---
title: "Bulgaria Investor · BGN 600k property requirements 2026"
url: https://settleanywhere.com/countries/bulgaria/investor-600k-property-company/
lang: en
updated: 2026-10-11
---

Bulgaria · Investing

# Bulgaria Investor · BGN 600k property

**Investment needed:** BGN 600k+ ≈ $343k

Long-term residence for BGN 600,000 in real estate or more than 50% of a Bulgarian company (Art. 24(1)(19))

First checked against official sources on 11 Oct 2026 [Change log](https://settleanywhere.com/changes/)

- **Investment needed:** BGN 600k+ ≈ $343k (An investment of at least BGN 600,000 (≈ $343,000) · Minimum amount invested per foreigner to acquire ownership of real estate in Bulgaria, or invested in the capital of a Bulgarian commercial company of which the foreigner owns over 50% and which acquires real estate of that value; the full amount must be paid and visible in an account at a licensed Bulgarian credit institution on the application date; any outstanding loan may not exceed 25%. Statute amount in leva; the euro replaced the lev on 1 January 2026 at EUR 1 = BGN 1.95583.)
- **Who can apply:** Most passports (Third-country nationals.)

## Key facts

Investor · BGN 600k property is an investing route for Bulgaria. Applicants need an investment of BGN 600k+ ≈ $343k. Checked 2026-10-11 against the official source.

- **Money needed:** BGN 600k+ ≈ $343k
- **Processing:** Up to 14 days

## Cost, time and long term

To apply: investment BGN 600k+ ≈ $343k; decision: up to 14 days. No lawyer or agent fee is included.

**Invested and held: BGN 600k+ ≈ $343k**

- BGN 600,000 (≈ $343,000) Minimum amount invested per foreigner to acquire ownership of real estate in Bulgaria, or invested in the capital of a Bulgarian commercial company of which the foreigner owns over 50% and which acquires real estate of that value; the full amount must be paid and visible in an account at a licensed Bulgarian credit institution on the application date; any outstanding loan may not exceed 25%. Statute amount in leva; the euro replaced the lev on 1 January 2026 at EUR 1 (≈ $1) = BGN 1.95583 (≈ $1).

**Renewal: Renewable**

[Ministry of Labour and Social Policy](https://www.mlsp.government.bg/uploads/78/sdrmi/za-chuzhdentsite-v-republika-blgariya.pdf)

**Permanent residence: After 5 years of residence**

Long-term resident status is granted after 5 years of lawful continuous residence; half of study time counts, and seasonal, au pair, posted and formally limited permits do not.

[Ministry of Labour and Social Policy](https://www.mlsp.government.bg/uploads/78/sdrmi/za-chuzhdentsite-v-republika-blgariya.pdf)

**Citizenship: After 5 years as a permanent resident**

Naturalisation requires holding a permanent or long-term residence permit for at least 5 years, plus income, no intentional-crime conviction and Bulgarian language.

[Ministry of Justice, Bulgaria](https://justice.government.bg/home/normdoc/2134446592)

**Processing: Up to 14 days**

Applications for prolonged residence permits are examined within 14 days; complex cases can be extended by one more month.

[Ministry of Labour and Social Policy](https://www.mlsp.government.bg/uploads/78/sdrmi/za-chuzhdentsite-v-republika-blgariya.pdf)

**Where to apply: From abroad**

Obtain the long-stay Visa D at a Bulgarian consulate, then apply for the residence permit from the Migration Directorate in Bulgaria.

[Ministry of Foreign Affairs of Bulgaria](https://www.mfa.bg/upload/99380/2_Visa_D.pdf)

**Presence rules: Absence limits**

For long-term status, absences must stay under 6 consecutive months and 10 months in total over the 5 years.

[Ministry of Labour and Social Policy](https://www.mlsp.government.bg/uploads/78/sdrmi/za-chuzhdentsite-v-republika-blgariya.pdf)

## Why this route may not fit

Check this before you apply.

- Applications are made from outside Bulgaria, not after arriving
- Not open to EU, EEA or Swiss passports

### What you'll need

#### Who can apply

- For a company investment, the foreigner owns over 50% of the Bulgarian commercial company.

#### What you must show

- At least BGN 600,000 (≈ $343,000) per foreigner is invested to acquire real estate in Bulgaria or in the capital of the Bulgarian company.
- A company investment must acquire real estate of that value.
- The full amount is paid and visible in an account at a licensed Bulgarian credit institution on the application date.
- Any outstanding loan may not exceed 25%.

#### Documents

- A bank document from a licensed Bulgarian credit institution for at least BGN 600,000 (≈ $343,000) is submitted.
- With a loan, a bank document for the outstanding part, at most 25%, is submitted.
- Proof of ownership of the real estate (of the foreigner or the company) is submitted.
- For a company, a cost report with purchase contracts and an inventory book or amortisation plan shows capitalisation of the new assets.

#### After you arrive

- Holders who keep the investment for 5 years can apply for permanent residence under Art. 25(1)(17).

## What happens at day 183

How Bulgaria decides tax residence and treats foreign-source income, from its tax records.

- **Tax residence:** - **More than 183 days in each 12-month period** Residing in Bulgaria more than 183 days makes a person a resident for tax purposes.
- **Foreign-source income:** Total annual tax base of residents on worldwide income; Bulgarian-source income of non-residents.

[All tax rules for Bulgaria](https://settleanywhere.com/countries/bulgaria/tax/) Tax records checked 10 Oct 2026

**Full official text**

Investment of at least BGN 600,000 (≈ $343,000) in Bulgarian real estate, or ownership of more than 50% of a Bulgarian company that has bought real estate of that value, gives a long-term residence permit. (sources 1, 2, 3, 4, 5)

#### What you must show

- An investment of at least BGN 600,000 (≈ $343,000) · Minimum amount invested per foreigner to acquire ownership of real estate in Bulgaria, or invested in the capital of a Bulgarian commercial company of which the foreigner owns over 50% and which acquires real estate of that value; the full amount must be paid and visible in an account at a licensed Bulgarian credit institution on the application date; any outstanding loan may not exceed 25%. Statute amount in leva; the euro replaced the lev on 1 January 2026 at EUR 1 (≈ $1) = BGN 1.95583 (≈ $1). (sources 1, 2, 3)

#### Requirements

- For a company investment, the foreigner owns over 50% of the Bulgarian commercial company. (sources 1, 4)
- At least BGN 600,000 (≈ $343,000) per foreigner is invested to acquire real estate in Bulgaria or in the capital of the Bulgarian company. (sources 1, 4)
- A company investment must acquire real estate of that value. (sources 1, 4)
- The full amount is paid and visible in an account at a licensed Bulgarian credit institution on the application date. (sources 1, 4)
- Any outstanding loan may not exceed 25%. (sources 1, 4)
- A bank document from a licensed Bulgarian credit institution for at least BGN 600,000 (≈ $343,000) is submitted. (sources 2, 4)
- With a loan, a bank document for the outstanding part, at most 25%, is submitted. (sources 2, 4)
- Proof of ownership of the real estate (of the foreigner or the company) is submitted. (sources 2, 4)
- For a company, a cost report with purchase contracts and an inventory book or amortisation plan shows capitalisation of the new assets. (sources 2, 4)
- Holders who keep the investment for 5 years can apply for permanent residence under Art. 25(1)(17). (sources 1, 4)

#### Stay

- Visa D up to 6 months, then a long-term residence permit.
- Visa validity: 6 months. Validity is the window to use the visa, not the length you may stay.
- Renewable, subject to the conditions in force at renewal.

#### Nationality

Third-country nationals. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

#### Work

No access to the Bulgarian labour market as an employee (Labour Migration and Labour Mobility Act Art. 8(1)(2)); the holder may run the invested company.

#### Family

Spouse and unmarried children under 18 living in the same household can get one-year renewable prolonged-stay permits, not beyond the holder's authorised stay; after 5 years the spouse and adult children can get their own permit.

Checked 2026-10-11

## Official sources

1. [Foreigners in the Republic of Bulgaria Act (English translation, consolidation of 2022)](https://www.mig.government.bg/wp-content/uploads/2022/11/foreigners_in_the_republic_of_bulgaria_act.pdf) · Ministry of Innovation and Growth · checked 2026-10-10 · published 2022-11
2. [Visa D (long term): documents and Art. 24 categories (June 2023)](https://www.mfa.bg/upload/99380/2_Visa_D.pdf) · Ministry of Foreign Affairs of Bulgaria · checked 2026-10-10 · published 2023-06
3. [Bulgaria adopts euro as of 1 January 2026 (fixed rate EUR 1 = BGN 1.95583)](https://trade.ec.europa.eu/access-to-markets/en/news/bulgaria-adopts-euro-1-january-2026) · European Commission, Access2Markets · checked 2026-10-10
4. [Foreigners in the Republic of Bulgaria Act, consolidated text (amended to State Gazette 52/2025)](https://www.mlsp.government.bg/uploads/78/sdrmi/za-chuzhdentsite-v-republika-blgariya.pdf) · Ministry of Labour and Social Policy (consolidated text, printed 13 February 2026) · checked 2026-10-11
5. [Labour Migration and Labour Mobility Act (Bulgarian text, as amended to 2021)](https://www.mlsp.government.bg/uploads/39/sdrmi/zakon-za-trudovata-migraciq-i-trudovata-mobilnost.pdf) · Ministry of Labour and Social Policy · checked 2026-10-11
6. [Bulgarian Citizenship Act (Zakon za balgarskoto grazhdanstvo), Art. 12-13](https://justice.government.bg/home/normdoc/2134446592) · Ministry of Justice, Bulgaria · checked 2026-10-11

## Investor · BGN 600k property and its alternatives

| Route | Money needed | Stay | Work |
| --- | --- | --- | --- |
| Investor · BGN 600k property | Needs an investment of BGN 600k+ ≈ $343k | – | – |
| [Investor PR · BGN 1M AIF](https://settleanywhere.com/countries/bulgaria/investor-pr-aif-1m/) | Needs an investment of BGN 1M+ ≈ $571k | – | – |
| [Investor PR · BGN 1M CIS](https://settleanywhere.com/countries/bulgaria/investor-pr-cis-1m/) | Needs an investment of BGN 1M+ ≈ $571k | – | – |
| [Investor PR · BGN 1M concession](https://settleanywhere.com/countries/bulgaria/investor-pr-concession-1m/) | Needs an investment of BGN 1M+ ≈ $571k | – | – |
| [Investor PR · BGN 2M project](https://settleanywhere.com/countries/bulgaria/investor-pr-priority-project-2m/) | Needs an investment of BGN 2M+ ≈ $1.1M | – | – |

## Questions people ask

### How much money do I need for the Investor · BGN 600k property?

An investment of at least BGN 600,000 (≈ $343,000). Minimum amount invested per foreigner to acquire ownership of real estate in Bulgaria, or invested in the capital of a Bulgarian commercial company of which the foreigner owns over 50% and which acquires real estate of that value; the full amount must be paid and visible in an account at a licensed Bulgarian credit institution on the application date; any outstanding loan may not exceed 25%.

### How long can I stay on the Investor · BGN 600k property?

Visa D up to 6 months, then a long-term residence permit.

### How long does the Investor · BGN 600k property take to process?

Applications for prolonged residence permits are examined within 14 days; complex cases can be extended by one more month.

### Can I work on the Investor · BGN 600k property?

No access to the Bulgarian labour market as an employee (Labour Migration and Labour Mobility Act Art.

### Can I bring my family on the Investor · BGN 600k property?

Spouse and unmarried children under 18 living in the same household can get one-year renewable prolonged-stay permits, not beyond the holder's authorised stay; after 5 years the spouse and adult children can get their own permit.

### Who can apply for the Investor · BGN 600k property?

Third-country nationals. Not open to: Austria, Belgium, Bulgaria, Switzerland, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia.

### Does the Investor · BGN 600k property lead to permanent residence in Bulgaria?

Time on the Investor · BGN 600k (≈ $343,000) property counts toward permanent residence in Bulgaria, which the rules allow after 5 years of residence. Time on the Investor · BGN 600k (≈ $343,000) property counts toward citizenship, which the rules allow after 5 years as a permanent resident.

### How are Investor · BGN 600k property holders taxed in Bulgaria?

No special regime in our records is tied to the Investor · BGN 600k (≈ $343,000) property. The standard rules apply: Bulgarian tax residents pay a flat 10% on the total annual tax base; dividends are taxed at a final 5%.

## More in Bulgaria

[Digital nomad permit](https://settleanywhere.com/countries/bulgaria/digital-nomad/) [Investor PR · BGN 2M shares](https://settleanywhere.com/countries/bulgaria/investor-pr-securities-2m/) [Investor PR · BGN 6M company](https://settleanywhere.com/countries/bulgaria/investor-pr-unlisted-6m/) [Pensioner residence](https://settleanywhere.com/countries/bulgaria/retirement-pensioner/) [Investor · BGN 250k regional](https://settleanywhere.com/countries/bulgaria/investor-250k-disadvantaged-region/) [Investor PR · BGN 500k, 10 jobs](https://settleanywhere.com/countries/bulgaria/investor-500k-company/) [Freelancer permit](https://settleanywhere.com/countries/bulgaria/freelance/) [Business with 10 jobs](https://settleanywhere.com/countries/bulgaria/commercial-activity/)

## Investment visas elsewhere

[🇵🇹 Golden Visa · €250k arts](https://settleanywhere.com/countries/portugal/ari-arts-250k/) [🇬🇪 D5 · Property over $150k](https://settleanywhere.com/countries/georgia/d5-real-estate-residence/) [🇮🇹 Investor Visa · €1M donation](https://settleanywhere.com/countries/italy/investor-philanthropy-1m/) [🇬🇷 Golden Visa · Heir of property](https://settleanywhere.com/countries/greece/golden-visa-inherited-property/) [🇫🇷 Talent · €300k investment](https://settleanywhere.com/countries/france/talent-economic-investment/) [🇨🇾 PR · €300k fund units](https://settleanywhere.com/countries/cyprus/invest-fund-units/)

≈ USD figures are approximate: daily reference rates from ExchangeRate-API, dated 12 Oct 2026, refreshed when the site is updated.

## How this was checked

**Checked on 2026-10-11 against 6 official sources.** Status: verified against the official sources.

Every figure on this page comes from the official source it links to. The record was researched against these sources, then reviewed separately, with special attention to effective dates and amendments. Where a source does not state something, the page leaves it out.

1. [Foreigners in the Republic of Bulgaria Act (English translation, consolidation of 2022)](https://www.mig.government.bg/wp-content/uploads/2022/11/foreigners_in_the_republic_of_bulgaria_act.pdf) · Ministry of Innovation and Growth · checked 2026-10-10
2. [Visa D (long term): documents and Art. 24 categories (June 2023)](https://www.mfa.bg/upload/99380/2_Visa_D.pdf) · Ministry of Foreign Affairs of Bulgaria · checked 2026-10-10
3. [Bulgaria adopts euro as of 1 January 2026 (fixed rate EUR 1 = BGN 1.95583)](https://trade.ec.europa.eu/access-to-markets/en/news/bulgaria-adopts-euro-1-january-2026) · European Commission, Access2Markets · checked 2026-10-10
4. [Foreigners in the Republic of Bulgaria Act, consolidated text (amended to State Gazette 52/2025)](https://www.mlsp.government.bg/uploads/78/sdrmi/za-chuzhdentsite-v-republika-blgariya.pdf) · Ministry of Labour and Social Policy (consolidated text, printed 13 February 2026) · checked 2026-10-11
5. [Labour Migration and Labour Mobility Act (Bulgarian text, as amended to 2021)](https://www.mlsp.government.bg/uploads/39/sdrmi/zakon-za-trudovata-migraciq-i-trudovata-mobilnost.pdf) · Ministry of Labour and Social Policy · checked 2026-10-11
6. [Bulgarian Citizenship Act (Zakon za balgarskoto grazhdanstvo), Art. 12-13](https://justice.government.bg/home/normdoc/2134446592) · Ministry of Justice, Bulgaria · checked 2026-10-11

Tracked since 2026-10-10. Rule changes and corrections are listed on the [changes page](https://settleanywhere.com/changes/), and the [methodology page](https://settleanywhere.com/methodology/) explains how facts are checked. Found something out of date? Email [contact@stayglobe.app](mailto:contact@stayglobe.app?subject=Correction) with a link to the official source.