---
title: "Curaçao Investor · 3 years requirements 2026: XCG 500k+ needed"
url: https://settleanywhere.com/countries/curacao/investor-3y/
lang: en
updated: 2026-10-11
---

Curaçao · Investing

# Curaçao Investor · 3 years

**Investment needed:** XCG 500k+ ≈ $279k

Investor permit: business investment from XCG 500,000 (3 years)

First checked against official sources on 11 Oct 2026 [Change log](https://settleanywhere.com/changes/)

- **Investment needed:** XCG 500k+ ≈ $279k (An investment of at least XCG 500,000 (≈ $279,000) · Minimum business investment, for example real property or a business investment; the permit runs 3 years. A fee of XCG 1,865 (≈ $1,040) · Fee payable before applying for an investment of at least XCG 500,000.)
- **First stay:** 3 yrs (Residence permit for 3 years, renewed if circumstances stay the same.)
- **Who can apply:** Any passport (Foreign nationals; Dutch and US citizens and people with a Dutch parent born in Curaçao use declarations instead of permits.)
- **Work:** Limited (Investment activity; employment for wages only if the employer has an employment permit.)

## Key facts

Investor · 3 years is an investing route for Curaçao. Applicants need an investment of XCG 500k+ ≈ $279k. You can stay 3 yrs, renewable. Local work: limited. Checked 2026-10-11 against the official source.

- **Money needed:** XCG 500k+ ≈ $279k
- **Government fees:** XCG 1,865 ≈ $1,040
- **First stay:** 3 yrs

## Cost, time and long term

To apply: government fee XCG 1,865 ≈ $1,040; investment XCG 500k+ ≈ $279k. No lawyer or agent fee is included.

**Government fees: XCG 1,865 ≈ $1,040**

- XCG 1,865 (≈ $1,040) Fee payable before applying for an investment of at least XCG 500,000 (≈ $279,000).

**Invested and held: XCG 500k+ ≈ $279k**

- XCG 500,000 (≈ $279,000) Minimum business investment, for example real property or a business investment; the permit runs 3 years.

**Renewal: Renewable**

The permit is renewed for similar periods if you still have enough financial means and private health insurance and the investment conditions are unchanged.

[Government of Curaçao programme](https://athomeincuracao.com/investors/)

**Permanent residence: After 10 years of residence**

An indefinite residence permit is granted after ten years of uninterrupted lawful residence in Curaçao.

[Admission Organisation (Toelatingsorganisatie), Ministry of Justice, Curaçao](https://immigrationcur.org/wp-content/uploads/2020/07/Beleidswijziging-TO-Curacao-per-1-4-2026.pdf)

**Citizenship: General rule: 5 years of residence**

Dutch nationality by naturalisation needs five years or more in the Kingdom with a valid residence permit that allows you to stay permanently, plus the integration test. Some exceptions shorten the five years.

[Immigration and Naturalisation Service (IND), Netherlands](https://ind.nl/en/dutch-citizenship/becoming-a-dutch-national-in-the-caribbean-part-of-the-kingdom)

**Processing: Official timeline**

The Admission Organisation has four months from the date of the application to decide.

[Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao](https://immigrationcur.org/dep/investeer/)

**Where to apply: From abroad**

You must wait outside Curaçao for the decision on a first application.

[Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao](https://immigrationcur.org/dep/investeer/)

## Why this route may not fit

Check this before you apply.

- Applications are made from outside Curaçao, not after arriving
- Work rights are limited

### What you'll need

#### Who can apply

- The applicant is a high net worth investor who will stay more than six months a year in Curaçao.
- The applicant has lasting, independent means to meet the obligations arising from the investment.

#### What you must show

- A business investment of at least XCG 500,000, (≈ $279,000) shown by official documents.

#### Documents

- A fully completed, motivated and signed application form, a passport copy and four passport photos.
- A birth certificate not older than one year and a certificate of good conduct from the last place of residence, not older than three months.
- A health insurance policy and a statement from a local bank about the amount of the investment.

#### Steps

1. Apply online through the permit portal after paying the fee at Maduro & Curiel's Bank.
2. The immigration office gives priority to investor applications and, per the programme page, decides within two weeks of a complete file.

#### After you arrive

- The permit is granted for three years and renewed if the conditions still apply.
- Employment for wages is allowed only if the employer holds an employment permit.

## When you become tax resident

How Curaçao decides tax residence and treats foreign-source income, from its tax records.

- **Stay on this route:** **3 years at first, renewable**
- **Tax residence:** Liability follows where a person lives, not the type of permit.
- **Foreign-source income:** People living in Curaçao pay income tax on a progressive 2026 scale from 9.75% to 46.5%, and foreign-source income is also taxable with relief against double taxation.

[All tax rules for Curaçao](https://settleanywhere.com/countries/curacao/tax/) Tax records checked 10 Oct 2026

## What you need to arrange

- **Health insurance** A health insurance policy and a statement from a local bank about the amount of the investment
- **Police certificate and civil documents** A birth certificate not older than one year and a certificate of good conduct from the last place of residence, not older than three months

Taken from this route's requirements above. The authority's own list is the one that counts.

**Full official text**

Residence permit for high net worth investors who make or intend to make a business investment of at least XCG 500,000, (≈ $279,000) granted for 3 years. (sources 1, 2)

#### What you must show and pay

- An investment of at least XCG 500,000 (≈ $279,000) · Minimum business investment, for example real property or a business investment; the permit runs 3 years. (source 1)
- A fee of XCG 1,865 (≈ $1,040) · Fee payable before applying for an investment of at least XCG 500,000 (≈ $279,000). (source 1)

#### Requirements

- The applicant is a high net worth investor who will stay more than six months a year in Curaçao. (sources 1, 2)
- The applicant has lasting, independent means to meet the obligations arising from the investment. (sources 1, 2)
- A business investment of at least XCG 500,000, (≈ $279,000) shown by official documents. (source 1)
- A fully completed, motivated and signed application form, a passport copy and four passport photos. (source 2)
- A birth certificate not older than one year and a certificate of good conduct from the last place of residence, not older than three months. (source 2)
- A health insurance policy and a statement from a local bank about the amount of the investment. (source 2)
- Apply online through the permit portal after paying the fee at Maduro & Curiel's Bank. (source 1)
- The immigration office gives priority to investor applications and, per the programme page, decides within two weeks of a complete file. (source 2)
- The permit is granted for three years and renewed if the conditions still apply. (sources 1, 2)
- Employment for wages is allowed only if the employer holds an employment permit. (source 2)

#### Stay

- Residence permit for 3 years, renewed if circumstances stay the same.
- Initial permitted stay: 36 months.
- Renewable, subject to the conditions in force at renewal.

#### Nationality

Foreign nationals; Dutch and US citizens and people with a Dutch parent born in Curaçao use declarations instead of permits.

#### Work

Investment activity; employment for wages only if the employer has an employment permit.

#### Family

Partner and children can get a permit of the same length.

Checked 2026-10-11

## Official sources

1. [Investor permit](https://immigrationcur.org/dep/investeer/) · Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao · checked 2026-10-11
2. [@HOME in Curaçao: investors](https://athomeincuracao.com/investors/) · Government of Curaçao programme (Curaçao Tourist Board) · checked 2026-10-11
3. [Implementation of policy changes as of 1 April 2026](https://immigrationcur.org/wp-content/uploads/2020/07/Beleidswijziging-TO-Curacao-per-1-4-2026.pdf) · Admission Organisation (Toelatingsorganisatie), Ministry of Justice, Curaçao · checked 2026-10-11
4. [Becoming a Dutch national in the Caribbean part of the Kingdom](https://ind.nl/en/dutch-citizenship/becoming-a-dutch-national-in-the-caribbean-part-of-the-kingdom) · Immigration and Naturalisation Service (IND), Netherlands · checked 2026-10-11

## Investor · 3 years and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| Investor · 3 years | Needs an investment of XCG 500k+ ≈ $279k | 3 yr, renewable | Limited |
| [Investor · indefinite](https://settleanywhere.com/countries/curacao/investor-indefinite/) | Needs an investment of XCG 1.5M+ ≈ $838k | – | Limited |
| [Investor · 5 years](https://settleanywhere.com/countries/curacao/investor-5y/) | Needs an investment of XCG 750k+ ≈ $419k | 5 yr, renewable | Limited |
| [Investor residence](https://settleanywhere.com/countries/mexico/temporary-resident-investor/) Mexico | Needs an investment of MXN 5.4M+ ≈ $294k | 4 yr | With a permit |
| [Investor M · Property](https://settleanywhere.com/countries/colombia/m-investor-real-estate/) Colombia | Needs an investment of COP 612.8M+ ≈ $192k | 3 yr | Limited |

## Questions people ask

### How much money do I need for the Investor · 3 years?

An investment of at least XCG 500,000 (≈ $279,000). Minimum business investment, for example real property or a business investment; the permit runs 3 years. A fee of XCG 1,865 (≈ $1,040). Fee payable before applying for an investment of at least XCG 500,000 (≈ $279,000).

### How long can I stay on the Investor · 3 years?

Residence permit for 3 years, renewed if circumstances stay the same.

### How long does the Investor · 3 years take to process?

The Admission Organisation has four months from the date of the application to decide.

### Can I work on the Investor · 3 years?

Limited. Investment activity; employment for wages only if the employer has an employment permit.

### Can I bring my family on the Investor · 3 years?

Partner and children can get a permit of the same length.

### Does the Investor · 3 years lead to permanent residence in Curaçao?

Time on the Investor · 3 years counts toward permanent residence in Curaçao, which the rules allow after 10 years of residence. The general rule for citizenship is 5 years of residence.

### How are Investor · 3 years holders taxed in Curaçao?

No special regime in our records is tied to the Investor · 3 years. The standard rules apply: People living in Curaçao pay income tax on a progressive 2026 scale from 9.75% to 46.5%, and foreign-source income is also taxable with relief against double taxation.

## More in Curaçao

[@HOME remote worker](https://settleanywhere.com/countries/curacao/remote-worker/) [Rentier permit](https://settleanywhere.com/countries/curacao/rentier/) [Pensioner permit](https://settleanywhere.com/countries/curacao/pensioner/) [Hibernator short stay](https://settleanywhere.com/countries/curacao/hibernator-short-stay/) [Sole proprietor permit](https://settleanywhere.com/countries/curacao/self-employed/) [Work permit](https://settleanywhere.com/countries/curacao/employee-permit/) [Student permit](https://settleanywhere.com/countries/curacao/student/)

## Investment visas elsewhere

[🇨🇷 Investor residence · $200k](https://settleanywhere.com/countries/costa-rica/temporary-investor/) [🇧🇷 Investor · R$500k in a company](https://settleanywhere.com/countries/brazil/investor-company/) [🇺🇸 E-2 Treaty Investor](https://settleanywhere.com/countries/united-states/e2-treaty-investor/) [🇵🇦 Qualified Investor · Deposit](https://settleanywhere.com/countries/panama/qualified-investor-fixed-deposit/) [🇨🇱 Investor · US$500k](https://settleanywhere.com/countries/chile/investor/) [🇪🇨 Investor · $48k shares](https://settleanywhere.com/countries/ecuador/temporary-investor-shares/)

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-11 against 4 official sources.** Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Investor permit](https://immigrationcur.org/dep/investeer/) · Toelatingsorganisatie Curaçao, Ministry of Justice of Curaçao · checked 2026-10-11
2. [@HOME in Curaçao: investors](https://athomeincuracao.com/investors/) · Government of Curaçao programme (Curaçao Tourist Board) · checked 2026-10-11
3. [Implementation of policy changes as of 1 April 2026](https://immigrationcur.org/wp-content/uploads/2020/07/Beleidswijziging-TO-Curacao-per-1-4-2026.pdf) · Admission Organisation (Toelatingsorganisatie), Ministry of Justice, Curaçao · checked 2026-10-11
4. [Becoming a Dutch national in the Caribbean part of the Kingdom](https://ind.nl/en/dutch-citizenship/becoming-a-dutch-national-in-the-caribbean-part-of-the-kingdom) · Immigration and Naturalisation Service (IND), Netherlands · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.