--- title: "Ecuador Investor · $48k property 2026: $48.2k+ needed" url: https://settleanywhere.com/countries/ecuador/temporary-investor-property/ lang: en updated: 2026-10-12 --- Ecuador · Investing # Ecuador Investor · $48k property **Investment needed:** $48k+ Visa de residencia temporal — Inversionista: bien inmueble (Reglamento art. 66 b) Checked against official sources on 12 Oct 2026 [Change log](https://settleanywhere.com/changes/) - **Investment needed:** $48k+ (An investment of at least $48,200 · Purchase deed registered in the Property Registry showing the applicant as sole owner, value not below 100 SBU (100 x USD 482 = USD 48,200 in 2026); with several owners, the applicant's share must reach that value. The property is annotated and may not be sold during the visa. A fee of $50 · Visa application fee, paid online when the request is filed; no VAT. A fee of $270 · Visa grant fee, paid on approval; no VAT.) - **First stay:** 2 yrs (Temporary residence authorises a 2-year stay, renewable once; permanent residence can be requested after 21 continuous months as a resident.) - **Who can apply:** Any passport - **Tax angle:** Tax relief (Residencia fiscal temporal (LRTI, Ley Orgánica de Eficiencia Económica, RO 461-S of 20 Dec 2023): New arrivals who qualify may pay income tax only on Ecuadorian-source income for 5 years.) ## Key facts Investor · $48k property is an investing route for Ecuador. Applicants need an investment of $48k+. You can stay 2 yrs, renewable. Checked 2026-10-12 against the official source. - **Money needed:** $48k+ - **Government fees:** $50 · $270 - **First stay:** 2 yrs ## Cost, time and long term To apply: government fees $320 in total (2 fees); investment $48k+. No lawyer or agent fee is included. **Government fees: $50 · $270** - $50 Visa application fee, paid online when the request is filed; no VAT. - $270 Visa grant fee, paid on approval; no VAT. **Invested and held: $48k+** - $48,200 Purchase deed registered in the Property Registry showing the applicant as sole owner, value not below 100 SBU (100 x USD 482 = USD 48,200 in 2026); with several owners, the applicant's share must reach that value. The property is annotated and may not be sold during the visa. **Renewal: Renewable** Temporary residence lasts up to 2 years and can be renewed once. [Ministerio de Relaciones Exteriores y Movilidad Humana](https://www.cancilleria.gob.ec/wp-content/uploads/2022/06/2021.05.14_ley_organica_de_movilidad_humana_-_lomh.pdf) **Permanent residence: After 21 months of residence** You can request permanent residence after 21 continuous months as a resident, filing before the temporary visa expires. [Ministerio de Relaciones Exteriores y Movilidad Humana](https://www.cancilleria.gob.ec/wp-content/uploads/2022/06/2021.05.14_ley_organica_de_movilidad_humana_-_lomh.pdf) [Ministerio de Relaciones Exteriores y Movilidad Humana](https://www.cancilleria.gob.ec/wp-content/uploads/2023/03/2022.07.21-reglamento-a-la-Ley-Organica-de-Movilidad-Humana.pdf) **Citizenship: Time here doesn't count** Naturalisation needs at least 3 years of regular domicile holding a permanent residence visa, so time on a temporary visa does not count directly. [Ministerio de Relaciones Exteriores y Movilidad Humana](https://www.gob.ec/mremh/tramites/obtencion-nacionalidad-ecuatoriana-carta-naturalizacion) **Where to apply: Abroad or in-country** Apply online through the foreign ministry's e-VISAS platform, from inside Ecuador or through an embassy or consulate abroad. [Guía Oficial de Trámites — MREMH](https://www.gob.ec/mremh/tramites/concesion-visa-residencia-temporal-inversionista) **Presence rules: Away max 90 days in total** To keep the 21 months continuous, you cannot be away from Ecuador more than 90 days in total during the temporary visa. [Ministerio de Relaciones Exteriores y Movilidad Humana](https://www.cancilleria.gob.ec/wp-content/uploads/2023/03/2022.07.21-reglamento-a-la-Ley-Organica-de-Movilidad-Humana.pdf) ## Why this route may not fit Check this before you apply. - Time on this route doesn't count toward citizenship ### What you'll need #### Who can apply - The purchase deed is registered in the Property Registry showing the applicant as sole owner. - Value must be not below 100 SBU; with several owners, the applicant's share must reach that value. #### What you must show - A fee is payable. #### Documents - A passport valid at least 6 months is required. - An original criminal-record certificate from the country of origin and places of residence in the last 5 years is required (adults only). - The certificate is apostilled or legalised, translated, and valid 180 days to the last entry. - Lawful means of livelihood are required under Acuerdo Ministerial 70 of 28 June 2024. #### After you arrive - The property is annotated and may not be sold during the visa. ## What happens at day 183 How Ecuador decides tax residence and treats foreign-source income, from its tax records. - **Stay on this route:** **2 years at first, renewable** - **Tax residence:** - **At least 183 days in a same fiscal period, or 12 months across two fiscal periods** Presence in Ecuador, including sporadic absences, consecutive or not (art. 4.1 a and b) - **Foreign-source income:** Ecuador taxes Ecuadorian-source income and also income obtained abroad by natural persons domiciled in the country (LRTI art. 2), on a 2026 scale of 0% up to USD 12,208 rising to 37% above USD 109,956; an individual is a fiscal resident after 183 days or more in the country in a fiscal period, with a credit for tax paid abroad under art. 49. - **Special regime:** **Residencia fiscal temporal** · Tax relief New arrivals who qualify may pay income tax only on Ecuadorian-source income for 5 years. [All tax rules for Ecuador](https://settleanywhere.com/countries/ecuador/tax/) Tax records checked 10 Oct 2026 ## What you need to arrange - **Certified translation** The certificate is apostilled or legalised, translated, and valid 180 days to the last entry - **Police certificate and civil documents** An original criminal-record certificate from the country of origin and places of residence in the last 5 years is required (adults only) Taken from this route's requirements above. The authority's own list is the one that counts. **Full official text** Investor residence backed by Ecuadorian real estate registered in the applicant's name. (sources 1, 2, 3) #### What you must show and pay - An investment of at least $48,200 · Purchase deed registered in the Property Registry showing the applicant as sole owner, value not below 100 SBU (100 x USD 482 = USD 48,200 in 2026); with several owners, the applicant's share must reach that value. The property is annotated and may not be sold during the visa. (sources 1, 2, 3) - A fee of $50 · Visa application fee, paid online when the request is filed; no VAT. (source 2) - A fee of $270 · Visa grant fee, paid on approval; no VAT. (source 2) #### Requirements - The purchase deed is registered in the Property Registry showing the applicant as sole owner. (sources 1, 2, 3) - Value must be not below 100 SBU; with several owners, the applicant's share must reach that value. (sources 1, 2, 3) - A fee is payable. (source 1) - A passport valid at least 6 months is required. (source 1) - An original criminal-record certificate from the country of origin and places of residence in the last 5 years is required (adults only). (source 1) - The certificate is apostilled or legalised, translated, and valid 180 days to the last entry. (source 1) - Lawful means of livelihood are required under Acuerdo Ministerial 70 of 28 June 2024. (source 1) - The property is annotated and may not be sold during the visa. (sources 1, 2, 3) #### Stay - Temporary residence authorises a 2-year stay, renewable once; permanent residence can be requested after 21 continuous months as a resident. - Initial permitted stay: 24 months. - Visa validity: 24 months. Validity is the window to use the visa, not the length you may stay. - Renewable, subject to the conditions in force at renewal. #### Work Productive and commercial activities are covered by the investor category. #### Family Spouse or partner and children can be covered by the holder ("amparo"); the holder shows an additional USD 250 per month of income for each adult child covered. Checked 2026-10-12 ## Official sources 1. [Reglamento a la Ley Orgánica de Movilidad Humana (arts. 60-76, 83-84)](https://www.cancilleria.gob.ec/wp-content/uploads/2023/03/2022.07.21-reglamento-a-la-Ley-Organica-de-Movilidad-Humana.pdf) · Ministerio de Relaciones Exteriores y Movilidad Humana · checked 2026-10-12 2. [Concesión de visa de residencia temporal inversionista](https://www.gob.ec/mremh/tramites/concesion-visa-residencia-temporal-inversionista) · Guía Oficial de Trámites — MREMH · checked 2026-10-10 3. [Acuerdo MDH-DM-2026-0005-A (quotes Acuerdo MDT-2025-195: Salario Básico Unificado 2026 = USD 482)](https://www.desarrollohumano.gob.ec/wp-content/uploads/2026/02/mdh-dm-2026-0005-a.pdf) · Ministerio de Desarrollo Humano · checked 2026-10-10 · published 2026-02 4. [Ley Orgánica de Movilidad Humana (consolidated text)](https://www.cancilleria.gob.ec/wp-content/uploads/2022/06/2021.05.14_ley_organica_de_movilidad_humana_-_lomh.pdf) · Ministerio de Relaciones Exteriores y Movilidad Humana (Ecuador) · checked 2026-10-11 5. [Obtención de la nacionalidad ecuatoriana por carta de naturalización](https://www.gob.ec/mremh/tramites/obtencion-nacionalidad-ecuatoriana-carta-naturalizacion) · Ministerio de Relaciones Exteriores y Movilidad Humana (Ecuador) · checked 2026-10-11 ## Investor · $48k property and its alternatives | Route | Money needed | Stay | Work | | --- | --- | --- | --- | | Investor · $48k property | Needs an investment of $48k+ | 2 yr, renewable | – | | [Investor · $48k shares](https://settleanywhere.com/countries/ecuador/temporary-investor-shares/) | Needs an investment of $48k+ | 2 yr, renewable | – | | [Investor · $48k deposit](https://settleanywhere.com/countries/ecuador/temporary-investor-deposit/) | Needs an investment of $48k+ | 2 yr, renewable | Yes | | [Investor · State contract](https://settleanywhere.com/countries/ecuador/temporary-investor-state-contract/) | – | 2 yr, renewable | – | | [Investor residence](https://settleanywhere.com/countries/mexico/temporary-resident-investor/) Mexico | Needs an investment of MXN 5.4M+ ≈ $294k | 4 yr | With a permit | ## Questions people ask ### How much money do I need for the Investor · $48k property? An investment of at least $48,200. Purchase deed registered in the Property Registry showing the applicant as sole owner, value not below 100 SBU (100 x USD 482 = USD 48,200 in 2026); with several owners, the applicant's share must reach that value. A fee of $50. Visa application fee, paid online when the request is filed; no VAT. A fee of $270. Visa grant fee, paid on approval; no VAT. ### How long can I stay on the Investor · $48k property? Temporary residence authorises a 2-year stay, renewable once; permanent residence can be requested after 21 continuous months as a resident. ### Can I work on the Investor · $48k property? Productive and commercial activities are covered by the investor category. ### Can I bring my family on the Investor · $48k property? Spouse or partner and children can be covered by the holder ("amparo"); the holder shows an additional USD 250 per month of income for each adult child covered. ### Does the Investor · $48k property lead to permanent residence in Ecuador? Time on the Investor · $48k property counts toward permanent residence in Ecuador, which the rules allow after 21 months of residence. Time on the Investor · $48k property doesn't count toward citizenship. ### Is there a tax break for Investor · $48k property holders in Ecuador? Residencia fiscal temporal (LRTI, Ley Orgánica de Eficiencia Económica, RO 461-S of 20 Dec 2023): New arrivals who qualify may pay income tax only on Ecuadorian-source income for 5 years. It's separate from the visa and has its own conditions. ## Tax Special regime ### [Residencia fiscal temporal (LRTI, Ley Orgánica de Eficiencia Económica, RO 461-S of 20 Dec 2023)](https://settleanywhere.com/countries/ecuador/tax/#tax-ec-temporary-fiscal-residence) Tax relief **Details** - On: Ecuadorian-source income only, taxed on the ordinary scale - Who: Not previously a fiscal resident of Ecuador - Limit: $150k New arrivals who qualify may pay income tax only on Ecuadorian-source income for 5 years. #### Taxed on Ecuadorian-source income only, taxed on the ordinary scale; foreign-source income is outside the base. #### Who it applies to - Not previously a fiscal resident of Ecuador. - Either invest at least USD 150,000 in Ecuadorian real estate or productive activities and keep it at least 5 years, or prove non-Ecuadorian-source monthly income of at least USD 2,500 and affiliate to social security. - Conditions must be met between day 1 and day 120 after entering Ecuador. #### Exclusions - Ecuadorian-source income remains taxable. #### Limits - $150,000 · Minimum investment in real estate or productive activities in Ecuador, kept at least 5 years. - $2,500 a month · Alternative: proven monthly income not of Ecuadorian source; holder must join social security. #### Tax residence Lasts 5 years from the fiscal year the conditions are met. #### Visas The law links the regime to temporary residence. #### Other taxes Social-security affiliation is required under the income route; VAT is unaffected. Checked against official sources on 10 Oct 2026 [Change log](https://settleanywhere.com/changes/) [Full page →](https://settleanywhere.com/countries/ecuador/tax/) ## More in Ecuador [Digital nomad visa](https://settleanywhere.com/countries/ecuador/temporary-rentista-remote-work/) [Retiree visa](https://settleanywhere.com/countries/ecuador/temporary-jubilado/) [Rentista visa](https://settleanywhere.com/countries/ecuador/temporary-rentista/) [Professional / tech visa](https://settleanywhere.com/countries/ecuador/temporary-professional/) [Freelancer visa](https://settleanywhere.com/countries/ecuador/temporary-autonomous/) [Researcher / academic visa](https://settleanywhere.com/countries/ecuador/temporary-researcher/) [Company executive visa](https://settleanywhere.com/countries/ecuador/temporary-legal-representative/) [Student visa](https://settleanywhere.com/countries/ecuador/temporary-student/) ## Investment visas elsewhere [🇨🇴 Investor M · Company stake](https://settleanywhere.com/countries/colombia/m-investor-fdi/) [🇨🇷 Investor residence · $200k](https://settleanywhere.com/countries/costa-rica/temporary-investor/) [🇧🇷 Investor · R$500k in a company](https://settleanywhere.com/countries/brazil/investor-company/) [🇺🇸 E-2 Treaty Investor](https://settleanywhere.com/countries/united-states/e2-treaty-investor/) [🇵🇦 Qualified Investor · Deposit](https://settleanywhere.com/countries/panama/qualified-investor-fixed-deposit/) [🇨🇱 Investor · US$500k](https://settleanywhere.com/countries/chile/investor/) ≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated. ## How this was checked **Checked on 2026-10-12 against 5 official sources.** Status: verified against the official sources. Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out. 1. [Reglamento a la Ley Orgánica de Movilidad Humana (arts. 60-76, 83-84)](https://www.cancilleria.gob.ec/wp-content/uploads/2023/03/2022.07.21-reglamento-a-la-Ley-Organica-de-Movilidad-Humana.pdf) · Ministerio de Relaciones Exteriores y Movilidad Humana · checked 2026-10-12 2. [Concesión de visa de residencia temporal inversionista](https://www.gob.ec/mremh/tramites/concesion-visa-residencia-temporal-inversionista) · Guía Oficial de Trámites — MREMH · checked 2026-10-10 3. [Acuerdo MDH-DM-2026-0005-A (quotes Acuerdo MDT-2025-195: Salario Básico Unificado 2026 = USD 482)](https://www.desarrollohumano.gob.ec/wp-content/uploads/2026/02/mdh-dm-2026-0005-a.pdf) · Ministerio de Desarrollo Humano · checked 2026-10-10 4. [Ley Orgánica de Movilidad Humana (consolidated text)](https://www.cancilleria.gob.ec/wp-content/uploads/2022/06/2021.05.14_ley_organica_de_movilidad_humana_-_lomh.pdf) · Ministerio de Relaciones Exteriores y Movilidad Humana (Ecuador) · checked 2026-10-11 5. [Obtención de la nacionalidad ecuatoriana por carta de naturalización](https://www.gob.ec/mremh/tramites/obtencion-nacionalidad-ecuatoriana-carta-naturalizacion) · Ministerio de Relaciones Exteriores y Movilidad Humana (Ecuador) · checked 2026-10-11 Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.