this route may not fit

Check this before you apply.

- Time on this route is capped at 8 years in total

### What you'll need

#### Who can apply

- The Ghanaian partner must hold not less than 10% equity in the joint enterprise (Act 865 s.28(1)(a)).
- Expatriate quota by paid-up capital (Act 865 s.35): USD 50,000 to 250,000 gives one expatriate; above 250,000 to 500,000 two; above 500,000 to 700,000 three; above 700,000 four.
- The minimum foreign capital does not apply to a foreign spouse of a Ghanaian citizen who is ordinarily resident in Ghana, whose marriage has been verified, and who has been married for at least five continuous years or holds an indefinite residence permit before the enterprise is registered (Act 865, section 28(5)).

#### What you must show and pay

- **An investment of at least $200,000** · Minimum foreign capital in cash or capital goods relevant to the investment, or a combination, by equity participation; the Ghanaian partner must hold at least 10% equity.
- **A fee of $500** · Residence permit (GIPC automatic quota) for nationals other than ECOWAS citizens; USD 388 for ECOWAS citizens.
- **A fee of $647** · Residence permit (immigrant quota) for nationals other than ECOWAS citizens; USD 500 for ECOWAS citizens.

#### Documents

- A letter from the employer applying on the applicant's behalf is required.
- A certificate of business registration (incorporation, certificate to commence business, business code) is required.
- Tax clearance and audited accounts are required.
- A GIPC registration certificate is required where applicable.
- A medical report from the GIS clinic is required.
- A home-country police report is required.
- An approval letter from the Ministry of the Interior is required.
- An employment or appointment letter is required.

## When you become tax resident

How Ghana decides tax residence and treats foreign-source income, from its tax records.

- **Foreign-source income:** A resident individual's assessable income is worldwide income from all sources, taxed on a progressive scale reaching 35% above GHS 600,000 (≈ $51,000) a year; a non-resident individual is taxed on Ghana-source income at 25%.

[All tax rules for Ghana](https://settleanywhere.com/countries/ghana/tax/) Tax records checked 12 Oct 2026

**Full official text**

Non-citizen investor in an enterprise jointly owned with a Ghanaian partner holding at least 10% equity. (sources 1, 2, 3, 4, 5, 6, 7, 8)

#### What you must show and pay

- An investment of at least $200,000 · Minimum foreign capital in cash or capital goods relevant to the investment, or a combination, by equity participation; the Ghanaian partner must hold at least 10% equity. (source 2)
- A fee of $500 · Residence permit (GIPC automatic quota) for nationals other than ECOWAS citizens; USD 388 for ECOWAS citizens. (source 3)
- A fee of $647 · Residence permit (immigrant quota) for nationals other than ECOWAS citizens; USD 500 for ECOWAS citizens. (source 3)

#### Requirements

- The Ghanaian partner must hold not less than 10% equity in the joint enterprise (Act 865 s.28(1)(a)). (source 2)
- Expatriate quota by paid-up capital (Act 865 s.35): USD 50,000 to 250,000 gives one expatriate; above 250,000 to 500,000 two; above 500,000 to 700,000 three; above 700,000 four. (source 2)
- The minimum foreign capital does not apply to a foreign spouse of a Ghanaian citizen who is ordinarily resident in Ghana, whose marriage has been verified, and who has been married for at least five continuous years or holds an indefinite residence permit before the enterprise is registered (Act 865, section 28(5)). (source 2)
- A letter from the employer applying on the applicant's behalf is required. (source 1)
- A certificate of business registration (incorporation, certificate to commence business, business code) is required. (source 1)
- Tax clearance and audited accounts are required. (source 1)
- A GIPC registration certificate is required where applicable. (source 1)
- A medical report from the GIS clinic is required. (source 1)
- A home-country police report is required. (source 1)
- An approval letter from the Ministry of the Interior is required. (source 1)
- An employment or appointment letter is required. (source 1)

#### Stay

- Ghana residence permits are granted for up to four years in the first instance, and the immigration officer decides the length. The Immigration Act 2000 allows a residence permit of up to eight years in total, and a four-year permit can be extended for a further period of up to four years.
- First stay: up to 48 months, decided case by case.
- Renewable, subject to the conditions in force at renewal.

#### Work

Work for the registered enterprise within its expatriate quota.

#### Family

Spouse, children and other dependants of an expatriate permit holder may apply for a dependant permit.

#### Fine print

The Immigration Service fee and service pages answered with a bot check on 12 October 2026, so the permit fees shown here could not be read again.

Checked 2026-10-12 · partly verified

## Official sources

1. [Work and Residence Permit (Missionaries/NGOs/Immigrant Quota GIPC/Shareholders)](https://gis.gov.gh/service/work-and-residence-permit-missionaries-ngos-immigrant-quota-gipc-shareholders/) · Ghana Immigration Service · checked 2026-10-10
2. [Ghana Investment Promotion Centre Act, 2013 (Act 865)](https://www.gipc.gov.gh/wp-content/uploads/2023/04/GHANA-INVESTMENT-PROMOTION-CENTRE-GIPC-ACT-865.pdf) · Ghana Investment Promotion Centre · checked 2026-10-12 · published 2013
3. [Immigration Service fees and charges (review of fees, effective 15 May 2025)](https://gis.gov.gh/fees-and-charges/) · Ghana Immigration Service · checked 2026-10-11
4. [Residence Permit (Dependant)](https://gis.gov.gh/service/residence-permit-dependant/) · Ghana Immigration Service · checked 2026-10-11
5. [ECOWAS Member States](https://www.ecowas.int/member-states/) · Economic Community of West African States · checked 2026-10-11
6. [Frequently asked questions: residence permits](https://gis.gov.gh/faq-2/) · Ghana Immigration Service · checked 2026-10-11
7. [Immigration Act, 2000 (Act 573), sections 13, 15, 16 and 18](https://repository.parliament.gh/server/api/core/bitstreams/65703ca0-e98b-429c-9636-ea8a2602d7c8/content) · Parliament of Ghana · checked 2026-10-12
8. [Immigration Regulations, 2001 (L.I. 1691), regulation 9](https://gis.gov.gh/wp-content/uploads/2024/02/Legal-Handbook-2016.pdf) · Ghana Immigration Service (Legal Handbook) · checked 2026-10-11
9. [Citizenship Act, 2000 (Act 591), sections 10, 13 and 14](https://gis.gov.gh/wp-content/uploads/2024/02/Legal-Handbook-2016.pdf) · Ghana Immigration Service (Legal Handbook) · checked 2026-10-11

## Investor · $200k joint venture and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| Investor · $200k joint venture | Needs an investment of $200k+ | 4 yr, renewable | – |
| [Investor · $1M trading firm](https://settleanywhere.com/countries/ghana/gipc-trading-usd-1m/) | Needs an investment of $1M+ | 4 yr, renewable | – |
| [PDS · $375k](https://settleanywhere.com/countries/mauritius/pds-property/) Mauritius | Needs an investment of $375k+ | – | – |
| [Green Card · €120k property](https://settleanywhere.com/countries/cabo-verde/green-card-120k/) Cabo Verde | Needs an investment of €120k+ ≈ $134k | – | – |
| [Class A · Mining](https://settleanywhere.com/countries/kenya/class-a-mining/) Kenya | Needs an investment of $100k+ | 5 yr, renewable | – |

## Questions people ask

### How much money do I need for the Investor · $200k joint venture?

An investment of at least $200,000. Minimum foreign capital in cash or capital goods relevant to the investment, or a combination, by equity participation; the Ghanaian partner must hold at least 10% equity. A fee of $500. Residence permit (GIPC automatic quota) for nationals other than ECOWAS citizens; USD 388 for ECOWAS citizens. A fee of $647. Residence permit (immigrant quota) for nationals other than ECOWAS citizens; USD 500 for ECOWAS citizens.

### How long can I stay on the Investor · $200k joint venture?

Ghana residence permits are granted for up to four years in the first instance, and the immigration officer decides the length.

### Can I work on the Investor · $200k joint venture?

Work for the registered enterprise within its expatriate quota.

### Can I bring my family on the Investor · $200k joint venture?

Spouse, children and other dependants of an expatriate permit holder may apply for a dependant permit.

### Does the Investor · $200k joint venture lead to permanent residence in Ghana?

Time on the Investor · $200k joint venture counts toward permanent residence in Ghana, which the rules allow after 6 years of residence. Time on the Investor · $200k joint venture counts toward citizenship, which the rules allow after 6 years of residence.

### How are Investor · $200k joint venture holders taxed in Ghana?

No special regime in our records is tied to the Investor · $200k joint venture. The standard rules apply: A resident individual's assessable income is worldwide income from all sources, taxed on a progressive scale reaching 35% above GHS 600,000 (≈ $51,000) a year; a non-resident individual is taxed on Ghana-source income at 25%.

## More in Ghana

[Company work permit](https://settleanywhere.com/countries/ghana/work-residence-permit-company/)

## Investment visas elsewhere

[🇳🇬 Investor · Large (N3C)](https://settleanywhere.com/countries/nigeria/investor-n3c-large/)

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-12 against 9 official sources.** Status: partly verified; the page marks the facts an official source does not fully confirm.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Work and Residence Permit (Missionaries/NGOs/Immigrant Quota GIPC/Shareholders)](https://gis.gov.gh/service/work-and-residence-permit-missionaries-ngos-immigrant-quota-gipc-shareholders/) · Ghana Immigration Service · checked 2026-10-10
2. [Ghana Investment Promotion Centre Act, 2013 (Act 865)](https://www.gipc.gov.gh/wp-content/uploads/2023/04/GHANA-INVESTMENT-PROMOTION-CENTRE-GIPC-ACT-865.pdf) · Ghana Investment Promotion Centre · checked 2026-10-12
3. [Immigration Service fees and charges (review of fees, effective 15 May 2025)](https://gis.gov.gh/fees-and-charges/) · Ghana Immigration Service · checked 2026-10-11
4. [Residence Permit (Dependant)](https://gis.gov.gh/service/residence-permit-dependant/) · Ghana Immigration Service · checked 2026-10-11
5. [ECOWAS Member States](https://www.ecowas.int/member-states/) · Economic Community of West African States · checked 2026-10-11
6. [Frequently asked questions: residence permits](https://gis.gov.gh/faq-2/) · Ghana Immigration Service · checked 2026-10-11
7. [Immigration Act, 2000 (Act 573), sections 13, 15, 16 and 18](https://repository.parliament.gh/server/api/core/bitstreams/65703ca0-e98b-429c-9636-ea8a2602d7c8/content) · Parliament of Ghana · checked 2026-10-12
8. [Immigration Regulations, 2001 (L.I. 1691), regulation 9](https://gis.gov.gh/wp-content/uploads/2024/02/Legal-Handbook-2016.pdf) · Ghana Immigration Service (Legal Handbook) · checked 2026-10-11
9. [Citizenship Act, 2000 (Act 591), sections 10, 13 and 14](https://gis.gov.gh/wp-content/uploads/2024/02/Legal-Handbook-2016.pdf) · Ghana Immigration Service (Legal Handbook) · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.